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 My sister's company health insurance is $750 a month. She and her husband are expecting a baby in Sept. Help!!
They are afraid the insurance will be $900 or more a month after the baby. Does anyone have any insurance ideas for this young family? I please need insurance options not comments like: Get a new job....


 National Insurance????
Hello,
I am confused about how much (if any) I should be paying.

I am 16 years old in full time education, and currently working full time for £200 a week.

I am paying £10...


 Parents own car and insurance but im moving to California with it.?
My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. I...


 Anyone have any expertise on Life Insurance? What happens to the monies invested once a policy lapses?
I have a friend who's Life Insurance policy lapsed due to non-payment of premiums, after losing her job. She had paid into the policy for 10 yrs. I thought she might have some sort of refund ...


 Does anyone know of a good health insurance on pre-existing condition?
I am changing jobs and will loss my health insurance. I was waiting till this winter to have knee replacement on both knees both in pretty bad shape, anyway does anyone know of a insurance company ...


 Help....what do yu think my rights r??
oka so we had a fire in my 5 family home..the fire started becuz some lady was smokin and feel asleep...the fire started on the other side a the building which is a whole different address.our whole ...


 Should I switch my wife from my COBRA plan to Medicaid?
My wife is 6 weeks pregnant and we are currently under the COBRA plan from my previous employer. The COBRA monthly payment is very high and I am not sure when I am going to get another job. So I am ...


 E-Insurance.com, has anyone had experience with this company?
Supposedly growing company, I am looking for info from anyone who has used their services and can offer credibility or trustworthiness....


 Why are bicycles not licenced nor needing insurance ?
After all, they are considered vehicles and must follow and obey traffic laws, so why not make them act like the other vehicles, license and insurance. It might also cut down on crime by deterring ...


 How much commission can I make selling car and homeowners insurance?
...


 Will my insurance pay for my car to get fixed after it was sideswiped by a unidentified person?
I own a 2006 nissan altima and last night i parked it on my street like i do every night. When i went to go out today i saw that the left side mirror was knocked off then i realized the whole left ...


 Lost heath/dental insurance, anything more affordable than COBRA?
I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm ...


 Can I get renters insurance with the company my parents use for auto if I don't live with them?
I'm still under my parents auto policy for car insurance, but I live on my own now in the same state. The auto insurance company we use sells renters insurance too. Can I get a renters policy ...


 Can the Hospital sue me and take my money?
I am a Veteran and have the VA Hospital insurance.
My income consists of the following:

SOCIAL SECURITY
JP MORGAN PENSION
SOCIAL SECURITY DISABILITY
401 K

A...


 If you're spouse is an undocumented immigrant, can you add him/her to your health insurance coverage?
...


 What determines as to whether an employer is required to participate in the unemployment insurance program?

Additional Details
I'm in IA and I worked PT for my former employer for 2-1/2 yrs and he also deducted taxes from my paycheck. The unemployment office helped me to fill out a ...


 Am I allowed to take a vacation while getting unemployment pay?
...


 Wind blew over the biggest of road bollards, as i drove past i hit it and it went under my car?
the bollard won, cars had it!! i have the bollard, one of those huge yellow and white ones in the middle of roads, was it not secured properly? i feel the council are responsible how too you fight &...


 What exactly is a cleared check?
Does this mean that the check has been cashed yet?...


 Cancelling car insurance?
I got a new car and got a different insurance company to handle the insurance for the new car because the insurance company for my old car gave a much more expensive quote. I have been paying month ...



xsneaker_pimpsx
Canadian Health Insurance; Medicare or Private and which private companies are best?
Right now I am on my father's work insurance plan. I turn 21 in January and will no longer be insured under his plan. I work full-time, am not a student right now, am a non-smoker, but my problem is that I've been diagnosed with depression and a slew of other mental health problems, so I take a lot of prescription medication. I also have scoliosis and see a chiropractor on a regular basis. I called up Manulife insurance, which used to be my insurer a few years back, and I was basically told that I would be refused under their FlexCare policy because of my depression. I would probably be accepted under their FollowMe plan.

My question is; Would I be better off getting my own plan with a private company, or should I just stick with regular MediCare? Will they cover my drugs? If I should go with private, which companies are best?

Thanks a lot!
Additional Details
In case anyone else is as dim as these two: Yes, I live in CANADA. Hence the 'CANADIAN Health Insurance' part of my question.

Ayoy t'es pas vite.
                     
 




P&M
Unfortunately, our government health care plan does not cover drugs. Note that the Canada Health Act does NOT cover drugs. Although, some provinces may offer some assistance for some people in various socio-economic groups.

The two most common carriers I quote for clients tend to be Manulife Financial and Desjardins Financial. I find both of them flexible in underwriting depending on the situation.

Work with an Advisor in your city/town, and see what he/she can do. Personally, I find that if I speak with the carrier's marketing/underwriting consultant before I submit the application, I am better able to position a case to the carrier for a more favourable decision for my client. Its likely there could be some exclusions added to the contract, but it doesn't hurt to apply to find out.


Joseph G
Rating
Are you in Canada?


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