 Best health insurance? |
| self employed, 59, good ... |
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 How long can you wait to notify a insurance company about a potential claim? |
| You know how an insurance tell there clients that they have to report a claim(personal injury/premise liablity) or something. Most insurance policies have a requirement that your notify the insurance ... |
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 How do I get individual health insurance quotes for North Carolina? |
| I am currently living in New York State and am considering moving to North Carolina. How do I get individual health insurance quotes while still living in NYS? All the websites ask you to provide a ... |
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 How can i become a model at 16 who gets paid? |
| do you guys know any good websites i can apply for or any trustworthy agencies?what does it TAKE to be a great model? im 5"9 btw and my **** arent so huge either(like a B cup borderline C)... |
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 Where to get the cheapest car insurance? |
| girlfriend is unable to be covered in my insurance from work, sshes a new driver and is looking for where to get the lowest quote, any ideas?... |
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 Who's fault is it? |
| Recently, I was in a minor car accident. I was backing out of a parking stall, so was the guy behind me at the same time. We ended up hitting eachother's back bumpers. There was no damage done ... |
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 How do insurance companies make a profit? |
What are the logistics? Also: If they really make a profit then doesn't that mean that we really don't need them? (If you know what I mean)
Additional Details
It seems that ... |
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 Multiple choice?????????? |
Sena lives in a state with a no-fault insurance system. Twiggy runs a stop sign and damages Sena's car. Because Sena was not at fault, she can make a full claim on:
(A) their states no-... |
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 I'm being sued after rearending someone.My insurance will pay for it all. Will this stil impact my credit?how? |
| I am worried about this lawsuit negatively affecting my credit even though it is well within my insurance limits and will be paid. This is my very first accident and I am 42 years old. I have great ... |
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 I'm a 24 yr old female, and I am looking for health insurance.? |
| I'm single and I don't have any kids, so I just need something to cover the basics like medical and dental and at a somewhat decent price. What do you suggest? Which health insurance ... |
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 Private health insurance? |
| Im planning on getting heath insurance in a year to afford major orthodontic surgery. On their best benefits package, they say 12 month waiting period and 2,500 liftime limit of orthodontics. Now my ... |
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 Do these insurance companies exsist or am I gettin setup? |
| Recently I came across a opportunity from a friend of mine where I get paid (very well) to send messages on myspace for these California based Insurance companies. I would get paid based on how may ... |
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 Can your company see what you use your health insurance for? |
| Can your company see what you use your health insurance for? I want to go to a weight loss physician, but I don't want my company to know that I went to that kind of doctor if I use my insurance.... |
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 On my Unemployment claim forms, should I list my actual employer, or its parent company? |
| I receive Unemployment benefits, and have to report all earnings on a "claim form". I worked for a company for a few weeks, but the checks had another company printed on them, the parent ... |
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JKC | Could someone advise me on getting the best health care insurance for a soon to be college graduate? |
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Tom Z
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You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even suggest a discount plan which is not insurance at all.
Ultimately, you are the one who will determine the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant.
On the other hand because you are young, presumably healthy and probably use the health care system rarely you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
Check with the agent that writes your or your parents home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. They can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network.
If you are seeking employment they might suggest a temporary insurance policy that is intended to cover you for a few months until you are hired by a company that offers group benefits.
Use the Internet to educate yourself but use an agent to purchase the coverage. |
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worldsource19
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Blue Cross Blue Shield - High deductible - cheap but covers the big stuff. Then maybe your future employer will have a good plan. |
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NorthSee
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There are two basic options.
Buy short-term insurance - low quality and low priced.
Buy permanent insurance - higher priced and higher quality.
You can cancel either policy at any time. The "permanent" plans are generally month-to-month contracts from the insured's perspective. The insurance company however, can only drop you for certain reasons.
A short-term policy will have the advantage of having a lower price, but will probably have several disadvantages. You cannot renew the policy. Pre-existing conditions won't be covered. Preventative care won't be covered.
A permanent policy will be more expensive, but you can typically keep a permanent policy as long as you need to. Short-term policies usually have a term of under 6 months. Some may cover you for a year.
If a permanent policy fits comfortably in your budget, that is the way to go. However, short-term plans are much less expensive and therefore may be your only option if money is tight. |
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chuckles951
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If you live in an area served by Kaiser Permanente, they have good coverage for the lowest prices for real coverage.
My daughter is outside the Kaiser area and she is happy with her Blue Cross plan. |
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George S
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If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if your school is participating, go to www.UHCSR.com and enter your school name in the search box. You might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable. Perhaps one of these programs will carry you past graduatiuon until you can get an employer plan. |
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