 I know your homeowners insurance is suppose to go up every year, but what is normal? |
| My homeowners insurance cost has gone up from $520 last year to $609 this year. Thats a 17% increase . Is that too much of an increase?... |
|
 How can Insurance companies say that Storm damage is? |
| An act of God. Surely they have to prove there is a God before they can make this statement. Is this one for the Courts to decide.... |
|
 My husband was in the hospital for 2wks. We do not have health insurance & the total $bill is super high!? |
| It is too much money. Are there any payment plans/write-offs to reduce the total amount?? If anyone has had this problem, is there any advise you can provide. Any help is appreciated.... |
|
 Auto insurance renewal? |
Hello all,
My current auto insurance is ending next month and the renewal form just came in. Coincidently, I was offered a better deal from another auto insurance that was less than half ... |
|
 Do you agree with this practice? |
| Did you know that some insurance companies base the rate they charge on a clients credit score? The do have their reasons. They have statistics that show people who pay their bills are more ... |
|
 Where can I go for cheap car insurance for a young male driver? |
| My 17 year old is taking lessons but we've discovered that the cost of adding him to our car insurance is prohibitive. I'd really like him to be able to drive our car as my husband is ... |
|
 Who offers the best insurance for california general contractors. We have 2 work trucks that need insurance.? |
I need commercial auto insurance. What is the difference between commercial and residential auto insurance policies? Is it just the limits?
Thanks,
Andre.... |
|
 Can i legally drive to school under my parent's insurance? |
| I am seventeen years old, live with my parents, and in Florida.... |
|
 Can ex-husband file for life insurance on wife? |
Additional Details
I was wondering if my ex-husband could have a life insurance plan on me that I wouldn't know about?... |
|
 How can I get insurance to pay for a breast reduction when it's excluded? |
| I have group health insurance with BCBS of Louisiana and listed in my booklet it says breast reductions or anything to do with them are excluded from coverage "regardless of medical necessity&... |
|
 Tell me about health insurance policy ? |
| pls suggest me some good health insurance company.... |
|
| Lets say you and your husband died and your life insurance pays 1 million..what happens to the children ? |
| Do you ask a close relative to look after them and say here is 1 million dollars take care of them and trust that they will do the right thing, after all they are family right ? I heard that its not ... |
|
 How would I claim on my home insurance? |
| I've got a bit of a problem with my shower at the moment - there is wooden panelling around the base of the shower which is getting damp probably due to a leak from the base. I've called a ... |
|
 On homeowners insurance .. What is the difference between Replacement cost and Acutal cash Value? what pays mo |
What pays more and what is the least expensive??
please some one explain to me in detail.. Does my home need to be insured with the market value???... |
|
 Why do guys have lower insurance that women? |
Additional Details
oops, I meant guys have higher ... |
|
 How long is a insurance company required to give before they cancel your insurance? |
| My insurance called me yesterday and informed me that they would be cancelling my insurance because I have rented my house to a group of students. They gave me two weeks to find new insurance before ... |
|
|  |
Benski Sullivanovich | Do Insurance companies encourage crime by penalising the victims with increased premiums? |
I have recently been a victim of crime. I had my car keys stolen from my house whilst I was asleep, my car has since been recovered but has been written off. Even though I only owned the car for 1 month I'm not likely to receive enough back to replace the vehicle and also I've lost 2 years no claims bonus so my next insurance policy will be much greater. Is this the right way to treat victims of crime and by acting like this are the insurance companies actively encouraging crime to boost their profits?
Additional Details
Leslie T - I think you are missing the point here !!!
I wasn't speeding, I wasn't being a road pest, I was imply being asleep in my own house and I was burgled !!
And it's not only I that will pay more in premiums, the people who live around me will also have higher premiums because they live in what is now a less disreable area in the insurance companies eyes. |
 |
 
danuitti
|
Increased premiums should encourage you to be more street-smart and participate in more personal security. If you add or modify the locks on your home, and add an Alarm system, you might get relief in your premium. Talk with your insurance agent about the stepts that you can take to protect yourself.
Your whole neighborhood is at risk. Meet with your neighbors about increasing security. Talk about forming a neighborhood watch or Crimestoppers group. If you get some concerned citizens to meet, you can invite the local police to meet with you. If you show an interest, the police will patrol your neighborhood more.
Here are some websites about forming community groups. Take action, and stop being a victim. Start making the criminal a victim, by sending them to jail.
http://www.c-s-i.org
http://www.usaonwatch.org/
http://www.ncpc.org/
Good luck |
|
TB
|
I am a victim of a hit and run, the other driver was uninsured and has not been caught by the police yet. Because I am having to apply through a special fund , I will have to pay a three hundred pound excess, and I know for a fact that I will probably lose my no claims and my premiums will be higher next year. My husband is thinking of fixing it up for me on the cheap because of all this but it's still going to cost me. It's so wrong that the victims have to pay the price , but even more sadder than that is what message does this send out to the pieces of scum that do this ? They are getting a tap on the wrists if that and the victim has to suffer all the stress and expense. |
|
taketwo
|
it's a thought |
|
Smellyteddy
 |
umm soz |
|
scallywag
 |
I don't think so! |
|
Michael S
|
So you have paid more in premiums than collected in this recent theft?? Most do not. Believe it or not, you are partially responsible for the claim......you left your car there, thus the theft took it instead of someone else's car. That's why you bought the insurance, to cover something you couldn't afford to cover on your own. It's part of life, live with it. At least your child wasn't in a car seat in the back when it was taken. |
|
mrbass
 |
the bottom line is that insurance companies reward folks for not having claims. so if they take away your discount for no claims there not charging you more there just not allowing a claim free discount. so why would you expect to get a claim free discout when you have had a claim. |
|
☆BTriX☆
|
I work at an Insurance Company!! How dare you...
Just kidding. I'm with you. They "pro-rate" your policy, so now that you got your car stolen you will have to pay increased rates starting from the day you had it stolen. If you have no more accidents for the next 4-6 years, it will probably return to your original rate. You can try to get another rate from a different insurance company (don't tell them I told you), like State Farm. It may not be as low as you had before, but it will probably be better than what you have now with your current insurance company. |
|
Loollea
|
why should you not pay more? you just cost the insurance
company a bunch of money do you think you should get the same rate as me if i haven't cost the company a dime ?
some people are accident prone and are trouble magnets with little black clouds over their heads, constantly problems tho no fault of their own, but i don't think they should be entitled to the same rate same about people who speed, i try to be careful
obey the laws and be a curteous driver because i don't want to pay higher rates, if all the rates are going to be the same then nobody would have any incentive to obey the law |
|
Squiz
|
The whole reason for insurance is too guard against the unforeseeable. For insurance companies to penalises you for being sensible and responsible enough to get insurance is extremely wrong, especially when it was not your fault. And as for not giving you enough to replace the car after 1 month you should fight them. Nothing depreciates that fast!! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 26 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
7 | 1 month(s) ago
| | | |
10 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
