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I have a rental property in OH. My tenants said something flew off the house and damaged their car. Is this a claim for their renters insurance or my homeowners insurance?
Additional Details
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 Life insurance question ......? |
| If you have a relative who is interested and willing to pay a good amount each month however, takes perscribed medicine everyday Is It still possible to obtain life insurance or is there no way in ... |
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 How can a life insurance company know if you smoke cigarettes if you quit one week prior to the exam? |
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If so, what happens if I die from lung cancer 20 years later? Will the insurance ... |
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Commander Spoonface | Can you still collect life insurance if the person is executed by the state? |
Lets say I have a life insurance policy on someone and he commits a heinous crime, waives all appeals and simply wants a quick death and I have an insurance policy on him, would I still be allowed to collect upon his execution? |
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David D
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It would depend on what your policy states. However most policies will have a clause that will deny payout in the event of suicide, death while committing a felonious act, or death due to committing a felonious act.
The last one would more than likely cover someone being executed since the death would be due to committing a felonious act. |
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elrose@btinternet.com
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Suicide or causing one owns premature death usually voids a life insurance policy. Life insurance pays out for sudden or unforeseen death! |
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car253
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It would depends on how and why they got the death penalty to begin with.
And, you would not be able to take out a policy on someone that is in prision. Is that what your thinking?
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Love!
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I don't think so, usually in things like suicide or death brought on by your own actions, you can't collect. |
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jessehutch19
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I couldn't see why not! |
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emilymay8603
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Very good question. :) |
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src50
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Read the policy exclusions. |
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Ontario Insurance Broker
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They key to answer this question is when was the policy purchased?
Most insurers will not issue life insurance on someone who is in prison or who was recently in prison. This is because the risk of death is high.
If this policy was purchased long before going to prison there is no doubt in my mind that the benefit will pay out.
The only exclusions in most life insurance policy are: 1. Suicide in the first two years (after issue of policy) and 2. misrepresentation in the first two years (after issue of policy). I believe that to be true for almost all life policies in USA and Canada.
You'll have to check with the insurance company but I would be surprised if I was wrong.
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Bob Brown
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wow....is this some type of new business arrangments you put together......interesting. |
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luzerlarry1
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No, suicide or death like that voids life insurance policy. If he wants a quick death, he obviously isnt in california cause if he was he would be on death row for years and years causing us taxpayers to pay for his room and board. |
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Flowmaster
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Sure. Unless the policy states otherwise. |
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