 E&O insurance? |
Any suggestions on where or from what company I can buy affordable E&O insurance? I'm in GA with a soon-to-be life and health license.
Additional Details
Nat'l Asso of P... |
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 Do I need life insurance? |
I have life insurance through my company, but it's not a lot and I wonder if I should get enough to cover my debt.
I own a condo (with my bank) and car (with my bank) and have student ... |
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 What are some reasons why insurance co. settles a lawsuit? |
| What are some reasons why an insurance co. settles a lawsuit(premises liability). Could one reason be that the plaintiff and lawyer have a solid case? And they see client was wrong?... |
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 Is my 18-year-old highschool dropout still covered on my health insurance? |
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 Is it important to take photos of insurable items? |
| I recently took photos of some of the stuff in the apartment that I want to insure. I'm also trying to estimate how much we should be insuring our apartment for. I took pictures of rare books, ... |
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| Can i get a temporary health insurance for 2 yrs until i graduate and start my job.Also which health insurance |
has good benefits and is affordable.I need help choosing one
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The insurance that my college provide does not come with good ... |
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 Is there anything I can do about making payments on a car that was totaled and NOT covered by Insurance ? |
| My car was totaled by an excluded driver, Ins. Co. won't pay. We are still liable for our monthly car payment, does anyone know anything we can do? Don't want to get bad credit rating, and ... |
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 Is it a good idea to borrow money on a life insurance policy? |
| I need $1000.00 for home repairs and to pay some bills. I am thinking about borrowing on a life insurance policy. The interest is 8%. How much will I be paying back if I repay it within 12 months. Is ... |
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 I have a small cleaning service, how much per year should I expect to pay for minimal liability insurance? |
Also, how much approximately to be bonded? I just want to get a roundabout idea?
Also, is it necessary in all cases to carry business liability insurance for small businesses.... |
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 Why could be LabCorp be denying our insurance? |
| So back in March I found out that I was pregnant. My husband and I didn't have insurance then and was paying $500 out of pocket every monthly doctor's visit until we finally got insurance ... |
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 Tiitanic was deliberately sunk?? |
Hey guys,
I was shocked when I saw a particular post in an Insurance discussion board,
http://www.ampminsure.or
What do you guys say?... |
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 National Insurance Number ? |
| I was just wondering what age do you get your national insurance number? Is it 15 and 9 months? Because I really need it so I can start my full time job.... |
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 Lost ring: reward? |
| If you lost an expensive diamond ring, and were reimbursed for it by your insurance company, then shortly afterward you found the ring, would you return the money?... |
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 Does anyone work for farmers insurance? |
I was offered an an insurance agent position. But still unsure about taking it. They seem to offer quite a bit
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Please if you will, whats your opinion of this company,... |
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 Can my wife take me out of the Medical Insurance? |
| We are separated for almost 4 months but we did not file for divorce yet. Today I found out that she took me out of the medical insurance 3 months ago?...and she did not even tell me! She has ... |
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 How can I get authenticity of my prize winning information that i received by e-mail from south africa? |
| Information that I won a lottery and that prize money was insured on my name by taking an insurance bond (Copy also sent to me by e-mail) from an insurance company in south africa by that lottery ... |
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bnnysl | Do I have 3 months after my last day being covered by health insurance to sign up for Cobra? |
I will lose my health insurance for one month (Dec) secondary to reduced hours a month ago. If I don't pay the Cobra premimium right away, can I pay it at a later date if I need the insurance (ie, I break my leg or something major) and be covered? |
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mbrcatz
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No, you have 30 days to make up your mind, once the paperwork is sent to you. Your employer has 60 days to send you the paperwork, but most send it within a week.
If you take it, you have to pay back to day one. If you decline it, you lose the opportunity forever. You can't "pay later". And it doesn't save you anything to wait the whole 30 days, because if, say, it's two months later, you ahve to pay for the prior two months AND the next month, all at once, or it's cancelled. |
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AZBlue
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You have 63 days. If you have no pre-existing conditions which must remain covered, I suggest purchasing a short term health policy for the 30 days instead of COBRA. Short term policies are considerably less expensive than typical group rate pricing, which is what you will pay through COBRA, plus 2%.
Keep in mind that short term plans do not cover any pre-existing conditions, your plan through COBRA will. |
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mamatohaley+1
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I disagree with the prior answers. I get what you are saying as I did the same thing when I switched jobs. Provided you have no pre-ex issues. If you have pre-ex the lapse in coverage will cause that pre-ex not to be covered.
What you are saying is your thought is to wait to sign up for coverage only if you end up needing it retroactively. It worked for me. I can't remember how many days you have to sign up but yes, you can wait until the 60 or 90 days. If you used the coverage you can back pay premium or if you don't end up needing it by the time you get coverage with new employer then you can opt out of the COBRA and save a lot money.
I don't think people understood what you were asking. |
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JaredBalis
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I agree with the answer that says you have 60 days to decide. Here is alot of good information on COBRA - http://www.myinsurancequotes.net/cobra-faqs.html. Good luck!
Jared Balis
http://www.myinsurancequotes.net
http://www.utahinsurance.org |
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gyrlingreen
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Pay the premium as soon as possible. Your health insurance coverage usually ends either on your last day, or the end of the month in which you stop working. If you wait three months to sign up for COBRA, you may have a break in coverage. They can often make the COBRA coverage retroactive, but if something major happens, all of the insurance forms and stuff can take awhile to process and you won't have coverage right away. You might have to pay for some stuff up front before your COBRA kicks in. It's best to get the COBRA taken care of as soon as you know when your old health insurance will expire. That way you can pay the premium and not have any break in coverage.
Hope this helps. =) |
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Dr. Deth
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more like 60 days and you would have to pay retroactive to the last day of employment, so if you wait 55 days - you'll have to pay 2 mos of premiums and then 5 days later the next month's premium would be due |
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