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Additional Details
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 What is the limit of a claim settlement for a car accident that a claim adjuster can approve? |
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Gionnis M | Car Accident? |
I was involved in an accident in Nov.of 2005. It was my fault and I was driving my cousins car. I told them if there happen to be a bill left to them after that paticular accident I would hold myself responsible for it. they informed me that everything ws taken care of about a month or two after the accident. I then found out that both my cousin and her husband had gotten into car accidents one involving a DUI.About sieven months after my accident they contacted me saying that they have been paying 250 a month because of my accident and i need to start sending them money. I told them I thought it was taken care of and to send me the insurance paperwork so I can see for myself what was going on. I gave them my address and asked that the paperwork be sent. I didn't hear from them for a year and then I receive a letter form my cousins husband with the loan paperwork for the car that I was driving stating how much was left on the loan.I then again requested for insurance paperwork but still nothing. I want to make sure if the car was totalled out it was be cause of me and not one of them or if it was totalled out period. I'll pay what i have to but not for something someone else did. Is there a way I can find out and speak with their insurance company about the incident? They keep telling me I can talk to the credit union who does their loan but I want to speak with the insurance company so I know exactly what I'm paying and that it's only because of me and not one of then as well.
Additional Details
My only issue is I don't know who they are insured with and they won't tell me. A police report was done and they know I was at fault but I want to find if what hey are saying is true |
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krzychk30
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Call the inusurance company immediately |
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mbrcatz
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You know, you are NOT responsible for anything besides the deductible on their collision coverage. You just AREN'T. You are most likely NOT LISTED as an operator on their policy, so you're not being SURCHARGED.
I think they're looking at you as a cash cow. Don't send them anything except the deductible. And send a check, note "deductible" in the field, with the accident date listed, and send it with delivery confirmation. |
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Felix R
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If you don't have proof, then don't pay anything else. If they can prove it, let them, if they can't, don't worry about it.
if they take u to small claims court, it will still be up to the plaintiff to prove their case, not the defendant. |
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ZinaRae
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If they can't provide paperwork then shame on them. They sound a little "shifty" to me. The insurance company has resolved this accident years ago. Smells like a scam to me. |
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Jason S
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On the police report, in theory, it would show the insurance information for each vehicle. Police Reports are generally available to anyone involved in the accident. Call the police department that responded to the accident and see if they have the info you need.
If you know the company that insures them, you can contact them directly and see if they will give you the info needed. Aside from that, my advice would be to keep doing what you are doing and refuse to pay unless you can have information proving what was paid on the policy so that you are not just giving money to them, especially if they have already received money on the vehicle.
I hope this helps! |
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Nate W
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Okay, this whole thing is crazy.
If you were driving their car and had an accident. It should not cause their insurance to rise. (assuming you are not listed on their policy, you are only an occasional driver, and you have never wrecked their car before).
If their premium went up, then it b/c of THEIR mistakes, not yours.
Forget trying to get the insurance company involved, that information is private and they will not share it with you. And forget the credit union, they have nothing to do with this.
It is THEIR responsibility to choose who drives their car. If they gave you permission to drive the car and you wreck it, it was their mistake to let you drive it in the first place. Now, being nice, you could pay to have the car fixed, but the insurance company already did that for you- without changing their premium. The most you owe them is the deductible they had on their collision coverage which is probably $500 or a $1,000 dollars. |
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Smith...
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How much money you paid? and how much is pending?
You don't know. I think you should meet to experienced solicitor for as well as car insurance. |
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