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 Insurers just want to refund my policy money as they wont settle my claim?
I recently claimed on insurance i took out on a suite, i bought insurance with sofa's, the 3 seater was too badly damaged to keep in the house so i had to put it outside, I told them this when i ...


 How will you handle an ethical dilemma?
...


 Identify Theft Insurance for an Insurance Agency?
Is there such a thing? Would it be covered under an E&O policy? If there is a separate policy can you give details on who provides it? Thanks
Additional Details
Sorry, I'm ...


 Who is the best home insurance company in Florida? I am 1 mile from the ocean?
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 I need help from u. I am doing project work in Mutual fund Vs insurance. please guide me on my project work ?
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 My daughter is 18 and out of high school how long can i carry health insurance for her on my plan?
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 What is the difference between term life insurance and whole life insurance?
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 My husband owns a moving co. and he wants to build a storage unit. The insurance is way too high. Any ideas?

Additional Details
I've heard people transfer home insurance to their goods in storage. How does this work - is the building only insured for fire, etc. and the goods are covered ...


 How about asking the 3 auto?
to have unions, employees or foreign car dealers buy them out since
they refuse to be innovative or economical....


 Medical insurance question?
Ok so we have really good insurance like it covers a ton, Im not sure about the exact details of it, but do you think it would cover seeing a nutrtionist?...


 Is this good life insurance deal?
I have to pay 14700$ per year for 20 year, At the end of 20 year I will get 1200,000$.Also it cover life insurances in case of death return will be 600,000,What do you suggest.Insurances company is ...


 If I dont pay an automobile insurance payment will it affect getting insurance in the future?
Im not sure why I owe this insurance company $75, but I blew it off since they didnt notify me until my policy had ended. Now Im recieving letters from a lawyer attempting to collect. I understand if ...


 When a spouse dies, how would I go about finding out about his life insurance?
My husband died suddenly and I am sorting thru papers and find no life insurance except thruhis work. How could I make sure I didn't miss anything? Also, how would Ifindout about credit card ...


 Any ideas of insurance company for 73 yr old lady?
Basically she just wants to cover burial costs and leave a bit to family afterward. I'm looking at getting her into AAA or AARP and then having her join group policy there??? There are previous ...


 Life insurance for my mother..please help...?
I have recently experienced several deaths to people very close to me. It has made me a little on edge. Now, my mom is a heavy smoke, 5'4" 245lbs and 53 years.. I went online to look ...


 My doctor said that he wouldn't be suprised if I was denied for the Gastric Bypass surgery, because?
Hi, how are you? I'm not doing very well. My doctor said that he wouldn't be suprised if I was denied for the Gastric Bypass surgery, because I ddin't go see him for 4 months in a ...


 Life insurance?
me and my husband are looking into getting life insurance does anyone know of and cheap insurers or any offers- i know tesco give you a £20 gift ...


 Insurance company wont pay up...?
My parents were away on holiday for about 4 months, during this time the water tank in the attic burst a pipe and has caved in the whole middle roof section of the house, total disaster,
now the ...


 Affordable health insurance?
how does health insurance work? what are we really paying monthly? what are deductibles and premiums?

my boyfriend needs health insurance
he is 22 and a smoker and lives in nj
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 Old medical records affect life insurance?
When I was a teen I had severe depression and a suicide attempt on my medical records. Since being an adult there is none of that and I am healthy and thriving. Will this affect my husband and I ...



loveashley21
Can you sue for pain & suffering while on workers comp?
can you sue for pain & suffering while on workers comp
                     
 




Faye H
There has to be negligence on the part of the employer. Generally, no jury will award under Employers Liability unless you can prove gross negligence.

So, to answer your question, probably not unless your employer intentionally caused the injury or had some sort of hazard in the workplace that he knew existed and refused to remedy. Spilling oil on the floor and you slipped and fell is NOT Gross negligence. Leaving it there for weeks while employees try not to fall in it, might be.

To comment on MomKnowsEverything's answer above me, if a third party were at fault in a car accident as she detailed and you sued, the workmans compensation carrier would collect back any monies that they paid out to you, including any medical bills they paid to doctors or hospitals, under the comp benefit first. You would get what was left. Worker's Comp carriers have a right to subrogate (collect back money they pay out) if the injury you sustain was cause by someone else while you were on the job, such as in a work related auto accident.


Reenie
Rating
This site might be able to offer you advice/information on this. http://legal.divinfo.com/


p_l_gray
Another fine example of why the insurance and court systems are so screwed up in America....


Gotta get my check.... gotta get paid.


thehereyes
Rating
If your on workers comp you shouldnt get "sue happy" and start sueing your workplace from an accident. They had no intentions on hurting you, and you should be happy enough your workplace has workers comp unlike some workplaces. Don't take it for granted. Your probably fine.


Matt1331
You could, but you would have to prove that your injury wasn't an accident.

Without any specifics of what happened to you, I don't know what else to tell you.


MOM KNOWS EVERYTHING
It depends. If you suffered a work-related injury that was the fault of someone OTHER than your employer or a co-worker, you can, at least in Pennsylvania. You cannot sue your employer or a co-worker for pain and suffering, but say you were driving a company vehicle, and were involved in an accident because somebody in another car ran a stop sign. You could sue the other driver for pain and suffering, and you would collect your normal benefits through woker's compensation.


mbrcatz
No. The way workers comp works, if the employer carries workers comp, it makes them immune to the employee's lawsuit. Workers comp is a "not at fault" coverage. They pay your medical bills and lost wages. You can't sue.

Some states will allow the employee to sue, if they do NOT collect medical bills or lost wages for the claim - it's an "either/or" situation - take your chances suing, where you have to PROVE your employer was negligent (in other words, it's their fault, AND it wasn't an accident), or, have guaranteed payment of your medical bills & lost wages.


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