How does insurance work as a business? |
| I want to understand how an insurance company makes a profit, how it pays employees, how it determines to pay claims and how it protects itself from falling apart from paying too many claims. I would ... |
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Flat upstairs has water leaking into mine? |
| which has in turn leaked into the flat below me,we all own our flat's who is responsible for what insurance wise?... |
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Mortgage payment protection insurance question? |
| Is this practically the same as term life except ins co will only pay the outstanding principal? As far as the ins premium goes, would they use the same scale that varies by age and pysical condition?... |
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Car Insurance help please? |
Hello, I am a 22 year old female who lives in California, I was wonderinf what would be the best/cheap car insurance please...
Thank ... |
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Im a mechanic and if i wanted to put in for a bad back claim for workmans comp what do i gotta do? |
| i here its the easiest way to a pretty easy life. what will they look for when i make my application?. where do i gotta say it hurts the most? should i got to a doctor first? waht are my rights?... |
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What's a website that tells you the average insurance of a car? |
| Lets say for a Mustang GT? I'm think of getting one but don't know how much the insurance of one is. Thanks.... |
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Rear ended? |
| i was driving up to a yield andthe other driver in front of me was already taking off when i looked to see if anyone was coming i turned and she suddenly stopped causing me to rear end her , to make ... |
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Does anyone know where I can go to find health insurance with reasonable premiums.? |
I have looked for about 1 week and have been unable to find what I would consider "reasonable" rates or premiums.
Has health insurance premiums gone through the roof? You can ... |
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Can I, or should I put my 19 y/o, 7 month pregnant daughter back on our health insurance if she has medi-cal? |
| I have 3 adult children, 2 in college and working part time, and 1 not. We have the 2 college students on our health insurance, but not our other daughter. She had one child before with our insurance,... |
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Is there any car insurance company's that don't require a down payment?? |
| I am looking to insure my car do all of the insurance company's require a down payment for their policies??... |
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Health Insurance Problems / Not Insureable / Ga. Resident? |
| I am a resident of GA. My job no longer offers health insurance and I am not married. Anyone have any ideas. I cannot get health insurance becuase I am deemed un-insurable for past problems. PLEASE... |
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Help with insurance? |
| okay i am getting insurance at work and there are 2 plans one is 8.75 a month and does not have supplemental inhospital surgery or maternity coverage and the one that is $13 dollars does. what should ... |
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Do you think that insurance is the closest thing to legalized fraud???? |
It now costs over $400 per month for the average group medical plan that has a $500 deductible and then only covers 80 percent.
Say you have a major trajedy, your still screwed, you'... |
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Auto accident not my fault, how will this work out? |
| I was in a wreak Monday. This guy failed to yield at his yield sign, then he illegally crossed 3 lanes of traffic to get to the side street across the main street. Here's a drawing of the ... |
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AES | Cleaning company refusing to pay out for breakages? |
Hi - we, and some of our Friends, use a cleaning company. They have recently written saying they will not pay for any breakages their staff may incur. Obviously we can change companies but Is this legal? |
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sparkle555_2000
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This is ridiculous. In the UK, if someone damages someone else's property, they are legally required to pay for its replacement (unless the wronged person waives their rights). Ideally, the company should have public liability insurance to cover it, if not then they should pay the compensations themselves.
Having re-read the question, it seems that in this case the cleaning company is asking your friends to waive their legal rights to compensation if any breakages are incurred by their staff. So, I suggest your friends change to a different cleaning company.
Sorry for this third edit; I've just thought of yet another thing to add: If your friends do decide to stay with this particular cleaning company, then it means that if the staff cause any breakages, your friends would have to claim on their own home contents insurance (probably under the Accidental Damage section). This would mean they would lose their no claims discount for their home insurance, and their premium might increase in the following years. So I strongly recommend they move to a different cleaning company. |
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heckenhocker
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Yes it's legal. They are simply informing you of the terms and conditions under which they will carry out work for you. If you don't accept the new terms, then you are able to inform that you no longer require their service. |
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Please punctuate properly folks.
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That is absurd! If you have anything that they break, of course they are liable. Terminate their contract immediately, and go to the Yellow Pages for another firm. Establish your view and ensure their compliance.
I have rarely heard anything so ridiculous! |
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MSAD
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Yes - it is legal.
This could have been their position all along - and something has happened that has caused them to put this in writing to you. Frequently you see a sign posted in a garage that says "Not Responsible for Items In Customer's Car". A business has the right to determine under what terms they offer the service. Of course, the law prevents discrimination on the basis of race, religion etc. But this does not fall under that. As you said, if you don't like the terms then you have the right to find another company. |
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Derick Graham
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they should have insurance.... take them to court |
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stepney_lad
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No, all company's should be in possession of; Public liability insurance, pursue it, or threaten to take them to court, they'll pay up. |
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