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 My insurance broker gave me no temp proof of insurance. It's been a month and nothing. Any thoughts on that?
Shouldn't the broker be giving me a temp while I wait for my package in the mail?? Should it be taking this long?? I have given him my first and last payments and a void cheque...worried he...


 I have an insurance question....?
If you have a high deductible what does that mean? Does that mean you have to pay co-pays until you meet that deductible and then you don't have to pay co-pays once you've met it? T...


 Health insurance didn't pay bill when they approved it from 5 years what can i do about it now?
I had my wisdom teeth removed about five years ago, the doctor required that I had anethesia to avoid choking on pieces of them because they were fragile from cavities. They had to run the insurance ...


 What the best health insurance for me?
i am a senior in high school and I am going to college this year, my family don't have any type of health insurance so i want to get one on my own, I want the health insurance that covers dental ...


 Which insurance is better?
hello,
just wanted to know which insurance is better? for a couple ages 51 and 50.
AETA PPO
Blue Cross Blue Shield 5000 (Nevada)
Humana

thank you ! :)...


 What risk would I take to not bother with travel medical insurance while abroad?
...


 Do most insurance companies cover contact lenses?
...


 How do I get life insurance for my parents.?
My Parents do not have life insurance. Can I get a policy for them and will I need a power of attorney or do they have to get it on their own....


 Healthcare and health insurance?
What are some examples of quality healthcare plans and health insurance through work? Thank you....


 What type of insurance should I have for small business?
I am planning on Starting a small yard cleanup business or pooperscooper business. what kind of insurance coverage should I have? I will not have any workers, it will just be me, and I will be ...


 Do Lawyers get payments from insurance companies to get down the settlement payment?
Well the whole legal system is money making racket....


 Will after the fact proof of insurance lower my fine?
I was cited for speeding and lack of proof of insurance. If I fax in my proof of insurance after receiving the ticket..will it lower the overall fine?...


 Do you have to get business insurance if you plan to teach dance classes from your home?
...


 Is $13.50/month a lot for a 5-yr term life insurance of $50,000?
Is $13.50/month a lot for a 5-yr term life insurance of $50,000 for a healthy 22-yr old? This is for State Farm.......


 Will my lupus still be covered if i change job?
I had lupus for 4 years, and my medical bills are covered by my current company insurance. If I change job in the future, will my lupus still be covered by the new company's insurance?...


 How do I get unemployment?
If quit would I still be able to apply?
If I get fired would I still be able to apply?
...


 What heath insurance/coverage can I apply for after my medicaid expires?
I am 18 years old and in college. According to medicaid qualifications, i will no longer be eligible* after my 19th birthday. Does anyone know any good healthcare plans for a struggling college ...


 How can I find an life insurance policy from a company that is no longer in business?
The policy was issued in 1976 from Old Security Life Insurance Company from Missouri....


 I received the first bill for services rendered 13 months after the insurance paid. Do I owe the balance?
I had a procedure on 5/30/07. The provider billed the insurance on 7/10/07 and received payment. My EOB told me how much was paid and that I might owe the provider $188.20. I never received a bill ...


 Medicare supplemental insurance?
Can anyone provide a link/s to info. on the different medicare supplement plans, to compare them. We are considering Blue Cross Blue Shield, but would just like the info. about coverage. We can get ...



baby_a
Can u receive both workers comp. and long term disability together?
                     
 




Don Drapers woman
Possibly if you are getting perm impairment benefits on work comp, however the work comp carrier could take a credit for any long term disability payments made to you.


mbrcatz
Rating
Maybe, sort of, and it depends.

See, long term disability (LTD) has a waiting period, before it kicks in - usually six month for a private policy, or longer, and 2 years for SSDI. Workers comp, in some states, limits the length of time you can collect - two or three years.

So, IF there's an overlap, AND you meet the disability definition in the LTD policy, it will pay, BUT, it's then allowed to attach your workers comp benefits for reimbursement, for time when you are collecting both.

Bottom line: YOU cannot collect the same lost wage, from two different sources.


BrianW
Usually not. Most LTD plans coordinate with other sources of income..ie., social security, workers comp, sick leave, etc. Plus, many will only cover off the job accidents in addition to illness.


Zach
Alot of these types of policies dont cover you while your at work... Due to workers compensation. Get ahold of your agent and ask... Depends on the policy and company.


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