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 How do most life insurance policies work? I know nothing about them, and I just need the basics?

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P.S. My screen name is from a song...I am not dying (that I know of). Well, I guess we are all dying, but I have no ailments that I am aware of!...


 A question about life insurance?
What are the different kinds of life insurance you can buy and what are the differences between them???
Also, what kind of insurance should a 30 year old married father of one buy???...


 Should the draft be declared unconstitutional?
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 If I buy a 10 year life insurance policy on my husband and he lives?
for 20 more years what happens? Do I lose that 10 years I paid into?
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oh, if he dies in 5 years do I collect all and quit paying on the policy???...


 Why can my insurance company ask if I other insurance?
Every year my insurance company denies my claims until I send them a form telling them I don't have any other coverage. Why can they do this? Is there an agency I can file complaint with to ...


 What is an insurance deductable?
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 Health insurance?
what health insurance company do you use if you had to buy on your own, not through work?...


 I let my car insurance lapse....will i get in trouble?
my car insurance is lapsed right now. i know when you sign up for insurance they always ask its been lapsed. when i say yes, which i ll tell the truth cuz they ll find out anyways, what will they do? ...


 Life Insurance. Shouldn't it be called Death Insurance? It can't be used until you die.?
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 Can i have the the links of good websites for cheap car insurance?
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 How much life insurance?
Married, no kids, will buy a house next year, anuual income = about 80K

Options:

1x annual salary - free
2 x - $9.44/month
3 x - $18.88/moth
4 x $8.32/month
5...


 If my insurance applied an amount of money towards my yearly deductible, do I still owe the doctor the amount?
I received a bill in the mail stating that an amount of $119 was applied towards my yearly deductible as per my insurance. Now, it looks like a bill and shows a remaining balance of $119 still. My ...


 My maintenance guy stole my jewelry, I have limited renters insurance, should I confront him?
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 Can you get health insurance if your slef-employed?
I've never applied, but I'm told its hard to get a policy if your self-employed......


 How do I decide what type of life insurance to get to cover my husband?
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 What is Term Life Insurance?
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 Can Home Owner Insurance be used to pay for auto accident?
guy who t-boned my car says he is going to pay for it using home owners ins., how? his auto ins. lapsed 9 days prior to wreck. help me understand
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unfortunately ...


 My 2 yr old son was hit by a car at a acura car dealership, whos fault is this? can i sue for medical cost?
My 2 yr old son was hit by a car at a acura car dealership, whos fault is this? can i sue for medical cost?
my son and i were looking at cars at a acura dealership as we walked out between 2 ...


 I have a question about workers comp.....?
My husband hurt his knee on the job and the company he works for does not have insurance to cover it. We already found out that they are not required by law to have the insurance becuase the company ...


 Can I get more coverage from the Insurance Company?
I was traveling at 40 m.p.h. at a 45 mile zone,
a vehicle ran a stop sign and I hit him broadside, now their ins.co. wants me to accept $10,000 (since thats the coverage he supposedly had) on ...



"abandoned"
Could i sue?
the place i'm working at will be closing down tomorrow. could i sue them for improper notice. they just told us yesterday that our last day is tomorrow. is there anything i could do
                     
 




Carbolic Smoke Ball
No you can't. Unless the company has breached a contract with you by letting you go or unless they have violated a state anti-discrimination law, you probably don't have a valid cause of action. You are likely an at-will employee like most people are. At-will employees can be let go "at will."


Miguel
Well, if the company is about to close because they don't have anymore money, what are you after for? You might just waste time and money suing them. But if you have lots of them, sure, fight for your rights!


Phil
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Most employees in the US are employees at will. This means you can be let go for any reason that isn't prohibited by law (such as racial discrimination). If they let everyone go, and closed the business, unless you had a contract, you are out of a job. Don't waste your time trying to sue unless they owe you money for back wages.

Go apply for unemployment benefits, and find a new job.


ll_solcorp
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They don't have the money to keep their doors open.

They don't have the money to pay suppliers and other ceditors.

They don't have the money to make payroll.

Yet, you expect a judge is going to order them to pay you a six month severance package.

Of course you're angry. But move on.


Rick B
Of course not. There is no legal requirement for notice.


mbrcatz
You can ALWAYS sue! Will you win? Probably not, and that lawyer you'll have to pay up front - probably about $5,000.


Gambit
You want to sue a business that is going out of business? Does that not sound like an exercise in futility?


TedEx
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Sure, sue! Watch hell freeze over before you see a dime.


David M
Depends on how many employees the business has.

There is a federal law that companies over a certain size must give thirty to sixty days notice.

If it's a small business....you are out of luck...

But then, so are the owners


lilbitofitalyduh
get a lawyer or at least ask a lawyer. most lawyers will answer a few questions for free.


Tif
im not sure but isn't there supposed to be a 30-day warning or something. i know that goes for eviction notices but idk for workplaces.


bobvilla500
I dont think so if they are going bankrupt but call a lawer, it is usally free to ask them if you have a case or not.

IT IS WORTH A TRY


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