Looking for a lost insurance policy how can i find it? |
we dont know who ,what , when or where.
my brother-in-law died and and did not leave his wife a thing. but before he died he said he had a life insurance policy. we can not find it. can you ... |
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You are single. You phone to let your family know that you have gotten a new job. You sign a 300,000 dollar? |
| life insurance policy to them. One week later you are smacked by some fat savage females on the freeway with a baby in their car (10/50'd) at over 60 mph in rush hour traffic and spin through 3 ... |
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What exactly does a dental insurance service frequency limitation of 2 per 12 consecutive months mean? |
| During the first 12 months understand that it means that a particular service, for example, a routine dental cleaning, is covered 2 times with in a 12 month period, but what about the second 12 month ... |
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Health insurance? |
| Whats a deductible?... |
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Electrical fire....is the insurance company required to cover for code updates? |
My mothers house is about 60 years old and the wiring is probably at least 30 years old.
She had a fire caused by the old wiring under the house getting exposed, two wires touched and ... |
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Group Health Coverage - I may be changing jobs, whose health plan covers my wife's current cancer treatment? |
| She will be facing six months of chemotherapy and follow up doctor visits. Our current provider covered a January surgery and hospital stay and has been great. Would my new employer's plan ... |
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Life insurance question!? |
| This is a weird situation. Ok My mom has remarried and now there is like 6 kids some step some real. Between my step dad and her they have an estate. Obviously it would be divded 6 ways with me ... |
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Do you think it is fair for the clinic to charge a facility fee as well as a doctor visit fee? |
| A facility fee is for the room a patient sees the doctor in and for use of the waiting room chair. The billing clerk assured me that Medicare paid for most of it. It seems the medical community ... |
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Which of the following represents the problem of adverse selection for a health insurance company? |
Which of the following represents the problem of adverse selection for a health insurance company?
A. Insured people tend to behave more dangerously ... |
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Does Anyone Know of a Health Insurance Plan, that will cover Pre-Existing Conditions? |
That does not cost an Arm and a leg? Not interested in a Discount Health Plan, Just PPO and "Real Health Insurance" Plans. Additional Details Supposedly Hippa Passed a Bill in 1... |
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American Health Insurance? |
| I am looking for really REALLY good insurance providers in the US. I am a single, healthy (no pre existing conditions) woman and I am looking for a good insurance company that offers very ... |
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Family of 4 looking for affordable health/medical insurance.? |
| I am looking for insurance for me and my 3 kids. Does anyone have any suggestions as to whom i can go to to find some that won't cost me an arm and a leg. i live in west texas so any suggestions ... |
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My bestfriend boyfriend was in a car accident and he doesnt have a health insurance? |
| and he needs a surgery and the family they dont have money to ppay by frieday and if they dont pay they arent going to touch him for nothing can u people help me and wat should i ... |
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Medical Insurance claim denied by UHC? |
| My husband added me to his medical policy after we got married. Last year I started getting sick and look at the united health care directory for the list of Physician. I found a nearby doctor's ... |
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My grandfather died, was insured for 3 million dollars... my mother is the executor (or something)? |
Ok... I don't know much about this, but I'm looking to learn, because my mother is sick and she is also insured, but for 1.5 million, and I am scared that I wont know what to do.
... |
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What type of insurance do we need? |
| We are going to be holding a Bible study in our communitys clubhouse and were told we need Liability insurance....When doing a search online for it, I only come up with either business ( we are not a ... |
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Crazy Lady | Colections people off my back? Help!? |
Ok, in February of this year, I had to be hospitalized for 8 days. My insurance paid part of the ambulance fee, but I'm left with an outstandin balance that I cannot pay. I am on Social security, but this was before i got on medicaide, while I was still married. I only get so many dollars a month, which has to go toward my rent, my utilities, school, gas to get to school, insurance on my vehicle, and a small payment to my ex for that vehicle. I'm not on foodstamps just yet, so I also buy my own food. When I get done with all that, I have maybe 30 dollars to last me the rest of the month. What can I do about this? It's stressig me out. I'm not working, so I cn attend school, and get a better job. I don't know what to do! I just had surgery on my knee, which medicaide paid for, but still, I'm confused, and any help you guys suggest would be very welcome. Thanks! Additional Details To the @sshole who sai d"jeez, just get a job..." don't you undrstand? I'm friggin hndicapped! I'm going to school so I can GET A JOB dumb nut. What's it to you anyway? At least Im not just sitting on my *** dong nothing and being an a.s.s unlike some one who answered this. Andevn if I could work at this point and time, I wouldn't be able to because I had knee surgery. *Mutters* "some people just can't see past themselves..." |
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what
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I have had collectors in the past. They don't really have a leg to stand on. BUT they will badger you as long as you think they can. Let me explain: The company you may have owed, has written off the bill. They sold the list of uncollectables to a collector for 25-40 % so they can get something. Now the collectors try to get you to believe you owe them, and they add their fees, ect. They will lie continuously to you, producing ficticious attorney fees, court cost ect. If you ignore them, they will go onto some one else they can collect from.
There is NO debtors jail in the USA. I suggest changing the phone number several times, even changing addresses if you can. Other than that, throw away the notices, because you can not be forced to pay them, and it will only antagonize you to read them. |
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zorro1701e
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apply for a student grant for school. They may pay for tuition, books and possibly give you a small loan every semester to help pay for housing, get grants first, they are free, then loans which you have to pay back after you finish school.
if you paid for food, gas, housing and school, and still have 30 dollars left thats good, send the hospital $5 dollars, it may not seem like much but it will keep your account from being sent to collections. Even if they call you and tell you that $5 is not enough, just politely say" thats all i can do for now" If they take you to court the judge will be much more favorable to you if you pay something. |
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yahweh550
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Go to: http://www.ftc.gov/
Read the federal credit laws.
My understanding is as follows:
You write the creditor and tell they are not to write and phone you.
(make a carbon copy of your letter.)
You appear to be uncollectible. No wages or assets to attack. |
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Frank
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I agree with the poster who said to just send $5 0r $10 a month.....You can not draw blood from a rock. What ever happened to the hypocratic oath? |
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wolf530
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Have you asked them if it would be possible to set up a payment plan? How have you dealt with them so far?
As a poster above me stated, there are rules for collections, the big one being that you can stop them from calling you. But the debt will fall you, regardless. You need to work out a payment plan with them. |
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kolorz
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Jeez, get a job like everybody else has to do. Why do my taxes have to go to pay for someone as yourself. Why do you believe you are supposed to get a free ride, I guess when you get this better job, you are going to pay back all that you borrowed from me and the rest of the taxpayers.Heck might as well get the food stamps too, then you can be a triple dipper. BUM! |
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