 I want to cancel loan insurance, but I've been told I need to take out a new loan. Is this right? |
| I took out a loan last year, and this included insurance. I then wrote to the company a few days after receiving my policy and cancelled the insurance. The loan company now tell me that as I haven... |
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 Plastic surgery covered by insurance? |
| I want to get a nose job. Is there any way insurance will cover it?... |
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 High Risk life insurance? |
| My mother is about too be 50years old, just got done treatment for breast cancer, had a heart attack in 2002, and smokes. She has 10,00 worth of life insurance through her job but because she is my ... |
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 I have $50,000 worth of life insurance. Cash value is $17,000.? |
| Should I cash it in and re invest or just leave it? The premiums will increase when I turn 54. I am 51 at this time. I am presently in good health. If I cash it in will there be any penalties ... |
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 Can a live-in relative, not covered under a homeowners policy, take out a claim for car damage from the house? |
| I live at my parent's house. My car was parked in their garage. A sewage drain(old house) busted and sent "stuff" over my car. It took the paint off the car. If my parents are going to ... |
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 My tree fell on my neighbors uninsured truck. will my insurance cover it if it was a sound tree or unsound? |
| wind storm. my insurance co will not cover it,they say his car insurance will . he has none. he is threatning suit. they will represent me in court but not small claims court but will provid e ... |
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 Full Coverage car Insurance? |
Is it smart to carry full coverage on a 1999 Windstar full paid for
Market Value approximatiely $5000.00 . My yearly premium is abouts 2300.00 with 500 ded on collision and comprehensive.
I... |
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 What am I suppose to do if I am having problems with my car insurance company? |
| My car was found to totaled two months ago and my insurance company was to pay to my car people on my behalf. They still have not done anything. What am I to do about this?... |
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 Life insurance - is this a scam? someone help me....? |
| my mother is getting life insurance (she's in her 50's). she had a man come to her house - he said he wants to withdraw her monthly life insurance payments out of her account next month. I ... |
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 Should I purchase Term Insurance not Whole Life and invest the difference? |
Whole life cost more, but with Term I could cut that in half and invest the other portion of the payment...it's a good idea eh?
Additional Details
The anwers from my question has ... |
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 I am in a relationship and the man says that he cannot divorce his wife because she will loose her medical ins |
She has diabetes and had cancer. He says that no one will give her insurance because of her medical history. Is this true? Are there alternatives? What are other options?
They are ... |
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 What do you think about No Win No Fee Insurance Claims. I have been approached by a company...? |
| I have been approached by a company who knew that I had had an accident back in March 2006 in Norfolk. I am from Essex and the accident was actually my fault. They are saying they will claim on my ... |
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 A question about health insurance... Please Help.? |
| First of all, I am twenty years old, and currently living at college. I have finally (after several days of debating) decided that I need to go to the hospital. I am either pregnant, or some other ... |
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 What should I do? My grandmother got ripped off.? |
| I just found out from my grandmother that her annuity has been taken advantage of by my older sister. My sister got the account information from my grandmother and then logged onto the company's ... |
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 What can I do? accident no insurance? |
| I had a car accident approx one hour before I had car insurance. I submitted the claim and everything is there a way to get them to pay for everything? will they pay much attention to the time?... |
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 Will health insurance cover existing medical bills? |
| I have a kidney stone that is unbearable and I want to get it checked out. I just applied for health insurance but I have to wait to find out if it's approved. Can I go to the hospital today and ... |
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Dark killer | Can you afford Health insurance? |
How much do Americans have to pay in health insurance cost per month and what is covered? What happens if you don't have any insurance and your illness is not a emergency treatment, Are you left to suffer because you can't afford treatment? What happens if you have a long lasting illness, can you get insurance?
Thank god I was burn in England and don't have to worry about getting ill as all treatment is free no matter what is wrong with you. America is the rishist nation on earth and it can't evern treat it sick with good health care. |
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mark
 |
We pay a lot for our health insurance either as individuals or by our employers by proxy. Insurance for a family of 4 runs me about $12,000.00 per year. Part is paid by my company and part by me. In fact, most big companies would cut the personal cost of that by 75% or more.
We have the best healthcare in the world, bar none. I would not want to get sick in another country. Why you ask ? Our doctors are being paid a fortune, and because of that, we attract the best foreign doctors and we keep our homegrown ones. We have the best diagnostic equipment..etc..etc..etc
Be aware that the problem with American health care is not the health care, but the cost. And, people that cannot afford healthcare still get healthcare anyway. Hospitals cannot turn away sick people by law.
Thank God I was born in the US |
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spaghetti
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no i cannot afford health insurance. i own my own small business. the cost for coverage is too high and the deductibles are outrageous! i avoid going to the doctor because i will have to pay full cost for the visit. if you have a preexisting condition then the insurance companies will not cover it. our health care system is run very purely. |
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lisa m
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I'm English and the system over here sucks. We buy our own health insurance as we have our own business. My son and husband have Anthem and I have a different company because Anthem will not insure me as I had kidney surgery when 7 months pregnant and also had a slipped disc. My current insurance company will not cover any problems related to either kidney or anything related to my back. It's crazy, you pay huge premiums but they won't cover the things that you have the problems with so I always have to pay for anything to do with my back. My toddler has asthma and so Anthem have just doubled his premiums so we pay around $500 per month for insurance and that's without doctor's visits ($25 each) and prescriptions (Vytorin $100, Xopenex $125, Zyrtec $40, Singular $40, Pulmacort $30)
The NHS has it's problems but at least care is available to everyone regardless of age and social status and you can actually afford to get your prescriptions. |
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DENISE
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man oh man
the cost of living is so much and yet not as much as it is to get sick or die.
i think it's about 200 to 500 just to get good health ins.
it hurts the pocket book deep down inside. |
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skellyatsogang
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I agree with you. I'm an American who lives in Asia, where I've been satisfied with the national health care systems I belong to in Korea and Japan.
Living in America with its costly insurance programs ridiculously tied to one's job is crazy. If more Americans knew how bad they have it compared to other countries, they'd rise up. Yet they buy the propaganda that the status quo is good for them. |
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zippythejessi
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Health Insurance can cost - for one person, depending on the type of plan (and there's many) anywhere from $200 to $700 a month. (The more you pay, in theory, the more coverage you have.)
If you don't have insurance, you pay for your treatment. The leading cause of bankruptcy filings are medical bills. If you have a long-lasting illness, unless you had insurance when you were diagnosed and are just switching plans, it's VERY difficult and VERY expensive to get insurance. |
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Fatdude427
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I am from America. Health insurance is extremely expensive. I am overweight and have a few other medical conditions, and insurance companies charge astronomical amounts if you have any high risk factors.
I pay around $500 per month in health insurance just for me alone. It is absolutely ridiculous. I could rent a small apartment for $500 a month!
We desperately need to fix our health care system here in the U.S. But I don't know what needs to be done- if we need to have laws passed capping the costs of health care, or ?
I agree with you. America probably is the richest country, and yet, many innocent people suffer. I am glad to live here, don't get me wrong. But even though we may technically be the wealthiest nation in the world, we still have lots and lots of problems to contend with!
My case is probably typical. But, there are some people who can get health insurance for cheaper- as little as $100 per month. $100 per month is affordable.
As I said before, something needs to be done, but I don't know what the solution is.
I had a LOT of trouble and heartache trying to get health insurance coverage. So many people who have grave illnesses may have a terrible time trying to find a carrier who will insure them.
Insurance companies operate like any other business. I am a "high risk" individual. The insurance companies do not want to insure anyone who will cost them money. Therefore, many people who actually need the insurance most of all get turned away.
It's really screwed up. If you are healthy (and don't even really NEED insurance), you will be guaranteed acceptance. Yet if you are sick, obese, terminally ill, have a disease, or any number of pre-existing medical conditions, the insurance companies have the legal right to refuse coverage to you. Someone needs to help the individuals, because the big corporations and companies have all the money and the power.
Sometimes I wish that America were like Canada and England, in that we could have free health care. In many ways, that would be better, especially for those people who are ill, or unemployed, or cannot afford expensive health insurance premiums. |
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Tammy R
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There are very affordable health benefits out there - it is just that we are mostly all pre-programmed if you will to think of just your "Traditional" insurance. Here is a site that has Medical Benefits, along with dental, vision, prescription and chiropractic for only $49.95mo for an individual and $59.95mo for an entire household (up to 20 people) they also do groups large or small.
My family has saved so much money with these benefits - it is just that most people do not know about this. This company has been around for 15 years it is not a fly by night company http://www.helpyousavenow.com
I hope this helps with this nightmare that 70% of Americans are living!
Tammy |
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Rick
 |
America was founded on an "ownership society" basis - Because of this ownership mentality - socialized medicine will not be a viable option - at least for 20 years.
And yes, I can afford health insurance - i work hard to do it, but I can pay for it for myself, my wife and my employees!
I dont need a govnt hand out! |
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Nate W
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I spend around $2,000 a year for health insurance.
I may have to pay for top notch healthcare, but at least I can spell. |
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mbrcatz
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Well, wait a few years, and see how well your socialistic system is doing.
I saw an article last month where the UK is compiling a list of the procedures it isn't going to 'cover' any more under their system, as it can't afford to maintain existing coverage.
MOST Americans have health insurance. The people you read about here who DON'T have health insurance, well, more than half of them are here illegally. They wouldn't be covered in YOUR country, either, if they were there illegally, and actually, they wouldn't even be TREATED. At least we, here, in the US, provide TREATMENT, even to illegals! You guys only cover EU nationals.
We treat our sick . . .even the sick who are sick of their own making. And we treat OTHER country's sick people, free of charge. OR rather, not free, but *I*, a working US taxpayer, pay for it. Which is more than you can say. |
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