 I'M in a dilemma please help.? |
| I lost my watch in my house.I think my 1 year daughter put it in the pedal bin in kitchen. how do I get an insurance claim for this watch? It was quite expensive so need a strong case against these ... |
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 Pet insurance?? |
| what does it cover?? does it cover all the treatments, jabs and all trips to vet or what?? ... |
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 Can an employer cut hours so you lose your health benefits..is that legal? |
Additional Details
Was hired full time almost 6 years ago. And after 4 managers later they have cut my hours to 30 I need 32 to keep health insurance. Also 2/3 of the health insurance ... |
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 What are some things a driver under 25 can do to save on auto insurance? |
| I don't mean the basic stuff like drive safely, don't speed, etc. I mean, what are some insider things that you can do? I guess I'm looking for insight.... |
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| Household insurance? |
Hello, i wonder if you could help, we are currently selling my parents house, who are now deceased, i wonder if its possible for me to insure the property just incase of a fire etc.
And would it ... |
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 National Insurance Number? |
| Is there some system or reason for the letters and numbers in the national insurance number we are given?... |
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 Is health insurance worth the money? |
| I have been with Bupa health insurance for years but have never used them. I'm 21, Do you think I'm to young to need insurance as I will most likely not need any untill I'm in my 40s. I... |
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 Desperate for medication but no insurance (no job)? |
| My daughter is Bi-Polar, newly divorced, desperate for a job-she has a little daughter. The ex-husband is of no use and I am her only family. There is no health insurance-for a while she paid her own ... |
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 My son died at christmas 3 years ago, devastated, i didn't find insurance policy until now, is it too late |
| it is a life insurance policy that awards for accidental death, I understand there are limitations, but i also understand there are reasonable 'excuses' for the relief from forfeiture. I... |
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 Life Inurance: Do I go with term or whole life and why? |
| I am a 28 year old man with two young kids and i'm trying to figure out the advantages of whole life and term life insurance. I have friends who say whole life is a waste of money, yet my ... |
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 Best place to purchase health insurance? |
| I am starting my own small business and need health insurance for my family. I won't go with Kaiser, please don't ask why. I need an HMO with no deductable or a very low deductable because ... |
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 After death-- how long to recieve insurance money? |
| My friends husband just died and she asked to borrow money for the funeral and other costs. How long does it usually take to collect the insurance money, so i will know how long to extend the ... |
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 Is my life insurance cash value tax deductible? |
| I'm cancelling my policy. I had it for a year. I put $3500 in it so far. The agent said that won't be refunded to me when I cancel. Can this amount be a tax write off?... |
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 Looking for a Life Insurance Policy, where I can only Pay one time preinum? |
| I am looking for an Insurance company where I can pay only one time preinum and insured myself for 10 year...I think so, it would be life policy..at the maturity after 10 years...If i still alive I ... |
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 So, I need health insurance and I'm a single mom... any suggestions? |
| ok, so my soon to be exhusband is in the military and I have great health insurance now but I wont have that for long. I'm a full time student and I'm barely going to be making it as it is ... |
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 When I die and my husbands receives my life insurance.......? |
| does Uncle Sam take part of the policy, or is it all my husband/children?... |
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 I want Whole Life insurance and Gerber Life insurance seems good for my Newborn boy. Should I get it too? |
It says 8.40 for me for 10k and 3.70 for each 5k I want to go higher. For my girlfriend it says 7.80 for the first 10k and 3.40 for each 5k extra. Does this sound like a decent deal?
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jmagnotti73 | Can you have more then 1 life insurance policy? |
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Doing the Right Thing
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Yes. But its a bad idea to get more than one. You should just get one policy and add a spouse rider and maybe a child rider. If you want more coverage, then just increase the current one. That way you avoid the extra policy fees and you get discounts.
Unless you want to pay more money and get bunch of separate policies, thats totally up to you. |
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Insurance
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Yes, you can but you must know that is the objective of the new coverage. if you are currently under insured than buying an additional one does make sense. |
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topdogg1013
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you can have as many policies as you want. does it make sense? sometimes and sometimes not. as long as you can pay the premiums and can justify the coverage (reasons, assets, income, trust, etc. . .) then multiple policies are important. be cautious about people who are telling you this type of insurance is good and that type is bad, or multiple policies are a bad idea, whithout actually knowing your situation and your goals. good luck. |
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2shay
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I hope so cause I have 2 already. One through my work and my regular one. |
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ME2029
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Sure Can |
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Peacekeeper
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My Mother had several. I was her beneficiary. |
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M Forsythe
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Yes you can
Life insurance can serve different purposes besides death benefits. Investment and Estate planning to name 2 |
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JT
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Yes you can have more than one life insurance policy.
Typical example is group life insurance and your personal life insurance.
The life insurance generally depends upon how much you need a coverage not the no. of coverage. which again depend upon your needs like temperory needs( to cover mortgage or debt) or any permanent need(estate planning).
Also worth to know that every policy has some adminisration cost so more number of insurance means more cost.
It is always good to have one insurance with complete coverage and if you have some extra need you can always put rider on your base policy.
You can get details from any experience insurance agent by proper need insurance analysis. |
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joker_32605
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Of course, if you can pay the premiums.
c |
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mbrcatz
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Yes. |
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sharon b
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Yes,but it's not neccessary.If you get the right ins. policy you won't need another one. Note: term insurance is better than whole life ins. There are a lot of diff kinds of term but ins. providers won't tell you much about them bacause they make more commission on whole life policies.Just do your research before making any final decisions. I wish you well. |
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aaron p
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Yes, although the face amounts will be totaled together to figure your "jumbo limit." This will affect how much total insurance you can have and generally determine the underwriting requirements for the new company. A competent, independent agent will be able to tell you if having more than one policy makes sense or not, and why or why not.
BTW, if higher commission meant worse deal to the consumer, no-load life insurance would almost always be more competitive. As it is, the opposite is true. Making a purchase based solely on what other people make is foolish.
Also riders are not always less expensive than stand alone policies, especially if they are attached to a less competitive product to begin with. |
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