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 I would like to get life insurance. It would be better to get it for my wiufe because I smoke.?
I have found some that qoute $48 dollars a month for a $1 million policy. For me it would be $485 a month. Do you think this is a scam? What do you think is the best life insurance?
A...


 Where can I go from here? What about a CPCU Designation?
I'm 23 yrs old and I have 5 years experience in working as a property and casualty agent. I've worked for GEICO and Nationwide, I am currently working at a Nationwide Agency and I work with ...


 Would you recommend purchasing an annunity from an insurance company for retirement purposes?
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 How's $5.30/week for $10k worth of whole life insurance?
It's for my wife who's disabled and 55.
Additional Details
FYI an indep. agent told me it was a good price and State Farm has a similar policy for $10 month more....


 Health Insurance for non-fulltime student?
Hello, I am 21 years old and currently under my dad's company insurance through Blue Cross as a full time student. The policy is that they will cover me if I remain a full time student.
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 I need health ins for my family. HELP PLEASE????
I have gotten quotes but they are all roughly 1000 dollars a month. That seems a little crazy to me. Anybody have any suggestions....


 Life Insurance: Which companies out there are the "top rated" in perspective of service *AND* price ?
With so many companies and websites to choose from, how does the average person know which company has the best service--along with reputation ? In addition... Is 'Primerica' truly the &...


 Home insurance?
state farm refused to renew my homeowners insurance. they told me i live with 1000 feet of coastal waters. i'm on the north shore of long island, for goodness sake, it's not the south ...


 Is homeowners responsible or car insurance?
The brakes on my aunt's car went out and when she turned into her driveway she hit the house. SHe is fine both airbags came out, but now the home owners says they will not pay and the car ...


 Auto insurance company that wants me to pay upfront?
I need general information concerning auto insurance complanies that pay claims directly to the driver. They want me to absorb all costs (repairs, rental, etc.) and then they will issue me a "...


 Can you qualify for Medicaid if you have personal medical insurance?
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 Does anyone know where I could get a life insurance for a 95 yr old male?
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 When you have a settlement with a insurance agency, do you get 3 times the money of your medical bils?
I don't really undrstand how it will work out. The lawyer told me that I will leave out his office a happy lady. But I lost my car in this acident , and the insurance company only gave me the NAD...


 Will my insurance cost go up if I add a 2000 Chevy Monte Carlo SS to my insurance plan??
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 Does anyone have any recommendation for life insurance for pilots?
My boyfriend of 2 years is a 26 year old commercial pilot and flight instructor (hopefully airlines soon). We plan to get married in the next year or two. I was thinking that I should take out life ...


 Can i claim compensation for being assaulted at work?
I have been left with multiple bruising, shock, trauma and deep anxiety. What is the best way to claim compensation for this?...


 I want to buy bike in 150cc, can u suggest me which one is better in better average,good engine, and comfort?
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 If I were to die tomorrow, does will my life insurance policy pay off some forms of outstanding debt?
Or will my beneficiaries get all of the insurance money?
Additional Details
I don't have any children of my own. I have left my life insurance to my mother and my sister. So does ...


 Do you know of any car insurance companys that only look back 1 or 2 years into your drivers record?
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 I'm on my parents insurance, can they see the procedures I have done?
Im 24 years old & about to have a proceedure to check for HPV, but know that telling my parents I've had sex is not a good idea at all. Due to my circumstances, I am still on their health ...



I am the Shade . . .
Do All states require you to drive with Insurance?
New York

Texas

Michagan (right or wrongly spelled?)

etc........?
                     
 




hightechchic
Rating
Technically speaking, Virginia doesn't REQUIRE that you carry liability insurance.

However, when you register the vehicle with the DMV you are required to state that you do not carry liability insurance and to pay a $500 fee up front. You also take the risk that someone can come after you personally (including garnishing your wages) for up to 21 years if you have an at-fault accident and don't have any insurance to cover the other party's losses. This can be particularly dangerous if there are injuries.

If you fail to pay the $500 fee up front and confess to the DMV that you don't have insurance, then the state can and will be very aggressive about revoking licenses and registrations of anyone found to be without it (even if it's just a random computer check for a car that hasn't moved in months -- if it has license plates, it's subject to the insurance rules.) And getting the license/registration back will be a VERY costly proposition after.


fighting saints
Rating
Insurance is NOT required by law in all states. I handle in insurance claims in the Midwest and in Wisconsin auto insurance is not required by law. However, what few people realize is that by not having insurance the states holds you "financially responsible" for any damages you would be held liable for or you lose your drivers license.

I deal with at least 3 people a week state they don't need insurance in WI and technically they are correct. They learn the hard way when the state takes their DL.


Brian C
Rating
Each state follows one of two options;

1. Insurance responsibility laws. This means that you have to have proof of insurance to title a vehicle, and when you get pulled over, have an accident, etc.

2. Financial responsibility laws. This means that you don't have insurance, but you have the finances to cover any expenses as a result of collisions. This is usually taken care of with a bond.


mbrcatz
Rating
I believe New Hampshire is the only state that doesn't require you to carry liability insurance, unless you have an at fault accident.

In order to get your car registered in any other state, you have to have liability insurance in place, and maintain it.


SG Elite
Rating
All drivers need insurance to drive. Correct spelling is Michigan.


BabeHeart
Rating
I sure hope they do...few people who are in or cause accidents, can afford to pay for the damage and/or injuries out of pocket.


k_reile
all states have minumum insurance limits...you cannot get away with not having insurance unless you want to open yourself to a lawsuit if you cause an accident without insurance


Shari
Sure do. ALL of them.


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