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 Who is the governing body for insurance company's?
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 How long does it take for a accidental insurance policy to pay?

Additional Details
It's an accidental death policy with AIG insurance company....


 How to collect on another's driver's insurance. He was at fault?
Was involved in a car accident in August. The driver-at-fault's insurance paid out $5100.00 on damages, left me with a balance of unpaid $2100.00 in damages. Stopped paying on my rental, ...


 What is Insurance? Please help me:)?
I am 14 almost 15 and will be getting my car when i am 16 of course but i might have to pay for my own insurance and I know nothing about it so could you guys please fill me in?...


 Can i get health insurance for my girlfriend?
I work with company that has medical benefits so I have insurance. My girlfriend has become ill and is in need of health insurance. Can i put her on my plan even though she isn't related to me. W...


 Insurance question regarding a condo?
I own a condo and have condo owner's insurance + the blanket policy for the unit. There is a leak above my condo's patio door caused by faulty stucco on the exterior. I have requested my HOA...


 I need holiday insurance - where to find it to avoid rip-offs?
i go to Turkey for 2 ...


 Will ins pay for flood damage if we dont have flood ins? what if its coming from the sewers?
My county has been declared a state of emergency and my basement has flooded at least twice in two weeks by about a foot. last time there was a neon tetra swimming in the water whicch tells me its ...


 What insurance would cover a trampoline accident?
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 Can i take out a life insurance policy on anyone?
We have tried to get him treatment and he won't. his mom needs the money....should i do it
Additional Details
He is on drugs bad.....could i do it?...


 Anybody know of any car insurance co's that will give car insurance policies to 17 year olds??
I have a 17 yr old that has already gotten 2 tickets so I want him off my policy - as he is making it too not less expensive for me to afford -...


 What kind of insurance is this?
As a doctor, if you mess up, and someone sues you, you need to have insurance for that. What is this insurance called?...


 How can I find out who my neighbors house insurance company is?
My neighbors will not let us know and we need to contact them. Thank you....


 Who can I contact if I cant find my mothers life insurance policy, she passed a few days ago. I live in Texas?
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 Will homeowners insurance cover damage to my attic caused by snow?
So much snow piled up on my roof that several of the 2"x6" beams that run diagonally vertical toward the apex cracked. The weight of the snow apparently was too much. I'm concerned ...


 I need a knee surgery? if i get medical insurance. it will cover the 5500 i need?
my question is when i get interviewed for insurance, should i not tell him about the bad knee so they will take me?

i know the surgery will help and i can just wait a month and say i had a ...


 I joined an expensive gym about 6 months back and find myself never going, i called and tried to cancel?
the membership saying it was medical problems (I was lying...I know I am sorry...not really though, this gym is over priced) but the lady said I needed to present a doctors note in order to have get ...


 Does anybody understand or like the geico comercials I DONT GET ANY OF THEM?
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 Do I need flood insurance for my condo unit or the building as a whole?
My mortgage company recently sent a letter stating that we need to provide proof of flood insurance. Fema has now declared my address is in a flood plain. Wouldn't the building need to be ...


 Why people resist buying life insurance?
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green_emerald
Contract phone broken, no insurance?
I've been on my 18mth contract with o2 for 5 mths but my phone is pretty much broken and I'm in dire need of a new one. I don't have insurance. will o2 give me a replacement (of any sort) or do I need to buy a new phone?
                     
 




Peter B
If the phone has been accidentally damaged and you have a good home insurance policy you might be covered for a replacement. Some home insurance policies cover you for possessions away from the home.


xs.essex
Did your phone just die or did you break it? If the phone just failed, I'd ask O2 for a replacement. If you broke it, then I'd buy a new one and not resort to dishonesty. Insurance is a good idea if phone damage or theft is likely to be a problem but being careful is probably cheaper.


phrog_1975
Rating
Does your cell service offer any prepaid phones? That's what I did. We have AT&T and I bought a phone that cost $20 dollars instead of another contract phone which would have cost me almost $200. Just put my SIM card in it and it works perfect.


itsjunglepat
Rating
I'm guessing that you will need to buy a new phone. If that's expensive, you might try Ebay for a used phone.. just make sure that it will be compatible. Try for a very reputable seller.


BeAcH BaBe!!!!!!
The same thing happened to me. If you have verizon, im not sure about the other carriers, then they will replace the same phone for free without insurance. However, it has to be in the first year that you have your phone.

Hope this helps! =)


mrkeithscott
Rating
I'm with T-Mobile. They replaced my phone for free when my contract was up and they wanted to force me into another one, but when it happened again, and I was still under contract, they wouldn't. So I bought the insurance, because I have a bad habit of putting my phones in the washing machine.


Mike M
Rating
Most peoples mobile phone is covered on their household insurance - contact them to see what they can do - otherwise I would :
1) talk to O2 - they may help you out if you make a lot of calls
2) buy a pay as you go and us e the sim... note if you buy a PAYG phone get one with O2 or you will need to unlock it!


ZHEN
buy the insurance first and then say iv broken my mobile.


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