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 My mom is fighting with social security and the life insurance. please help?
i live in ohio. my mom does not have enough money to pay for a lawyer but life insurance and my dads work is dicking around with the life insurance and social security is also dicking around paying ...


 Life insurance policy that covers whether the policy holder lives or dies is?
A life insurance policy that pays whether the policyholder lives or dies is called??
Im trying to find out good insurance, and figure out what they all mean.
Thank you!!
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 When a person elects to take COBRA, is the check made out to your former employer or the insurance company?
I am starting a new job and will not have benefits until January 26. I have to pay COBRA for health benefits that being on December 1 but the office manager did not tell me whom to make out the ...


 Help! Pregnant with no insurance!?
Hi, i'm 21, from VA and pregnant with my first child. I'm guessing I'm right around 5 weeks and my first prenatal visit is May 20. I'm getting married this summer and super ...


 Car insurance for a 16 year old in miami?
how much do you have to pay monthly??year??...


 Health Insurance for the self-employed?
After 13 years with my husband, he is leaving me. I have always been on his health plan because I am self-employed. Can anyone offer me any advice on where to find providers? I have no idea where to ...


 Can I remain on my mother's insurance?
My mother divorced my father when I was 3 and remarried when I was 5. My step dad adopted me, so my biological dad lost all rights and guardianship to me. He subsequently moved to New York. When I ...


 Homeowners insurance??
Does anyone know about how much insurance, per month, would be on a $79,500, single home, in McAlester OK? If you need more info just ask. I dont know much about this stuff, soon to be first time ...


 How can I get home insurance for a vacant house ?
My Father died recently and the Company has cancelled his coverage. Although I live there (part-time) I am told the house is no longer "owner occupied"
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 How can I get my Social Security check switched over to my name from my mom's?
I need to get my check switched into my name so I can have the money to move out of state. How can I switch everything over to my name and switch it over to a different state? Can I do this online? A...


 Can insurance coverage be cancelled retroactively?
My coverage ended 5 months after I reduced my hours and my employer refused to let me elect COBRA after coverage ended....


 How come no dental coverage from medicare?
Like teeth do not count as part of your health ...


 How much do you pay monthly for your benefits plan through your workplace?
I am just deciding whether to sign up for mine. But I don't totally understand the details. I would really appreciate if you could tell me who you work for, and what your plan is like (briefly)...


 Can my father take life insurance out on me (adult)?
I am in my twenties and not living at home. However, I am currently driving my dad's car and he is paying the insurance. My mom recently told me that she found out once he had secretly purchased ...


 How much liability should one get on auto insurance ?
How does one determine the appropriate liability insurance to get on an automobile?...


 Will renters insurance (for a house) generally cover damages from a backed up sewer drain?
Apparantly tree roots grew into the pipes and caused it to back up and spill into the basement. We have over 50 boxes with water and "more" type damage. Farmers insurance won't tell ...


 What insurance do i need? i need help with life!?
ok, i just turned 18, and i want to move out of my house with my boyfriend, into an apartment we found. ( dont tell me how much of a bad idea that is, ive already heard it) so anyway, what insurance ...


 If health care is a right shouldn't car insurance be a right also?
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 What age does my child lose his health insurance with my job (NYS), If he is a school drop out?
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 When should i be concerned about life insurance?
my hubby and i are 20 and college students. whats the appropriate age to start a life insurance policy?...



AAD
Claims or underwriting, which one has better career prospects and job availability?
I am abit confused as to what area to go into, claims or underwriting. I have a background in law and I am really interested in the insurance field. I am looking to getting into a field that provides job security, satisfaction and growth. Please advice if you have any experience in either fields. Thank you.
                     
 




SP
Rating
Both are great areas to learn the fundamentals of insurance. But with a legal background, you will find claims as a great place to excel your career in insurance. Fighting your way through contracts to see where there is or isn't coverage will come easier to you than underwriting. I've worked in underwriting and found it to be a good place to learn but was not a career choice for me. Like many other underwriters, I've moved into the consulting/brokerage world and have found it to be much more fulfilling both monetarily and career-wise.


skydiver
Rating
underwriting...........less hassle less corporate overseeing


mamatohaley+1
I think you could build a strong career in the claims area. I have done both and I think claims would better suit you since you have a legal background. I worked auto injury claims and I would estimate about 25% of the claims went to attorneys. Insurance companies would love to have someone to work on the litigated portion of the claims, not as a lawyer but as a person that works the claims with the insurance companies lawyers. Underwriting has more to do with quoting, writing and issuing the polices. There is some actuarial work and contract writing. I found the contract writing to be minimal as they were pretty standard contacts. Go with claims. Tremendous opportunity for growth.


shadow_runnr
Once upon a time all claims staff were attorneys. Not much anymore, but the legal skills are still present in the job.

As for the difference between the two areas, I would state that there are always claims being made. Somewhere, in some line.

Underwriting usually has a chance for better pay sooner, but the key to success is writing business. Good sales skills, and working on a team is key.


mkulda
Neither.
You should try for actuarial science.
They are paid at a scale way above the other fields.


LesElle
Why did you leave out sales? How about writing professional liability for law firms? It's lucrative and you bring an understanding of the services they offer. It's flexible and a fun career.


mbrcatz
Rating
Oh, underwriting, for sure! Claims is very stressful & aggravating - the people you deal with are already upset, or trying to pull one over on you, and in both cases, can be extremely nasty.

You couldn't pay me enough to work claims.

Plus, there's more money & perq's in underwriting - claims people NEVER get invited to all the outings!


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