 Friend got hurt, has over 100,000 dollars in insurance bill,what should he do?? |
| My friend got shot in the leg two years ago, and he has like over 130,000 dollars in insurance bills cause he didnt have any insurance, are there any programs or anything he can do to help him pay ... |
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 Does life insurance kick in even in the event of a suicide? |
| I know all plans differ, and each plan differs per what you sign up for, but is there a scenario where a life insurance policy will still be paid by the insurer in the event of a suicide on the part ... |
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 Is there any point for a man in his early-mid twenties buying health insurance? |
| It looks like another $200-$300 or more per month that will make it harder to survive financially.... |
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 Is it a smart Idea to get a Life Insurance at the age of 21? |
Additional Details
I don't any dependents other than my dog, lol. I don't live a unhealthy life nor do I put myself in danger. I live an healthy normal life like any 21 year ... |
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 How can I have a baby if I can't afford the $20,000 to pay for the pregnancy? |
My husband and I want to have our second baby.
I had insurance with the first, but I no longer work for the company that provided my health care. We have no health insurance now. Last ... |
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 Will an unpaid emergency room bill keep me from being able to buy health insurance, OR hurt my credit rating? |
| I have an emergency room bill which I have not yet paid and I'm wondering if it will keep me from being able to buy a health insurance policy and if the unpaid bill hurts my credit rating. The ... |
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 When buying life insurance what is the best affordable option? |
I am 37 with 2 kids I currently have term life on me for 250,000.00 and 100,000.00 on each of the kids.
Now there are tons of different life insurances out here is one really better than the ... |
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 Can you take out life insurance policy on someone AFTER they've died?? |
| One of my best friends passed away in July, I just learened that her husband (who is VERY obsessed with money),took out a policy right AFTER she passed away & collected more than $500,000. He ... |
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 I hit a basketball hoop with my truck, the guy says it's worth $450. What now? |
| I hit a basketball hoop in a back street with my commercial truck. The owner contacted me and says its worth $450. Should I go give him $450 or contact my insurance. I am an LLC if I pay him, he ... |
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 I'll send you $100 if you can prove to me you're a good person? |
Take a test to see, if you pass the test I (on my honor) will send you $100.
Additional Details
1. Have you ever told a lie?
2. Have you ever stolen anything no matter the value?
... |
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 Will this be covered in my home contents insurance? |
I have recently taken up contents insurance through Direct line.
A few days ago, I was taking my washing from the machine, and realised I had left my MP3 Player in my pocket.
I ... |
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| Is there a way I can fight hospital bills? And will not paying my hospital bills affect my credit? |
| I have BlueCross Blueshield as a Health provider and i had a baby recently in a hospital that is in the network of my health provider but the doctor that performed anethsia on me and my newborns ... |
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 Can't find my Birth certificate? |
I need it to collect some money so how can I get a new one?
And does it cost anything?
And will it take long will it take to get it or is it a case of walking in and walking out with it?
... |
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itstimeformyshot | Do I have to get Home Owner's insurance? |
I don't really know anything about buying homes, but I'm considering buying my first house. I've heard that you have to have home owner's insurance. Do you really have to get it or is it just an option? |
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SantaBud
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All of the previous answers are CORRECT!!
And even if you pay for the house in cash....the cost of home insurance is just pennies on the dollar.
Shop the price w at least three companies, & consider having a deductible of at least $500. That will keep the cost down. |
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crashfeldman
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You d not have to carry it if you do not owe anything on it. I would not risk being without it. |
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Debbie H
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If you owe on the home than the bank, or who ever finances the home requres that you have insurance and the insurance has to be enough to cover the loan if the home should burn. Also, this protects your personal items. Also, if the home is found to be in a flood zone you will also have to have flood insurance and this is a separate policy from your homeowners policy. |
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2Negative
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Source is a link to the Insurance Information Institute. |
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yomomasucks25
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well u dont have to but if it lights on fire or anything happens to it then u gotta pay for it out of ur pocket so its better to pay a little now then alot later |
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REALIST L
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no but it will be very valuable to you if you do fire theft flood get all you deserve you dont know what can happen earthquack be protected |
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jeffpa
 |
Put it this way, would you loan money to someone
to buy a car, if they had no insurance on the car?
Banks want to protect the collateral, and require you to have insurance on the house. |
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icprofit2000
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Yes you have to get it, if you get a loan. |
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NH Realtor
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If you are financing the home then you need home owners insurance. The lender requires it and it is important to protect your home. All you need to do is go to a local insurance agency and ask them for a quote once you find a home and have an accepted offer on the house. |
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Kraftee
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If you pay cash for the house and have no mortgage, then you can buy it or not, although with that much of an investment it would be really smart to carry insurance on the house and its contents.
However if you borrow to buy the house, most mortgage lenders will require you to purchase insurance and will not agree to finalize the lending agreement until they see proof of insurance. They want their investment protected. |
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robert s
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No lender will touch you without it. They have to have their potential loss covered. |
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mbrcatz
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It's an option.
Homeowners insurance is the CHEAPEST way to satisfy the insurance requirement if you are going to have a mortgage. If you don't have a mortgage, of course, no one is going to require you to insure the house - because if it burns down, well, tough luck. If someone slips on the sidewalk, get ready to write a big fat check!!
But if you have a mortgage, and don't WANT homeowners coverage (which gives you liability and contents coverage, also), you can always buy a straight dwelling policy (which should cost about 25% more, and ONLY covers the house) to make the mortgage company happy. |
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Gambit
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If you plan to get a mortgage, the mortgagee will require the house be insured. Unless you are so well off that you can afford to pay cash for your home and have the means to completely rebuild it (and replace all your contents) should it completely burn down, Homeowner's Policies almost always cover liability as well. |
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bundysmom
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You have to have it if you have a mortgage--your mortgage company mandates it. Once you pay off the mortgage, if you don't want it you don't have, but what happens if your house burns down? How would you rebuild? You would still owe money for a burned down house. |
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sushihen2
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Usually when you buy a home the lender will make it manditory for you to carry insurance... sometimes it is added right into your payment. good luck |
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