 OK this ones kinda of a tuffy but really important Please don't ignore!? |
| I recently had a kidney transplant (a year ago) I was on my fathers insurance,medicare,and medicaid when i had the transplant the medicare people messed up and said it didnt cover the transplant so ... |
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 Life insurance? |
| What are the different types of life insurance policies avaliable and which is the best? My wife and I are in our mid 30's with a new child.... |
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 Is our Life Insurance enough? |
I am insured for 250K
My husband is insured for 750K
My children who are 7 months and 3 yrs old are both insured for only 50K (whole not term, will be paid off by the time they ... |
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 Insurance Questions, 5 weeks pregnant. Hubby switching jobs....? |
| I am 5 weeks pregnant. I purchased geisinger ins Jan 1st 2007 and then dropped it Jan 31st 2007 since there maturnity coverage was horrible! My hubby has had the same ins for years Blue Cross / Blue S... |
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 Prudential insurance and Allstate which one is good for life insurance? |
| I 'm going to get a life insurance. I'm thinking between Prudential and Allstate. what do you think about both of them if you want to get the good service and comfortable.... |
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 I was trying to find out if the doctor was in-network with an insurance company.? |
| They said - 'It is possible that the provider is contracted with the insurance company for their fully-insured book of business. That does not mean that the provider is in-network for this ... |
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 I failed my first attempt at my state exam for Prop and Casualty Insurance...needed a 70 and got a 64.HELP? |
| Need to know how to pass it on the next go round?...I have been studying like crazy and felt I knew the material ,but the questions were really hard!!... |
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 If you get insurance through your parents will it be canceled when you get married? |
| My brother's girlfriend is 19 and she gets her health insurance through her mother's job. She and my brother are thinking about getting married. Will she lose her health insurance? My ... |
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 Health insurance vs. taxes for public health care... which would be better? |
| I am currently paying a TON in health insurance, with deductables that aren't that great... and I HAVE NEVER BEEN IN THE HOSPTIAL... this seems to be the earmarks of a very inefficient system...... |
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 How long should a flood insurance claim take? |
| Chris N asked this but didn't seem to get a full answer. Another guy had 6 months for a fire claim. Why does it take so long?... |
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 Open enrollment for health insurance is here and I need help deciding what to do? |
| My options are to enroll in a new insurance plan where I am insured thru the hospital where I work called a UMR EPO. This is new and they tell us many hospital organizations are grouping together to ... |
|
 What would be your case for socialized medicine in the USA? |
| I want it now. The benefits far outweigh the costs with 50% without healthcare insurance, and how many without Prescription coverage? Want the case FOR, and if you can debate the cons, even better. A... |
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 Car Insurance Company? |
| Which car insurer allows all named drivers to earn their own no claims bonuses so that if one named driver has an accident the other driver doesn't become affected? Thank you ... |
|
 House Insurance? |
My house insurance has been cancelled.
Does anyone have any names of insurance carriers
that would I could apply to.
I have two dogs a german shepard and a mutt. That was the reason ... |
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 How do I know that my husband put me as a beneficiary? |
| MY husband and I are having issues and he just started a new job to where he has to elect new insurance. How do I know that he has even listed me as the beneficiary instead of everything to his ... |
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 I broke my arm while working. My boss promised to claim insurance for me but disappear. How can I seek help? |
| I broke my arm after my 5th day working in a cafe as waitress. My boss promised to help me and to claim insurance but end up disappeared. He closed his cafe. I tried to call him but in vain. What ... |
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 What insurance company gives insurance to a permit driver? |
Additional Details
the california state law says, for example if i am going to football practice and i have a note from my instructor saying i am allowed to drive myself to practice and ... |
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 Should i pay the excess for a flood from an upstairs flat ? |
| i currently own a 2nd floor flat & 3months ago the flat above sprang a leak from the bathroom & damaged my kitchen,bathroom. my letting agent got onto theres & they have admitted ... |
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 If someone is killed via capital punishment does that override his/her life insurance policy? |
| If someone is killed by the law/government via capital punishment (gas chamber, firing squad, lethal injection, etc) can their dependents or surviving family members claim their life insurance policy?... |
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Will | Can you regularily add family members to an insurance plan who don't live with you? |
I would like to get health insurance for my parents who cannot afford it, and am wondering if it is possible to just add them to my plan since they do not live with me (or even live in the same state for that matter). If they would have to directly live with me to be added, would it be a big deal for me to just say that they did live with me even though they really didn't? |
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sarah314
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It doesn't matter whether your parents live with you or not.
99.99999999% of health insurance policies will not allow you to add a parent as a dependent. Doesn't matter if they live with you, doesn't matter if you completely support them financially...for the vast majority of health insurance policies, a parent would not meet the criteria for an "eligible dependent."
If by some chance you have one of the incredibly rare situations where you could add your parent to your policy (again...this is so incredibly rare its almost not even worth mentioning here), you'd likely have to show proof of their financial dependency. Such as tax returns or other financial documents.
If you want to purchase health insurance for your parents, you'll have to get quotes from agents and/or insurers in their area, and have the bills for the premiums sent to you. |
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snetlaV
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Consult your Insurance company first and ask about this. some company do not pay out once the incident happen to someone in the Country where he/she was not registered.
don't lie, you may waste your money at the end!!! but to some Insurance companies, its possible> |
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SmartA$$
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They have to be your dependents (for tax purposes) in order to qualify for your group plan through your job.
Usually, the only way to do this for someone who doesn't live with you is if they are your child and you pay child support (if you pay child support, then you get to claim the child on taxes). |
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Mr. Taco
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It is a matter of dependancy usually. If they are your dependents, your insurance MIGHT accept that. Ultimately, though, it depends on your insurance company. You should give them a call, rather than wasting time here. Good luck! |
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Zarnev
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You will not be able to add your parents to your policy. Even if you could there may be a different doctor network, or no network at all, in their state so they'd have to come visit you everytime they need medical services. Each state has it's own laws and regulations concerning health insurance.
They will need to find a policy available in their state. They should visit a local agent that works with all the major companies. The agent can find the best plan for their situation. There is no extra charge using an agent. If you want to pay the premium that can usually be arranged. |
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mbrcatz
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No. You can only add resident relatives who are your dependents. Parents don't count on any plan I've ever seen. |
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T
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No you cannot just 'add' members to your insurance. There has to be a 'life' change such as a marriage, divorce, birth, death, adoption, or a window opening in order to change coverage or members it is covering. Plus most insurance policies will not allow you to cover 'parents'. In fact, I have never heard of any policies ever covering parents as dependents. |
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