How much do you pay for car insurance? |
| I am currently a 24 year old male and I think my car insurance company is not giving me the best deal. Who do you get insurance from, how much do you pay and if you don't mind me asking, how old ... |
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I have an insurance question? |
| If the government regulates and requires auto insurance, why dont they provide it? Flood insurance is provided by the government so why not auto insurance?... |
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Self-employed.. Hate individual Health insurance..any alternatives? |
| Just got off the phone with our health insurance company who charges our family $400/month (4 of us). They basically cover nothing, and have raised our co-pay for Dr. visit. They said after my $3000 ... |
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If I give 2 weeks notice to resign from my job, who long will I be covered under my employers health plan? |
My last day of work will be 3-14-08, and I plan to start my new job on 4-7-08. Trying to figure out if I need to sign up for COBRA for the couple of weeks that I will not be employeed. A... |
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Am I allowed to switch my car insurance company? |
| Am I allowed to switch my car insurance company if I'm in the middle of my policy with another company? Any penalties?... |
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How do i get health insurance on my own? |
| i am a senior in high school and i am about to graduate and go to college, I am currently in track so if i twist my ankle then i am done and I haven't have any kind of health insurance since my ... |
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Appeals Process on a Rejected Insurance Claim? |
| I recently submitted a claim (very legit) and the adjuster has rejected it. Is there an appreals process for this? We have asked the agent and adjuster about this and they say no. But there has to ... |
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Liability insurance? |
My partner is going self employed as a plasterer, were can he get liability insurance from? Additional Details can you recomend a company?... |
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Brighthouse problems help? |
| i purchesed a laptop through brighthouse last year im paying every single week and i pay the insurance for it aswell but five weeks ago it broke down and i kept paying the payments for it but my ... |
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Why the heck does car insurance make you pay more...? |
| when you call to file a claim? Like, why do they raise your rates when you call them to use their services that you're already paying for? Someone pryed the emblem off my friends car and he said ... |
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Health insurance? |
| Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was ... |
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What happens when you get renters insurance? |
| Do you have to fill out something stating the value of your property?... |
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How do I go about getting life insurance when I do not like dealing with salespeople? |
| I always feel like they want to keep selling me more and more....I just want a simple term life insurance policy for myself, and my husband. What is the EASIEST way to get this set up, sans all the ... |
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Must buy insurance for every person with a license? |
why did my car insurance company tell me i HAVE to buy insurance for everyone in my household with a license. is this true?? Additional Details EVEN IF THE PERSON DOES NOT DRIVE THE CAR A... |
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Can I be added to company insurance with a bad driving record from years ago? |
| I have just been hired to be a rep for a manufacturer. this lob will require 70% travel. The only hangup is i am scared that when they send over my license, i wont be able to be added because of 4 or ... |
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Is it possible to have two insurance plans? |
| okay, i am wondering if its possible to have two insurance plans because im thinking about getting a 2nd job, and i want to apply for health benefits at the 2nd job because if i happened to ditch my ... |
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Nicolette S | Can you lie about smoking/non on a health insurance application? |
So many people say "check non" but it seems so easy to get caught. |
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mbrcatz
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Yes, you can. But it can invalidate coverage. And it would really stink to be handed a $50,000 medical bill, unexpectedly. |
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Apple
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Here's what will most likely happen:
As long as you have "minor" health issues that are unrelated to smoking, the company probably won't find out.
But, if you come down with a health issue that is generally attributed to smoking, they will pull your application and see if you checked the "smoker" box - if you didn't the insurance company MAY say that you lied on the application and deny you coverage. |
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WG
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You "CAN" but you shouldn't |
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wizard
 |
Yes, but this is called insurance fraud. If you are a smoker and lie about it on the application then the company has a right to deny future claims, especially if the claim is a result of smoking. |
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lee c
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NO it is so easy for a Doctor to tell. Insurance companies Will always look at the first thing that they can do to not pay out. Don't did it |
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ernesto_tig
 |
The company may or may not do blood and urine testing when they issue the policy, so they might not find out up front. However, in the event of a large claim, the insurer will send your application for review to determine if there are inconsistencies or unreported items in your application. These are grounds for rescission of your policy and you'll be left holding the bag.
If you smoke, you'll have to pay more $$ for coverage. Don't like it? then quit. |
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~♠♥CJ♥♠~
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Yes, you can lie about it, however, if the fact that you smoke ever ends up anywhere on your medical records, your insurance company can cancel your policy and stick you with all the bills. |
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