 Group Health Coverage - I may be changing jobs, whose health plan covers my wife's current cancer treatment? |
| She will be facing six months of chemotherapy and follow up doctor visits. Our current provider covered a January surgery and hospital stay and has been great. Would my new employer's plan ... |
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 Life insurance question!? |
| This is a weird situation. Ok My mom has remarried and now there is like 6 kids some step some real. Between my step dad and her they have an estate. Obviously it would be divded 6 ways with me ... |
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 Do you think it is fair for the clinic to charge a facility fee as well as a doctor visit fee? |
| A facility fee is for the room a patient sees the doctor in and for use of the waiting room chair. The billing clerk assured me that Medicare paid for most of it. It seems the medical community ... |
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 Which of the following represents the problem of adverse selection for a health insurance company? |
Which of the following represents the problem of adverse selection for a health insurance company?
A. Insured people tend to behave more dangerously ... |
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 Does Anyone Know of a Health Insurance Plan, that will cover Pre-Existing Conditions? |
That does not cost an Arm and a leg? Not interested in a Discount Health Plan, Just PPO and "Real Health Insurance" Plans.
Additional Details
Supposedly Hippa Passed a Bill in 1... |
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 American Health Insurance? |
| I am looking for really REALLY good insurance providers in the US. I am a single, healthy (no pre existing conditions) woman and I am looking for a good insurance company that offers very ... |
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 Family of 4 looking for affordable health/medical insurance.? |
| I am looking for insurance for me and my 3 kids. Does anyone have any suggestions as to whom i can go to to find some that won't cost me an arm and a leg. i live in west texas so any suggestions ... |
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 My bestfriend boyfriend was in a car accident and he doesnt have a health insurance? |
| and he needs a surgery and the family they dont have money to ppay by frieday and if they dont pay they arent going to touch him for nothing can u people help me and wat should i ... |
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 Medical Insurance claim denied by UHC? |
| My husband added me to his medical policy after we got married. Last year I started getting sick and look at the united health care directory for the list of Physician. I found a nearby doctor's ... |
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 My grandfather died, was insured for 3 million dollars... my mother is the executor (or something)? |
Ok... I don't know much about this, but I'm looking to learn, because my mother is sick and she is also insured, but for 1.5 million, and I am scared that I wont know what to do.
... |
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 What type of insurance do we need? |
| We are going to be holding a Bible study in our communitys clubhouse and were told we need Liability insurance....When doing a search online for it, I only come up with either business ( we are not a ... |
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 I already got a life insurance policy. Now I would buy another policy, Is that OK? |
| Could I keep two policies at the same time? Is there any problem or tax consequence when my beneficiary collects both policy benefefits? Thank ... |
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 Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old? |
| I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then ... |
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 Medical insurance..can I add family? |
I start my full-time job at a public accounting firm in a couple months and had a question about medical insurance.
Can I add my parents and younger sister? We currently don't have ... |
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 Anybody use Geico Insurance? I've always used a local company. Good or bad results? |
Additional Details
I've used an agent in my city and the insurance was thru travelers. NO tickets or claims in many years but my insurance is high. I did an online quote with Geico ... |
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 Anyone know how personal accident insurance works? |
| Saw an ad for it and its cheap and wondered if its worth getting?... |
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stylefreesoul | Cigarette Fires and Rental Policy.? |
Okay. So, the shed in my backyard burned downed. We woke up at about 3 'o clock in the morning the see a massive fire raging inside of it. After the fire department came, they said the fire was most likely caused by a cigarette, and my roommates smoke. My question is this: How will my rental policy handle the damages? The house was no smoking, but the outdoor property was not bound to the "no smoking" thing. What do you guys think the rental company will cover? |
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spartacas2007
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it doesn't matter how the fire stared that's wy they have fire insurance & how could they be sure it was a cigarette u said the shed burn down rite so how could there be Evidence of the cigarette it would off been all gone in the fire |
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C
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A rental policy only covers your personal property in the house/apartment that you rent. it has no coverage for the actual dwelling you live in or any other separate structures on the property.
The shed is considered separate structures.
There is a liability coverage of a minimum $100,000 which should be included in your policy, so just in case your landlord sues you, that coverage could help you.
If there is a non-smoking policy, then it refers not only to inside the house, but also the entire property of your landlord. |
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neodracolith
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The rental company probably has insurance for the damage. One thing is for sure, though, you lost your security deposit. |
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natureschaos2
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If your roommates smoke, the rental company may not cover the fire and you and your roommates may be held accountable for the damage, and the company could take other legal actions. |
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Toots
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Itself and that's it most likely...they may attempt to get you to pay for replacing the shed...take a good hard look at your rental agreement and pay special attention to ANY mention of smoking..
You may need to hire an attorney... |
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♥~*Momma Bear*~♥
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Your rental policy covers YOUR contents and that's it. Your landlords homeowner's policy will cover this since the damage was done to the structure. Their policy will pay your landlord, and then your landlord will sue you for the damages, it's called subrogation. Your friends are idiots and now you will probably have to pay for it! |
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