Here is a story .I hired a guy to cut down a tree in my backyard The tree fell down on my garage and destroyed my garage and its' content.The guy ran away and disappeared.I put a claim on it and ...
I have been browsing www.ehealthinsurance.com, but I can't decide. And why don't I see Dental as part of the benefits? My budget is about $500 a month....
If i had two sets of dental insurance can i use them at the same time for the same bill? Additional Details Just so the bill is paid and i don't have to pay for a thing....
If i got term life insurance and a year went by and lets say I was killed in a wreck or a fire or a car i was working on fell and crushed me would the insurance company still pay out since it hasn...
I have insurance policy number-29188385-AXA insrance.but no tel. or address.my friend is in hospital in uk ,he is in a coma,so any info. is from yourselves....
My house was robbed and I'm dealing with the ins company and they're telling me they deduct for depreciation - BUT my understanding was that replacement cost coverage meant there was no ...
we had a serious problem with a sears refridgerator. they have agreed to settle the claim (about $30,000), however, we will be unable to live in our home for approx 6-8 weeks. does anyone know if ...
I am changing to Farmer's Insurance for Auto Insurance. My agent tells me that they will need to scan my college degree for underwriting to process my application and discount.
Where these all name brand prescriptions going these days even we have health insurance at work and even people who has medicare+medicaid benefits?Most people these days getting generic brands only....
Additional Details What if you have collected a lump sum allready in a settlement? You are no longer collecting. Can you then just resume your career as if nothing ever happened?...
Sweet K
Deductible question?
I am looking for my own health insurance. But can someone explain to me what exactly the deductible is?
If the deductible says $2000 does this mean if I break my foot or something I have to pay $2000 before the insurance pays the rest or does it mean they only pay the $2000?
The deductible refers to the amount of money that the insured would need to pay before any benefits from the health insurance policy can be used. This is usually a yearly amount so when the policy starts again, usually after a year, the deductible would be in effect again. Some services, like doctor visits, may be available without meeting the deductible first.
mbrcatz
Yes. The deductible is the amount out of your pocket, before the insurance kicks in.
Akin B
You pay for the first $2,000 and the insurance company pays for the rest.
Say you get into a car accident and your badly hurt. The total medical bill is $30,000. You would have to pay for the first $2,000 while the insurance company would pay the remaining $28,000.
stephenweinstein
The former. The deductible is the minimum amount that you must pay before they pay anything. They may or may not pay the rest. They may pay only a percentage. Read the paperwork carefully.
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