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| My Friend had a car on finance and a mate of his paid the balance off as a favour.does this mean the mate has a rightful claim on the car should it be ... |
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... |
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MY first languge is amhric.that why i am not flent speker of english .
Additional Details
i need to know about life insurance product.... |
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I have medicaid and really need to get my eyes checked. Does medicaid (medikan) cover eye exams?
Additional Details
I got medicaid because I am disabed. I have every right to this ... |
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| I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I ... |
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| i got something from gerber that said i can get a policy for my kids that builds cash value, and doubles at age 21, it says that well, if i did it now while they are babies, it would cost around 50 a ... |
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 Any REAL suggestions on the best LIFE insurance company for me to go with? |
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snitzelgrooven | Did you know tha home owners inurance does not cover the cost of coins that you may collect? |
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Jason S
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Some companies have a scheduled property endorsement they can add and some offer collectibles coverage, but generally it is a separate policy you need.
Whenever you have anything individually valuable (i.e. coin collection, huge TV etc) you want to make sure to talk to your agent about them to make sure they are covered correctly and completely. As agents, we are not mind readers; never assume that we will know every thing that is in your house, bring it up and we can make sure you are covered.
Good luck to you! |
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ga.peach67
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Usually anything out of the ordinary like expensive collectibles or fine jewelry is considered additional coverage. Check your policy and/or call your insurance company. |
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mamatohaley+1
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Yep, I knew that even before I worked in the insurance industry. I always read my policy. |
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mbrcatz
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Yes. The standard homeowners policy has "limitations of coverage", particularly by theft, for things like coin collections, stamp collections, gun collections, jewelry, cash money, gold boullion, sterling silver, etc.
If you have an AGENT, then they should be explaining that when you purchase your policy. If you do NOT have an agent, then you're acting as your OWN agent, and it's YOUR responsibility to read your ENTIRE policy, so you don't find out after the loss. |
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Queen B
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yes thats true...they have limits on a lot of things such as jewlery, guns, art, coins, cash, etc...
the good news is that you CAN insure them to value by scheduling them on your policy. yes it does increase your premium to do this, but if the collection is that valuable, then you need to insure it. |
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Mark My Word
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Yes. And they won't insure the gun I'm going to use to protect my coins either! |
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christina h
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Yes but most insurance companies, if they are any good, will give you the name of some companies that can give you insurance just for your coins. Hubby has a coin collection from other countries from serving in the military and our insurance gave us info on how to get the coins themselves insured. |
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