 My husband and I are fixing to be checking into life insurance policies. What kinds of questions are they? |
| going to be asking us? How much should we expect to pay? He is 35 and I am 39. I quit smoking 1 year and 8 months ago. I have heard that it was best to wait until you had quit smoking for at ... |
|
 Where can I get health insurance if? |
| Where can I get health insurance if I am am a college student? The thing is that I have thyroid problems and I have depression and anxiety as well. And just recently I finished both my medicines and I... |
|
 When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company? |
Say, today is 1st Feb'07. I had an auto policy (from Farmers) that expired on 1st Jan'07. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue ... |
|
 Can i be put on my parents health insurance if i am not currently in school? |
| I've been making myself sick over this all...see here's the problem....I should still be in college, but because of money problems, I decided to take a semester off. I thought it wouldn'... |
|
 What does deductible really mean? |
| I'm looking for health insurance right now and I don't really understand deductible, I looked it up already and read a little bit about it but I couldn't really find the right answer I... |
|
 I have no insurance in my job(beer store) if i get lay off(unemployed money)? |
| i have no insurance in my job (part time job) will i get unemployed money if i get lay off??? 5 days a week 4 hours a day $8/... |
|
 Do you have life insurance? |
| Is it important to have life insurance or is it another money making scheme based on arousing peoples fear...... |
|
 Health Insurance??? |
| I am needing to find a health insurance plan for my family. It will be for my husband & I and our 2 girls. I am looking for something that will cover it all....health, dental, vision....whatever. ... |
|
 I own a small business, what are my options in California for affordable health insurance? |
| What I'd really like to know is, if there are some of you out there who own their own business, how much are you paying monthly for health insurance? I need to cover my wife and 2 kids and not ... |
|
 Does the homeowner's insurance have to cover the mortgage amount? |
The market value of the house is worth 300K.
The loan amount is of 275K.
The cost to rebuild is 200K.
Would you be required by the mortgage company to get insurance to cover the ... |
|
 Who should pay deductable...? |
| Who is responsible for paying the deductible if my car is slammed into by another responsible party?... |
|
|  |
Silly World | Do Americans Understand how Insurance works? |
Everyone pays in a little to cover everyone, but not everyone takes out of the system all the time, only on an as needed basis
But you knew that !
Additional Details
Smart Guy? Thank you , can you tell my wife?
Because Americans seem to misunderstand how it works |
 |
 
Insuranceman
|
As an insurance agent, I tend to agree with you.
Most folks think that they can get a brand new car when they wreck their 5 year old beater.....that's NOT what it was designed for.
Insurance was designed for many to share the damages of a few. It is meant to put you back in the same sahpe as you were, immediately before the accident - no worse, no better.
SOme folks will argue with that, but, that's how it SUPPOSED to work!
Good luck and I hope this helps! |
|
Misslilpoo
|
The answer to your question is a resounding NO.
but then most people not directly involved in business are pretty apathetic about how any business works. |
|
Mark R
|
Insurance sales people are in a precarious position - we are the only people on the planet that will sell you a product you hope NEVER to use.
However, should the worst happen (fire, flood, serious car accident), you will be more than gracious for the fact that the money you spent on the policy is far less than the amoun the insurance company spent on your behalf to either the damage to repair your home or to the injuries you caused to others in an accident.
The law of large numbers states that your chances of ever needing the amount of coverage you purchase from the insurance company are slim, but ask the families in San Diego that saw their house burn to the ground last year if they feel that insurance is a worthy investment.
I believe in the products that I sell and I believe that the insurance companies, though they are set up to make a profit, are the only ones that step up to assist our economy to get it back up and running after a major catastrophe. |
|
aaron p
 |
Mostly, they do not. |
|
amust2407
|
Sounds like you got it all figured out. Why do you only phrase your question to Americans.....smart guy???? |
|
Dr_knowital
|
Thanks for enlighting me on the subject. your not trying to sell me car insurance are you? |
|
bud68
|
Duh... |
|
holleee
 |
i dont get it. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 26 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
8 | 1 week(s) ago
| | | |
8 | 1 month(s) ago
| | | |
8 | 6 month(s) ago
| | | |
8 | 9 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
