 Is there a list of the top Life Insurance companies? |
| Doing research into which life insurance companies are good to work with. Is there a list of the top or best ones?... |
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 Do all car insurances check your credit? |
| Is there anyway you can still get car insurance if you have bad or no credit? Which insurance agencies are more leanient?... |
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 Would you please answer my questionnaire through e-mail? |
| I am management student, I am conducting survey on subject: 'Why do people hesitate to buy life insurance policy' Please answer my brief questionnaire which I will send you through e-mail . ... |
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 Home Insurance Claim - leak three months ago, is it too late too claim? |
does anyone know whether I could make a claim for water damage to my kitchen which occured approx three months ago-or is it too late?
We didnt think to put in a claim at the time (water ... |
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 How much homeowner's insurance do I need? |
| I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old. I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the ... |
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 Medicare Part A and B question? |
| This is a question for my mother. She will be entitled to Medicare part A and B this November. Supplements that we looked into are not good for her because she has cancer at age 57 and the ... |
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 Would you buy a book that educates people about insurance contracts? |
| If there was a short and understandable book available, would you pay anything for it?... |
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 How can one avoid paying flood insurance? |
| Suppose your bank makes you buy flood insurance, but you don't want to pay the extra thousands of dollars?... |
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 Insurance or just get glasses without insurance? |
| what is cheaper? i am the only one in my family who might have to get glasses. i want to get glasses, contacts, and colored contacts.... |
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 Can someone get life insurance on you w/out you knowing about it? |
| Like if your partner took a life insurance policy on you, paid it but, w/out you knowing you even have it.... |
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 Refused health insurance!? |
My mom has a friend that has serious medical conditions.She recently got a check up and they told her she needs to go through surgery.
She's a U.S citizen! 30 yrs. old and they have refused ... |
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 Under what circumstances will homeowners insurance generally pay for a new roof? |
| I would like to know under what circumstances , if any, will homeowners insurance pay for a new roof? We have friends that told us a roofer looked at theirs a few years ago and said it had hail ... |
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 What are some companies I can get renter's insurance from? |
| I'm looking for some fairly inexpensive renters insurance. I don't want State Farm and Progressive doesn't offer it here. I live in New York state. Thanks :)... |
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Tracy | Coordination of health insurance benefits? |
My husband and I both have separate health insurance policies with benefits of 80/20 coinsurance. If we both have the insurance, and lets say I have a $1,000 bill, I know my insurance would cover $800, i'd have $200 left. Would my husband's policy cover 80% of the remaining $200 ? Or would it cover it all, because they cover 80% of the original bill ? I am so confused with these two insurance's. |
 |
 
es
 |
Your husband's policy should pick up part of the $200. left, subject to his coinsurance and deductibles ( if any-depends on the policy). |
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TedEx
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Your husband's insurance would pay what is allowed under his policy, LESS whatever was already paid under yours. |
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Tom Z
 |
The Coordination of Benefits Provision is designed to give insured individuals as much coverage as possible while at the same time eliminating over insurance, by setting forth guidelines to determine which company will pay as primary insurer and which will pay as secondary insurer when a working couple (or their dependents) have a claim that's covered by more than one group insurance policy.
It states that in situations where double coverage exists, the insurer covering the employee who actually has the claim is automatically designated as the primary insurance company. The primary company must pay as much of the claim as its policy limits allow. |
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Insurance Biz CT
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Coordination of benefits would not allow that you would make money on either plan, but a combination of the policies would cover 100% of the original $1000 bill.
By the way, the way to determine which insurance is primary is by which spouse's birthday occurs first in the year. If you were born in February, and your spouse was born in June, all claims, his and yours, would go to your insurance first, of course, provided you both cover the other. |
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