Want to put dad in life insurance??? |
I want to get life insurance for my father. Will I be the beneficery for him-after he passes away? Also, is a medical check required for this?
Thanks in advance for all of the positive ... |
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Can my health insurance company refuse to pay for my son's broken arm because it happened at the neighbors? |
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blesselmelendez | Can u help me to explain about the life insurance,,,i always think life insurance is not good....? |
i have a prob. i am married to an american..my prob my husband want me to get a life insurance when i have work in usa..but i insist bec, i am afraid to get.a life insurance bec i always heard in the news that some american like to kill their wife bec. of the money insurance.my husband told me that do u think i will kill u...i said no....but i am so bother so much when i have work and i get a life insurance...can u advice me about what i am doing to do? it is ok that i will not get a life insurance in usa if i have work..why we need to apply a life insurance i am afraid to die bec. i always heard that most american kill their wife bec. of life insurance...did some old american can do that also to kill their wife?
what i am going to do? i do not like to have a life insurance...but my husband want to get me when i have work?im afraid if he will kill me |
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mbrcatz
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Not true. There are a few wife killing cultures in the world, but America doesn't have one - India, China, and the Arab worlds are big into that sort of thing.
If he DOES kill you, or rather, if you die by murder, he won't get anything until your murderer is found.
If you trust your husband so little that you think he's going to kill you, I think you have bigger issues than life insurance. I'd suggest a divorce. |
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aaron p
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This has more to do with marriage than insurance. Try talking it out.
Insurance is designed to help compensate someone for a large and unexpected loss. I think the death of most spouses qualifies under that guideline. |
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Houdini
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Life Insurance is somewhat misnamed. It should be called income protection. If you are working and you die, would your husband need the income you are providing the household to keep himself and if any, children living in the life style you are living now? If yes, you need life insurance, if no, you need just enough to cover funeral arrangements. At any rate, if you decide to get insurance, term insurance would be the least cost, and the best product for you. |
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trueonliner
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But again, you sounds serious of your concerns about getting insured.
Many a time, what you heard and what you know are two differect things in life. Life is short....life can be sweet...
Your relation with your hubby...that you got to know for sure.
First, you got to ask yourself...Why are you going to be insured? Is there a need? Murdered or not...we got to die one day!
Maybe you should read more on life insurances and all matters related before you make a decision.
There are many venues of information online.
A general one will be http://atresources.com/lifeinsurance
Look it up, and see if it helps. |
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JaredBalis
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You should have a guy feeling on whether or not your marriage is solid. Go by that. If your mate is aggressive and controlling, manipulative etc, that's the only reasons I would worry if I were you.
You can get term life insurance quotes from different agents in your area by filling out a quote form at http://www.myinsurancequotes.net. Make sure you are getting the best deal because prices vary alot from company to company.
Jared Balis
http:www.utahinsurance.org |
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Red Velvette KY
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If you have children life insurance will help your husband to have someone look after them if something were to happen to you.
If you don't have children, and you don't make a lot of money, then life insurance isn't really necessary anyway.
Also, most insurance companies will not insure you for very much unless you contribute significantly to the family's income.
On another note, perhaps you should not be with someone you are so afraid of... |
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Agency Builder w/ BTID
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Maybe you should be seeking divorce, if that is your suspicion. I believe that if an insurance company suspects foul play. They may delay payment, or if it was determined that the spouse killed his/her partner the insurance money will go to some other beneficiary or maybe whoever gualifies for insurable interest. I am probably wrong, but this is my guess. |
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Bradley S
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The idea of murdering a spouse for insurance money is a well-worn movie and TV plot, but rarely happens in real life. It does happen, agreed, but very rarely. Millions of people, even hundreds of millions of people take out life insurance to protect their assets from the financial hardship that can follow the death of a spouse. If you are really concerned, talk to your husband again. Be honest about your fears. Ask him his reasons for getting the policy. Do you have assets, such as a house, that you need to protect? Is your income vital to paying all the bills? If there are no sound financial reasons to get insurance, then don’t get it. |
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hoppykit
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You can't be serious! |
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