All Agents and Brokers....? |
| How do my fellow insurance agents and brokers feel about people using the term "agent" to refer to any insurance sales person? Is this 'no big deal' or is it a 'wrong that ... |
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What is the best web site off of which to buy life insurance? |
| I don't want an agent. Just a website, to buy a term life insurance policy. The sites I visit demand I contact an agent. I'm not interested in paying for an agent's services.... |
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I was hit while driving by another driver who failed to yield. he was cited for this. How much $ can i get.? |
| Because of this accident i have developed pain in my back, i've missed several days of work, and my car was totaled.... |
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What is the best auto insurence comepeny? |
We have a
1997 chevrolet C3500 pick up truck
2001 Mercedes-B E320
and a
2005 Toyota Corrola Ce/Le/s 4 door
three drives:
dad 34 years of driving insurence
... |
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UPS smashed my shipped plasma tv. How can i sue without using UPS insurance? |
| I always send plasma tv's from my retail store through UPS with no problems. This time, when a plasma arrived, the entire package was messed up. I am not talking about just the plasma, but the ... |
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Can I own two life insurance policies in the same time? |
Do I get payment from both insurance companies depending on how many I insured or it will end up no one pays the bill?
Currently I have a life insurance and long-term disable policy from ... |
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Home insurance claim??? |
Does anyone know if you can claim on your house insurance for lost jewellery? My boyfriend has lost my engagement ring!!!! Just wondering if the home insurance covers it?
Many thanks!!... |
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Can you force a health insurance company to keep you insured? |
| I am a student going on 25, and I have health insurance through my parents via their employers. At 25 my health insurance company will drop me. If i have a chronic illness that requires medication to ... |
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Insurance coverage question....? |
| I have just health insurance. I do not have dental coverage. I desperately need my wisdom teeth extracted (they are coming in). Would regular health insurance cover this surgery or not? And in ... |
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Health Insurance? |
| My fiance has medical covered at his job, but i am always afraid that he might lose it, or that we won't have medical when we need it. I'm not on his medical yet, but as soon as we get ... |
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Vision or dental insurance? |
| should I get vision or dental insurance? I can only choose 1 from my employer because it goes by a points system. i have glasses and contacts for my eyes and i also have a dentist that i go to ever ... |
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Pregnant/Health Insurance question? |
| I recently just found out that I am pregnant (6 weeks!). I also just found out that my department, including myself, may be getting laid off due to a recent merger. I know about COBRA but it may not ... |
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Im confused. Im signing up for supplemental life insurance through my employer and the provider is metlife. ? |
| They are offering that as well as voluntary AD&D. The AD&D says it pays benefits in the event of death due to accident or disabling injury. So are they saying that if my death is a result of ... |
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Why play sick when you're about to be laid off? |
| I'm from Europe and can't understand why somebody in America would do this. I saw it in a TV series where a woman was expecting to be laid off and this prompted her to seek expensive ... |
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If you were injured 5 years ago can you still sue someones homeowners insurance? |
Additional Details The deal is that i hurt my lowerback lifting a cement bag on my brothers,father-in-laws property,and a bunch of my family members thought that it just wouldn't ... |
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Insurance scam.?? |
| I believe that my insurance company is trying to rip me off by not paying up a reasonable amount to re-imberse me for a flooded kitchen.. They have offered a derisory amount and don't seem to ... |
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HELP! Car Insurance!!? |
| I know theres no "cheap" car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no ... |
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alex p | Cobra insurance? |
I left my job several months ago on 5/8/07 because of personal problems with the owner of the business. I told my former employer I wanted to have cobra insurance after I left 2 weeks before my last day. It is now 4 months later and I have still not been enrolled in cobra insurance. They kept me on their insurance for free for 3 months after I was done even though I called them roughly 15 times to ask them to enroll me in cobra insurance during that time. At the end of july they cut my insurance off. They sent me a packet from a cobra administrator on 9-12-07, I called the administrator on 9-12 and 10-3, and the administrator claims they have not recieved anything from my former employer and cannot do anything until they do. I NEED INSURANCE. my former employer is now not answering or returning my phone calls. Any advice as to what I should do?? |
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sarah314
|
Have you paid a COBRA premium? You didn't mention that in your post - just said that you received a packet regarding COBRA coverage.
In order to be covered by COBRA, you'll need to pay the COBRA premium. I'm confused as to how you could have received a COBRA packed without the administrator having received "anything" from the employer - the administrator had your address to send you the packet, right?
If you could clarify whether you've written a check for the COBRA premium and whether or not your COBRA packet came directly from the administrator, that might help you to get better answers to your question. :) |
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ann
 |
Call the Labor Board in your state, they will give you information on COBRA it is very detailed. I believe it is a requirement for the former employer to send you a packet of information. |
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Paul Ding
|
Call a lawyer. |
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Dr. Deth
 |
talk to a lawyer |
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dimples_in_nj
 |
1. Evaluate if the employer requires to provide you cobra. If the employer group is under 20 employees there is a possibility they don't even have to offer it. (Few exceptions such as Califronia)
2. Send a certified letter to the business with a summary of the problem. (establishes your timeline)
3. Should no response in 10 days, file a complaint with your local department of labor.
4. All else fails, call an attorney.
I understand all on this board advised of attorney however; regulatory agencies do not like seeing cases where the employees never attempted remedies on thier own. You should always have documentation you attempted to resolve at lower levels.
Furthermore, if the employer continues to ignore there will be better ammunition for some monetary penalties. |
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shits&giggles
 |
Call the BBB on them & get a lawyer. |
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Ivanka F
|
I had a similar situation with my previous employment. I was lucky to find Insurance Advisors http://www.lvhealthins.com I was one of the lucky ones. I did not have any health conditions and Insurance Advisors was able to get me a great individual policy. Some of my friends were also terminated and they had health conditions and were forced to go the the Texas Health Insurance Risk Pool. I don't know if you live in Texas or Nevada but if you do live on one of those two states they are great to deal with at Insurance Advisors and they know the laws regarding insurance. I never was pressured to buy but I did because they made insurance understandable for me. |
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