 Can health insurance coverage be denied (because of a prexisting condition) after COBRA expires? |
| I retired from my job at 65. After my retirement my company "kicked out" our two dependent children from the company health plan. Both children are at this time still covered under COBRA. <... |
|
 I am a commercial insurance producer. What are the most profitable industries to go after? |
| I just got started in commercial insurance, property & casualty, risk management, workers comp, etc. I have been told I need to find a niche to specialize in and go after it. My goal obviously is ... |
|
 Does Home Insurance cover vandalaism to a car ? |
| Someone threw a bunch of salt into the gas tank of my 89 chevy van. Found this out since the van wouldn't start. Spent a bunch to have it flushed, got pump, filter replaced. Now have a cap with ... |
|
 Question about car wreck & medical bills?!?!? |
| If your in a car accident and paramedics come and ask you if you want to be taking to the hospital and you refuse and then they said they dont think you are not of sound mind because of the wreck and ... |
|
 Insurance company question? |
| if a person has auto insurance for $100,000 and he hits someone and they have broken bones and the person they hit wants more than $100,000 for pain and suffering, how could the person get more money ... |
|
 Why is it that insurance companies don't want to insure property that is rented out? |
| I would like to buy a trailer and rent it out. I am particular about tenants and I take care of my property. Insurance companies frown on rentals. Why is this when the landlord also wants to have ... |
|
 Can a Insurance Company make you put a new roof on, even if there is still life on the existing roof? |
| Our insurance company already insured us, then there inspector came out and said we had to put a new roof on, there was no problems no leaks or anything. Now all of a sudden we have to fork out $2,000... |
|
 I am looking at working with primerica? |
| They say you need 199 to start plus licensing fees. They say you can make 100K in the first year or earlier. They alo say you can recruit people and make a ton of money of of them. They also say you ... |
|
 Is my insurance broker doing his job? |
| After some damage in my rented apartment, I called my broker (first time in 14 years) to make a claim. After a lot of talking, he says the insurer cannot help me. I contacted the insurer directly and ... |
|
 If your insurance company turns you down for a procedure that has been approved by the FDA, what r options? |
| I have been rejected twice by my insurance company to have a vns implant implanted for treatment resistant depression. The treatment is FDA approved for treatment resistant depression, but the ... |
|
 I have Medicaid, do I need some other kind of health insurance besides the Medicaid? |
| I have Medicaid health insurance(haven't used it yet), but read somewhere that it doesn't cover much? Do you know of any affordable health insurance I can also get-don't have much ... |
|
 Does renters insurance cover items in my vehicle? |
| I have renters and auto insurance thru State Farm. I heard that my "high crime" items (cds, computers, etc) are not covered if they are stolen from my car and that my laptop wouldn't ... |
|
 Insurance fraud? |
| someone i know received a LARGE payout from an insurance company for "permanent injuries" in an accident. It has been settled, and now he does everything, heavy lifting, recreational ... |
|
 Do I have health insurance if my prexisting condition is not covered? |
| I'm 57 years old. My employer changed the type of health insurance we have from major medical to suplemental. I quite got a new job in 3 months I will have insurance but my high blood pressure ... |
|
 I can't get on Medicaid --- help? |
I live in Dallas, TX.
I'm 18, female, not pregnant, nor do I have a kid living with me.
I am UNEMPLOYED (trying to get a job) and have NO income.
I live with my ... |
|
|  |
sebas2059 | Car health insurance...? |
Why does car health insurance not exist I mean if it did then you would just pay a premium and then when you took it to a repair shop the insurance would cover it. |
 |
 
C S
|
Unfortunately, they do not make cars like they used to. They are made to be cheap, and not last very long. "Back in the day", cars were made to last longer. I still drive a 1970's car that is in perfect condition. It even has better gas mileage than newer cars. However, as each year passes it gets increasingly more difficult to find parts.
If cars were built like they used to be, what you have suggested may just work. Maybe some day a car company will go back to the old way of making cars. I certainly would buy one! Although, I'd never buy a new car ... I'd wait until they were 10 years old. |
|
Ralfcoder
|
Car insurance exists. There are several flavors.
Liability coverage will pay for damage done to other people's property if you have an accident, but not your own loss. If you damage their car, or hit a house, for example, their loss is covered, but not yours. You're out of luck.
Comprehensive coverage will cover damage to your own car. Typically there is a deductible. You would pay the first $500 or $1000, for example, and the insurance covers the rest. The deductible keeps people from claiming minor little dents and scratches all the time.
I'm not sure what you mean by "health" insurance. Normally health insurance would cover doctor's costs, hospitals, and other medical treatment. But it is purchased separately from the car insurance. Typically it is provided by an employer, or you buy it yourself from the insurance company. |
|
Insurance Pickle.com
|
It does exist. It's called a service plan. |
|
james m
 |
There is. It's called an auto repair warranty, and it can be purchased for a used vehicle.
Log onto WWWutoWarranty.com or WarrantyDirect.com. |
|
mbrcatz
 |
Welll, because cars depreciate to non-existance, in a relatively short period of time.
They don't heal, there is regular maintenance that must be done, and things just wear out. EVERYONE will be filing massive claims, by the time the car is ten years old. That means, you can't make enough money off the insurance premiums, to cover overhead, make a profit for your investors, AND pay claims.
Most cars get junked by the time they are 10 years old.
They are under warranty for the first 3-4 years. So for six years of coverage, you have to collect between 10,000 and 20,000, for each person.
It's cheaper to just buy a new car. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 36 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
6 | 1 week(s) ago
| | | |
6 | 3 week(s) ago
| | | |
6 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
