 My wife sadly passed away last week ...? |
| After a long and sad illness and I sent a death certificate to the Prudential to claim under her life policy. I rang the Prudential today and went through to an Indian Call Centre where I enquired ... |
|
 Can I buy a Life Insurance Policy on someone I don't even know? |
Seriously.
For instance, If I took out a policy on Bob Barker, I could expect a payout in about three to five years.
Can I insure someone without their knowledge or permission?<... |
|
 Life insurance: Which would you pick? |
Scenario: 30 year old purchasing a $250,000 policy. Would you buy:
A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value.
B) 35 year ... |
|
 How much is too much to pay for health ins for a family, through you employer? |
Almost 400 a month is taken out from my check to pay for insurance.
Additional Details
Had an HMO and switched to PPO to save money. Ended up paying about the same because the rates went ... |
|
 What is covered under your home owners insurance? |
| I have a main wall in my house that over time hase become week due to high winds. I can actually see the wall move, i have a big moon window and a crack going done. I have folks out who hae told ... |
|
 Life Insurance from AIG!? |
Hello,
I have a life insurance from AIG. If AIG goes bankcrupcy, what will happen to my life insurance?
What should I do now?
Thank you!
Additional Details
Thank you ... |
|
 Why are insurance companys rip offs? |
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 Insurance claim? |
Scratched car?
while going to the bank i parked my car in a short stay free car park i packed up fine. On returned to my car as i had forgot something there was a different car parked next to ... |
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 How do you get your Lienholder to sign off on an auto insurance check so you can cash it? |
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 My apartment is making me get renters insurance, can they do this? |
| We have been living in this apartment now for over a year, and now they are telling us that we have to get renters insurance. We have to have at least liability, so basically if our appliances cause ... |
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 Should parents buy life insurance policies for their young children? |
| What do you think? Give good reasoning for your argument...THANKS!!!... |
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 How can I get my insurance to pay for a boob job? |
| I'm trying to figure out how I can get my insurance to pay for me to have a boob job. (Not because I don't have any and I just want some.) I have a what I think to be huge breasts for my ... |
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 If you shop for insurance would u pay extra for better costumer service, or get the best rate instead? |
| Would u be happy with better service and pay extra or would u like to get the best rate, doesn't matter who the company is? I sell insurance and I want to know what u want.... |
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 I have a HO3 insurance policy and had power outtage for 3 days, had food spoilage is that covered? |
| I had a power outtage in my neighborhood for 3 days and when I returned I had food spoliage in my house. Would that be covered under my HO3 insurance policy?... |
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 Who do you honestly think is the best overall car insurance agency? |
or you can break it down
to cheapest
friendliest
most trustworthy
why do u like them and why?
also i would like to hear about the shady ones and some examples of what ... |
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Ashley S | Do I need public liability Insurance ? |
We are starting a service that matches companies to website designers. Its an online service.
Theoretically there could be issue between the companies meeting through our service. Would we require some sort of public liability insurance to cover us for such issues ? or maybe some other sort of insurance.?
regards
Ashley |
 |
 
modmaster20
|
Yes. Many larger corporations require minimum level usually around a million to handle their accounts. Some services may require more insurance than others; industrial consulting, contracting, etc... |
|
Macbeth
|
Public liability cover your legal liabilities in respect of damage to third party property and bodily injury to third parties. I think that professional indemnity insurance is more relevant as it provides an indemnity for financial loss if you are legally liable for errors or omissions. In the UK there are insurers who provide public liability and professional indemnity under one package for as little as £200 |
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Acka
 |
You can have insurance if you like,
But you could modify your T&Cs to shift the blame.
you are an introductory agency thing, its not our fault etc ... |
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libertywarrior
|
Talk to an insurance agent that writes insurance policies for businesses. |
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davetumalty
 |
Hi there, yes it is a legal requirement for all businesses to have liability insurance. It is also a legal requirement to keep records of your insurance for atleast 25 years.
Firstly you can minimise your liability by getting well written terms and conditions for your business then negate your personal liability by getting insurance.
If your business is office based which i assume it is then you are only talking a very small fee even smaller if you dont have any employees.
I myself have 3 companies Construction, Marketing and Van hire is use Premier Line Direct
http://www.premierlinedirect.co.uk/
My marketing company which is 100% office based is only £400 with 6 employees £280 of this is Employers Liability Insurance and £120 public Liability |
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janet h
 |
Yes sdackcit has answered correctly |
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dopegirl
 |
Not sure that you do; but for our business, we pay £350.00 a year and that covers us up to 2 million. For that price, peace of mind is good! |
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sdackcitylink
|
Hi There
In short, yes. But to protect yourselves fully, i recommend PI insurance (Professional Indemnity). In short this covers you for errors and ommissions, owing to the fact that your business is web based i would say you will need it. You can get a dual policy that covers you for Public Liability, Employers Liability and Professional Indemnity, Could also look at directors and officers liability insurance also !!! |
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mbrcatz
|
You only need liability insurance, if it's required by contract with one of your vendors or clients, OR, if someone sues you. They can sue you, for a problem they have with a company that you match them up with.
You're likely required by law to provide workers compensation for your employees. |
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CBadger
|
I am no expert but I would say that you’d probably need both public liability and professional indemnity, depending on whether you offer advice.
In terms of the other types of insurance you would require it would depend upon where you business is based. If you are based from home your standard home insurance policy may not necessarily cover you, certainly worth looking into.
I used Endsleigh, who I found very helpful – http://www.endsleigh-business.co.uk |
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