Is insurance a must for everybody to have? |
Additional Details I mean life insurance. Vehicular/mortgage/property insurance is a must in most cases.... |
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Where can I find regulation that say how insurance companies should handle insurance claims? |
Additional Details Please dont send me to the insurance regulator. I couldnt find any specific regulations there. And it doesnt matter from what state or country the regulations are ... |
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Primerica (Scam or Not)? |
| I have found good and bad websites. To me it kinda sounds like it's too good to be true. Does any one know if the life insurance they sell is any good or if that is also another scam.... |
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My son was murdered in a car I rented I declined the insurance. What can I do? |
| My son was murdered in a car that I rented. I declined the insurance and my son was not listed as a driver. The car company has billed me for over $8 thousand dollars for the damages. I know they ... |
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How old must a person be before their legal guardian is no longer responsible for their actions? |
| My Great Nephew is 18 years old. He has lived at his girlfriends home for the past six months. His Great-Grandfather is his legal guardian. My nephew was in another auto accident, his third in the ... |
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Will my car insurance pay for surgical weight loss surgery? |
| i live in michigan and have no fault benefits. i was involved in a car accident 2 years ago and lost my leg resulting in weight gain and need to stabilize my weight to wear prostheis. my doctor ... |
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Life insurance? |
| I have been paying X amount into a life insurance policy for nearly ten years and want to stop paying for it ,can i get any money back what i have already ... |
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D oyou think kids need cell phones? |
| well yeah if there going some where but not to do any thing with ... |
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I got a great quote for life insurance by mail from Globe LIfe And Accident Insurance. Is a legit company? |
Additional Details I noticed there is not number where i could reach them. What is their telephone number?... |
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I have no health insurance and I landed in the ICU. I have 30K in bills. Can I get public med. assistance? |
| Another prolem: I stayed at a hospital in Massachusetts and I live in NY. Is there some kind of public/out-of-state medical assistance I can get to help pay for these bills?... |
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After a taxi taking a U turn collided with my car - I have been offered £450 by my insurer - should I decline? |
| the insurance is comprehensive & and the alternative would have been a total write off. I need a car as I am partly disabled and unable to walk far, to even catch a bus.... |
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Checking ATM Camera in a 7-11? |
| My brother got his wallet stolen at a party, and he knows who did it, they took out money at a 7-11 down the street, and 7-11 wasnt taping at the time, but the atms themselves have cameras dont they? ... |
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If I have 20 gold bars, where is the best place to hide them? |
Additional Details My address is 7902 S. Hamton street, you'll have to figure out the state and ... |
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If I bought Life insurance for myself today and I died tomorrow, would my family receive the Insurance money? |
| If I bought Life insurance for myself today and I died tomorrow by some freak accident, heart attack or etc., would my beneficiary receive the Insurance money? How does insurance work would I have to ... |
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Who pays for the home insurance when you let your house? |
I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case.
My friend is gonna let his house to another, so that he ... |
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Can you collect on a life insurance policy after suicide? |
| A friend just killed himself and I'm wondering if his wife will be able to collect o his poicy. I've heard the insurance copmpany can void a policy in the first 2 years. But he has had his ... |
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lmbell139 | Daughter was in a suv that wrecked and is in hospital. do i sue insurance? |
My daughter was in a vehicle with a neice of mine. she ended up in hospital. Has cost a lot of financial and emotion stress, can i sue insurance company wihout suing sister? |
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nelson_devon
 |
We don't even know what type of coverge you have. Who's car is it? You have left out too much information. |
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dcgirl
 |
You've got no reason to sue the insurance company. They didn't cause the accident! You have to sue the person who was at fault in the accident. |
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bbumple
 |
You would want to make a claim against the at fault party. Your daughter, being a passenger, is unlikely to be found at fault for the accident. Unless of course she grabbed the wheel and caused the accident. Your daughter is entitled to a fair settlement that would compensate her for her injury. If you make a claim against your niece, thus her insurance policy they will need all of the reocrds pertaining to medical treatment received in relation to the accident. As far as getting a lawyer goes, just remember they usually get 1/3 of the total amount awarded. It's a lot to think about, but just keep in mind whoever is at fault for the accident is responsible for compensating your daughter for her injuries and any lost time from work, if applicable. |
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DAVID B
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Find out what was the cause and who was at fault FIRST! |
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WheeeeWhaaaaa
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Work with your lawyer to protect your sister assets.
In other words, don't ask for a billion dollars. |
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Rebecca
|
Years ago, my brothers were in a serious car accident driving my sister's car. My older brother was killed, and my younger brother was severely injured. (It's been 23 years; it doesn't 'hurt' anymore).
My brother had to sue the insurance company, who turned around and sued my sister -- I can't remember all the details, but I do remember that in order for David to have been covered, he had to sue my sister through the insurance company to get covered.
This was in California, and it was 20+ years ago. You need to check with the insurance commissioner in your state to be sure of laws, but if you do sue the insurance company, it will most likely come back on your sister. Tell her this in advance so it doesn't create a war at a time where there needs to be extreme peace.
Good luck, and I hope and pray that your daughter and neice are okay.
Rebecca |
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doofuss
 |
File a Notice of Claim against your niece, unless she is under 21. In that case file it against your sister. Their insurance company will (hopefully) pay for the damages. Make sure you know ALL of the costs involved before you progress from a Notice to an actual lawsuit. SEE A LAWYER before you do anything |
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itstimeforachance
 |
yes---if it's covered and they take their sweet time then you can sue them...but remember that to sue also costs money....so you have to figure this out
what part of the U.S.A are you in...i know a couple good lawyers |
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C R
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You can sue whoever you want, but it doesn't mean you will collect.
If the insurance company did something wrong, like denied coverage when there was coverage or refused to pay when due, you might have a case against them. But your real case is against the driver and possibly the owner of the car for negligent entrustment.
Give the insurance company a chance to settle with you. Tell them what you want for your daughter, medical bills, lost wages, a settlement for pain and suffering, money for a scar or permanent disability, and give them a chance to offer you something reasonable if you really don't want to sue your niece. |
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Rexy
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You will not need to sue the insurance company unless they do not offer a fair settlement in your opinion. Depending on what state the accident took place, the medical bills will be paid either by your niece's insurance policy, or it may be filed under your insurance policy (assuming your daughter does not have her own currently). Some states do not require medical coverage for you and passengers in your vehicle, so it is possible that there would be no coverage afforded to pay your daughter's medical bills. Presuming that your niece's or your own insurance policy covers the medical bills, those bills will be paid up to the policy limit. In the event the medical bills exceed the amount the policy covers, then you need to sue your sister or the other at-fault driver. Also, some states do not cover pain and suffering under the auto policy, so that would need to come out of the at-fault driver's pocket by means of a civil lawsuit. |
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mbrcatz
 |
No, not unless the insurance company HIT her. You sue the person who hit her, AND you sue the owner of the CAR who hit her. The insurance company will probably pay out the policy limit, then walk away - and if there's a real judgement above the policy limit, the sister will have to write the check. |
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ma_2st
 |
sue somebody see a lawyer that does this kinda of stuff |
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gymfreak
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I think you would have to sue your niece because it would be her insurance. But if she had good insurance it should cover the passangers in the vehicle. Good luck and I hope your daughter is getting better. |
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