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 Does any one know of a medical insurance that will accept you even if you have a pryor medical condition?
My brother has a preexisting back problem and his insurance carrier refuses to pay for any doctors visits that involve his back. So he was wondering if there is an insurance company that would pay ...


 How much can a doctor office charge for your chart record's on request.?
How much per page....


 How much can I get for suing?
I was hit by a car sitting on the curb by a 14 year old girl with no license > but her parent have insurance
Additional Details
I was sitting on the curb with my g/f when a car came ...


 Pregnant -- still on my mom's health insurance policy... will my baby be covered when he/she is born?
I am covered under my mother's health insurance until I am 23 years old. I live on my own and am pregnant. (live in Portland, Oregon) I have heard of a law in Oregon that requires a newborn to ...


 What are your feelings about the bailout?
Michael Moore made an interesting comment on Larry King Live tonight. He thinks that the Big 3 are going into panic mode and asking for more money because they saw Barack Obama coming and taxing ...


 What is the best health insurance and affordable in arizona?
for mom and a ...


 If a person has to pay 20% of all medical expenses, this is referred to as...?
A. Usual
B. co-insurance
C. deductible.
D. ...


 I am 62,buying Kaiser health insurance $380 dollars a month.Any one tells me a less expensive insurance?
...


 Health insurance for young, healthy people?
I'm trying to find a health insurance plan made for someone like me- 26, male, non-smoker,non-drinker, currently at ideal weight, regularly exercises, no health conditions, no prescriptions, etc....


 Anybody have advice about HMOs?
My spouse and I live in the Sacramento area and are trying to chose between two HMOs offered by my work. Theres also a PPO option but we've kind of ruled that out. The two HMOs offered are K...


 Can you still file a life insurance claim after 1 year ?
...


 Carrier or family?
...


 Why are my house insurance estimates so high?
We're buying our first house & our mortgage guy estimated our costs for house insurance should be $400-500. We've gotten two estimates & they were $730 & $775. What could be ...


 I need health insurance for me and my wife ,what is a cheap company can i call and what is the #?
...


 I live in louisiana and my fiancee wants me to insure his car.?
What risk are there for insuring his car? Could I be sued?...


 Is this settlement fair?
Ok, I asked for 40K They offered 18K, I owe $4,663.48 to pay back medical,lost wages=$11,759.43,asked for $4,272 for future medical. I lost my job because of this auto accident,(not my fault) I was ...


 Why would someone insure their smile?
...


 How do you sue a person on disability?
This person damaged my car. (I) had to pay the $500.deductible to get it fixed and then I had to rent a car to go back and forth to work for 13 days. I purchased the extra insurance for safety's ...


 Cheapest Life Insurance ?
...


 What is the best temporary/short term insurance a person can get?
I am a substitute teacher and looking for insurance to get me through the next year. I would like something with a low deductible. The search online is a bit overwhelming
Additional Details



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Can you purchase renters insurance if you live with your parents?
rather than add to their homeowners?
                     
 




mbrcatz
Rating
Yes. This is a good idea, because then YOU have control over the claims submitted, and any claim payments would be payable to YOU, rather than your parents.


MTR
Yes, you can purchase it, but why. If you are a resident relative, your stuff is usually covered under your parents homeowner's insurance. If you decide to go ahead and insure it separately, the cost for renter's insurance is pretty low,and, of course you are the named insured.


blb
Yes you can but there isn't any reason to do it. You are a resident relative in the household and their insurance covers you. If you want a renters policy, call an agency and take one out.


Peggy K
Rating
For the life of me, I can't figure out a good reason to do so. They already have a homeowners policy, and unless you are needing to lower the deductible or increase the value of personal effects on there, it should cover your stuff.

The only way I can think of to accomplish it would be to present a receipt for the rental of a room (or whatever) to the insurance agent and see what happens.


larsgirl
Rating
you can.. if you have property that you want to cover separately and don't want them to incur the cost... scheduled items, jewelry, antiques, etc..... If you are one to present a liability exposure not usual to your parent's home, then it's a good idea to have your own coverage.

ex.. your dog bites the neighbor's child.. your parents don't own the dog, you're an adult.. where is your liability coverage. If your parent's ins. co. wanted, they could deny the claim under their policy... Your parents could fight them on it.. but it would be easier to have a clear path to coverage.


Mahogani J
Yes, your aunt's insurance would cover your as a resident relative. But if your trying to be a good relative you should get your own. If there is a liability issue, let's say, meaning if you injure someone or damage their property and your found liable, having that on your aunt record of insurance could follow her. Insurance companies don't like liabililty issues.

Also, youre in control of the coverage, you know if its being paid on time and you know exactly what you have.


CaseyAngelEyes
Rating
Yes, it is a good idea to get your own policy. And, a renters policy would probably cost you $5-$10 per month. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

Go to: http://www.insureme.com/landing.aspx?Refby=616162&Type=home

Take care,
Casey


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