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 Blue Cross Blue Shield? What are your experiences with them?
I'm trying to decide on a health insurance company. What are your experiences with Blue Cross Blue Shield positive or negative? Thanks....


 How can I look up insurance policies?
My Mother has pased on and we know there were several whole life policies.
The max premium was paid up over fifteen years ago and the actual policy and numbers could not be found....


 How do I file an insurance claim for my roof?
The damage occurred appx. 6 weeks ago, will this affect my claim and my rates?...


 On a medical card (medicaid) can a boyfriend be on it or does it have to be a spouse?
I am not sure if we can get it together?...


 Can a beneficiary of a money market account agree to pay 3500 on funeral and keep 6500 or keep whole 10,000?
...


 Is the organizer of KBC under appeasing policy in bringing SRK as navigater?
...


 I am wanting to have weight loss surgery and I have aetna Insurance Can you tell me what it was like for you?
I am wanting to have this surgery. I was required to have a 6 month superviesd diet, a heart evulation, lung and psyc done. after having this done will I be approved? I want to hear why you were ...


 How much can i make as a state farm insurance agent or any type of selling in the insurance field?
...


 What is an insurance rider?
...


 What type of student Health Insurance should I purchase (PODIATRIST ?
My main concern is fixing my ankle and I know I need to see a Podiatrist
I have SUPINATION in the left ankle and I am trying to fix it. I am also a student and I dont want to pay alot of money. S...


 Tell me if this is true or not: If you add your spouse to your insurance, will/can they get lower coverage?
since they are only added on to the insurance and are not the primary? Has anyone experienced this or heard of it?
Additional Details
As in, he would have to pay 40.00 max on ...


 $ocialist $ecurity, medicare, medicaid, K-12 education, welfare, unemployment insurance.?
A list of inefficient, ineffective socialist government programs that would be better managed by the private sector.

Dems will have none of it changed from it's current form because ...


 When a insurance policy is terminated and the unearned premium is calculated on a short rate basis,
Who canceled the policy?
A.the producer
B.The agent
C.the adjuster
D.The insured

10 points to insurance agents only!...


 Can a company take pay out of your check for a mistake you make(error)?

Additional Details
Printing blueprints and a page was missed. Pure human error, but we are hourly employees and have no ...


 Where does an insurance company invests its policy amount ?
The policy amount which the insurance Company gets from policy holders where does it actually invest such policy amount so that it can provide benefits to its policy holders?...


 Homeowners Insurance question.. We had a loss due to our car being broken into..?
This was a long time ago,,, and now they want me to come in for a personal deposition.. I do not like attorney's and I do not want to do this.. I'd much rather just not press it and cease ...


 A man takes out life insurance. He becomes a death row inmate. Can heirs collect ?
Is a death row inmate's life insurance still valid for his heirs to collect after he is executed?
Thank you for any information.
Additional Details
Can you give an ...


 My disable son that is working partime is under my work health insurance if he gets married willtheytakehimoff
...


 How to buy an umbrella liability insurance policy?
Homeowners who insure their homes and cars with the same insurance company can often buy an "umbrella" policy that covers everything beyond their homes and vehicles.

Although I ...


 Injured in an automobile accident 4 years ago and still NO settlement!! HELP!!?
Four years ago on Decemeber 17th, I was injured in an automobile accident. My stopped car was hit by a semi-truck hauling pipe and pushed 150 yards up the road. I was lucky. I came out of the ...



jv
Declined health insurance offered by HR,premiums still deducted from paystub?
I started work with a firm 2 years back. At that time they offered health insurance which I declined. ( I still have that email). Inspite of that they kept deducting the premium from my paystub. Unfortunately I just realized that & send them that email in which I clearly declined health insurance. I have paid thousands in premiums & I wish to be reimbursed. Its strange, even the insurance company never sent me any paperwork on insurance card. How is that possible. How can I get my money back. Please advise.
Additional Details
Thank u all for replying.I spoke to HR after sending them copy of the email as proof(gmail) in which I declined Health coverage.HR head lies to my face saying we checked records/server/emails but never received this email & that its possible it got lost.They are accusing me of not bringing this up earlier.so they will pay half of 2000$ that I lost as they already have paid the $ to health insurance company.How many of you look at ur paystubs.My bad ofcourse I just realized this.I work at client location on east coast but company is in CA. Basically the person who was supposed to fwd this email (declining Health coverage) to HR screwed up,or email was fwded but HR screwed up.Also this money was deducted post tax ie I already have paid 500$ tax on this 2000$.I lost that 500$+1000$ that HR will not reimburse(they said they will pay half as both are at fault).So even if I get all premuim back (2000$) I still paid tax on it which I should not have since health insurance premium is tax free
                     
 




Sassy Shih Tzu
Are you in CA? If so, an employer is not allowed to deduct any type of payment from your pay without your signature authorizing them to do so for that particular deduction. In fact, it is illegal to do so.

Contact your HR department and tell them the situation and that you are entitled to get reimbursed. Regardless of what state you are in they cannot deny you from getting reimbursed, it's called stealing.

NHMike mentioned an important point, pre-tax. IF your employer set up your dedected premium as a pre-tax, you would not have been taxed on the amount deducted. If you get reimbursed it will be taxed. I know from an employer point of view this could be a major problem and there could major penalties for amending their payroll, but I am not too sure about the consequences on your end. I suggest you speak with your accountant if you could be penalized for any reason.

Just find out if the deductions were pre-taxed or not. If it turns out it was not they can process a simple reimburment.


NHMike
Rating
This is possible because the payroll deductions are set-up in the payroll system while the health insurance is set up directly with the health insurance provider. It sounds like you were never added to the health insurance plan but HR failed to remove your name from the payroll deduction.

If the deductions were pre-tax, you might have a tax issue for the last two years since your taxable income was incorrectly reduced by the payroll deduction (but you will need to consult with a tax professional).


Miss E
I am certain that you will be reimbursed..what baffles me is that you just realized this after two years..lol


chit
u mean to say that u were not even aware that money is being deducted from your salary. dont u get salary slips. and then u said u sent an e mail. are u working from home or in an office premises of your employer. what u have written is not beleivable at all. the solution now depends on you, but first clarify the country you are in. laws are different in different country and the solution also depends on that. name of company and country of company required to reply correctly


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