I am wondering what is considered a preexisting condition?I want to get insurance and i have been to urologist probably five months ago but i would like to see a family doctor. Is this considered a ...
Its suspicious as there is no intereview or anything. I just send my cv and they send me the offer letter. Though they donot ask any money or anything till now....
No names, but the national company claims it is a "limited" warranty for 3 yrs. Weld on hinge plate actaully gave way, whole door topples out. Shoddy piece of **** craftmanship they don�...
I have to agree with the Muslims here; interest is evil. Especially when you're paying interest on such an intangible as insurance, and statistically, I probably won't even use it....
My roommate and I each have a car but we don't share the same insurance policy. He has his own and I have mine. I just got auto insurance for my new car and the agent was telling me that I ...
Agent told that after 5 years( 10,000 p a x 5 yrs) , she will get 8,000.00/pm as pension. So please confirm the details regarding pension( 8000 pm)....
Because of a condition ( sckitzophenia ) , the only reason I have ever had health insurance is because I have lied about my condition. As soon as the "s" word comes up I am either canceled ...
My father is a retired mechanic(owned his own business). He is 61 years old(62 in february) He is a wisconsin resident. He has a home with equity but the home is his only asset. He didn't ...
I have an independant insurance agency in Arkansas and would like additional sources of income. What business would be profitable and co-exist smoothly together?...
Idont know which policy is good and plz also tell me if i do a insurance after how munch time i can claim for that?which is smallest time priod policy and how much i have to invest for that. A...
Term life builds no cash value. If you had it from an employer there is no money to be had.
Whole life can build cash value over time but it takes years to build any real significant value.
In your case the answer would likely be no.
mbrcatz
Where does the money go when you buy a lottery ticket, and can't collect on it? Same principal.
Life insurance is NOT a savings account.
kenj53
sounds like you are talking about a term life policy. if that is the case then once you leave the job that was providing you the coverage as a benifit or you stop paying the premiums then the policy is canceled. the money paid to the insurance company is theirs now.
JaredBalis
You should have the option to convert your plan into a life insurance policy that you can take with you. It is correct that the policy would then follow you, protecting your beneficiaries in the event of your death. The problem is converting life policies from your employer into a personal one can be expensive. If you are insurable (healthy) consider shopping around for some good rates with a policy that has the same benefit amount.
You can find out what is available by requesting life insurance quotes from different agents in your area by filling out a quote form at http://www.myinsurancequotes.net.
Make sure you are getting the best deal because prices vary alot from company to company.
Jared Balis
http://www.utahinsurance.org
Tom Z
The only way you can "collect" on the kind of policy that would be provided by your employer would be to die. Even then it would not be you "collecting" on the policy but the beneficiary.
But hold on don't do anything drastic in order to "collect". Because you no longer work for the company that was paying the premium and because you are not paying the premium to continue the policy there is no policy to "collect" on.
Where did the money go? It went toward the payment of the death benefit for some other poor chap that died while his policy was in force.
ernesto_tig
Have you ever seen a big shiny insurance company office or a golf tournament sponsored by an insurance company? When you pay premiums and don't collect, they keep your money and give you nothing in return.
That's the insurance biz.
mrsdeli
Life insurance is normally portable which means you can turn it over into another policy, usually a whole life policy.
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