 Renters Insurance / Personal Property? |
| I am a college student and spend 9 months out of the year in an off campus apartment. I was wondering if anyone knows of cheap personal property insurance that would be good to look into to cover my ... |
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 If I was hit on someone property can I sue her condo's insurance company? |
| I'm already sueing the women who hit me with her car, but I am loosing a lot of money out of work now. I was hoping on some kind of advice that my lawyer hasn't thought of....... |
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 Is this insuarance fraud? |
| A friend of mine cashed a check from his insurance company that was supposed to be used to pay the anesthesiology bill for surgery. The check was made out to him and him alone. His disability ... |
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 Does becoming pregnant qualify as a life changing event for most insurance companies/employers? |
| Commonly, life changing events are listed as marriage, divorce, and birth of a child, ect. If a person doesn't have insurance and learns that they are pregnant, will most companies allow ... |
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 What kind of Life Insurance is there, where the payout is at least $1 million? |
Additional Details
can you please give me the names of the insurance companies - thank ... |
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 I am upset with Insurance company after a burglary.? |
| Insurance claim - does it seem fair or right , that our insurance company is replacing a £250 Sony camera purchased 2 years ago with a Canon £49. With the advance in technology over the last 2 ... |
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 Can someone explain term and whole life insurance.? |
| I have been searching for life insurance I am in my 30's already and have children. I am so confused about term and whole what is the difference and what is the best to purchase given my age.... |
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 My dog bit a family member and she has decided to sue our insurance company. what is the approximate amount? |
of money she can collect and can she sue me personally in addition to suing the insurance? Any info would be of grea help. Thank you
Additional Details
The reason for my question is ... |
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 Can they really keep my deposit??? |
| I was signed up to go on a long range fishing trip with a company that runs these trips all the time. Unfortunately, I had to cancel the trip, after making a $900 deposit. When I called to cancel, ... |
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 Can my employer legally refuse my spouse health insurance if he has coverage available if mine is better? |
| They will cover my husband for the 90 days until he is eligible for coverage through his new employer. His plan is from out of state and does not have many doctors and dentists in network as my plan. ... |
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| Is it legit to have two health insurances? |
| Hi, I recently got married and added my husband to my health insurance through my employer, he decides he wants to stick with his employer health insurance and doesn't want mine. So I'm ... |
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 I need to health insurance but i got laid off work...? |
| I understand that i need health insurance. Cuz face it, you never know when it's necessary. I've been looking for a job since I got laid off in March. Cobra turned out to be too ... |
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 Is refusing an 87 yr old a job classed as “age” discrimination? |
| Having recently got rid of the wife I advertised for a housekeeper. I received a letter of enquiry by an 87 yr old woman by the name of Humphrey. I agreed to an interview out of politeness only. When ... |
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Frazzled | Do I have the right to cancle a life insurance policy within 3 days after signing it? |
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Hadley
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Yes, you can cancel your life insurance policy at any time.
However, depending on your state laws and the terms of the life insurance policy, you may only get your money back during the first 10 to 30 days.
Otherwise, You can cancel the policy after this time period and usually get a pro-rata refund of your premiums paid for the policy.
Basically, a life insurance policy comes with a "Free Look" Period. The company should have advised you that you have 10, or 20 or 30 days after buying the policy to return it to the company and get a full refund of any premiums paid.
If you have only had the policy for 3 days, you should be able to get a full refund of the premiums you have paid. Make sure to contact the company and ask exactly what they want you to do to get your refund. Also, it should be stated in the terms and conditions of the policy - under "Cancellation".
I hope that helps. |
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tonalc1
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Check your state laws; they differ on the kinds of transactions that are covered by the three-day rule. |
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Da Judge
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As the policyholder, you may cancel the policy at any time. You would get back part of your last premium and any cash value accrued.
If it is a new policy, you have a period of time to review it and get back ALL of your premium. It depends on your state laws. |
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derek
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You can cancel at any time.
The more important question might be "can you get any of your money back?" |
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montanamom
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yes and it should say that in the option clause |
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cadaholic
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wait no longer! |
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SWIG
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yes absolutely |
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qrious
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Every insurance life insurance policy and a right of rescision which allows you to cancel or do whatever you want to the policy |
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surveytakerw
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You have been given a pamphlet/paper about your right to cancel. Most policies come with a 30-day-right-to-review. As long as you notify the company in writing that you want to cancel the policy you should be fine. If not, talk to your state's insurance commissioner. |
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