They didn't make me pay in the emergency room but I know I have copay? |
| Will I just get a bill in the mail? I'm positive I have to pay something but the clerk said it doesn't say on my insurance card.... |
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In my divorce it states i must provide medical insurance for my daughter, do I have to use my employers insur? |
| I need to know if i must use my employers insurance or can i get my own policy somewhere else for her only. It is very expensive through my work and really the coverage isnt that great.... |
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Home & Car Insurane? |
| What insurance company combines Home and car insurance i want to pay them ... |
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What should i do? i have just had a car accident ? |
| i've just had a car accident and it was so obvious it was not my fault but the person who cashed into me trying to deny. i have taken her registration no, and now what else can i do? this is my ... |
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Who can be contacted to see if someone else is using my son's social security number? |
| My son is 21 years old & about 4 months ago he started getting AARP mail, life insurance offers for senior citizens, & he just received a happy 65th birthday card from UnitedHealth Rx. At ... |
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Do we really need insurance? |
Do we really need insurance?
Life insurance, why can't we just be cremated?
Who need a $100,000 worth of funeral?
Health insurance, why can't we just pay out of ... |
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Does collision insurance cover my tires? |
| I just had a accident which leads to one of front tire air-leaking problem. Can both of my front tire be covered to replace?... |
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How much does it cost for an abortion with out insurance? |
Hi. I'm a high school student doing a research about abortion. First of all....IM NOT PREGNANT! THIS INFORMATION IS ONLY FOR RESEARC BECAUSE I CANT FIND THE INFORMATION ANYWHERE.
how ... |
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Question about insurance coverage? |
| I had non-elective surgery about 7 months ago. My insurance covers anesthesia for surgery as long as it's in-network. The medical office I visited was listed as an in-network provider for my ... |
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How can i increase my business ? |
| i am a LIC Agent for past 3 years and the number of policies i did only reaches the targets but i want more than that , i want to be more more and more sucessful in this sector and i do find any kind ... |
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Insurance company didn't cover doctor visit... now what? |
| The first time I used my insurance, I had to select a doctor so I went to the website listed on the card and picked a one. I called the number listed on the website and spoke to someone at the doc... |
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Life Insurance? |
| How much life insurance should I have on myself? Im single with no dependents and own my own home and Im 28.... |
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I have state farm insurance and have renters insurance, and my water heater burst and my apartment was flooded |
| I filled out the papers, but I am just worried that I won't be able to replace everything that I lost because I know that they will probably factor in the depreciation value of items. The ... |
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Should I elect my offer for COBRA insurance? |
Here's the Situation:
My wife just get her full time management job to go to school and now is working part time. I'm working full time, but at my position they only offer my ... |
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Im married have 2 kids and 1 outside my marriage...Life Insurance? |
Like I said im married have 2 kids and one outside my marriage. In my life insurance could I split it for my 3 kids get money even tough my third child is outside my marriage? Additional D... |
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How can i get a fake insurance cardd? |
i mean, its not for "all the time use"
i just have to have insurance in order to have a parking permit at my highschool.
i mean wtf!?
i show it to whoever is in ... |
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Michael G | Do I really have to disclose everything for a life insurance quote?? |
My wife has a family history of cancer which is causing my life insurance quote to change from £15 a month to £50. Do I really need to disclose this info to the companies, or should I not tell them as they would need permission anyway to check history and doctors records??? |
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Veston Pants
|
I am assuming when you say my life insurance you are talking about a joint life police with your wife. Otherwise it would be a bit of a strange question.
xxFJ |
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leambi
 |
Yes otherwise your cover is void, they should only want to know if it relates to her grandparents, parents or brothers and sisters before the ages of 60, if it is over the age of 60 they you don't need to disclose it, just check with their policies otherwise there really is no point in paying for something that is going to be void if you try and claim as you wont get any money back. |
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Deuce
|
The insurance companies are allowed to check your medical records in order to properly price your coverage. If you are upfront and honest, your broker can probably have a better chance to provide the best coverage at the most affordable price. If you are not honest, he/she may place you with a company that will charge your more because they are not equipped to handle your risk. |
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Haz
 |
Yes you do because ( god forbid) anything should happen and you make a claim they really do fully investigate previous or family conditions . It is in their interests NOT to pay out and as cynical as it that's the first thing they do . Its a business isn't it.?
I think 50 quid for a joint life insurance cover is pretty good .
My husband pays that just for himself.
With regards to giving them permission you have to do that on application so no policy would be issued if you didn't give that initial consent. |
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Steve
 |
yes you do as if found out, your insurance would be void and you would have paid for nothing. |
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chandrasekaran s
|
disclose as much as you can .You may die o a different cause or not disclosed, .With more fraudulent claims the verypurpose of insurance without full disclosure leads to the Insurancwe Co is waiting to disallow the claim |
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Leigh H
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You don't HAVE to tell them but it would defeat the purpose of having the insurance. If you were to make a claim your medical records would be scrutinised and medical history would come to light.
So...yes...in order for you to have valid insurance you need to disclose both your own and your family medical history. |
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octogen
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Yes you should ,it is certainly advisable as the companies have enough {get out} clauses without you handing them yet another one. |
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