 Does anyone know of any affordable health insurance? |
| My husband and I pay $420.00 a month for both of us. His has a 250.00 deductible and mine is 1,500.00 deductible. We are both in our 40's with no health problems.... |
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 What happens if you answer "no" to the question "Have you used nicotine in the past year"? |
| On a life insurance policy application but you really do. What would happen if you started smoking after it was in effect? Would the company not pay the beneficiary when you died? How would they know?... |
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 Does medicaid cover for child daycare??? |
| im 18 & really dnt knnow anything!!helppp....is it expensive?... |
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 I left 2 shopping bags in the parking garage..? |
and when I came back to get them a few minutes later they were taken.
What can I do? Does insurance cover my loss/theft?... |
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 Car loan my car is totaled? |
| So the driver was drunk totaled my car...has no insurance.. I still own 1700 on it... could I go after the guy in small claims to pay my loan off since I dont have the car any longer.. its a mustang ... |
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 Cheap travel ins for my healthy 75 yr old dad to go to usa to his grandsons wedding? |
| i would like to buy cheap travel insurance for my dad who is 75 years old. in very good health, on no medication to go to his grandsons wedding in america for on week without it costing him a fortune.... |
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 Is the home insurance industry the biggest scam in the united states? |
| Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a ... |
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 When is a car totaled by the Insurance co? |
| I hit a deer recently. The car damage was $15,000. The car is only valued at $18,000. Can I push the company to just write me a check, or do I have to accept the repairs?... |
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 Fell on hotel parking lot.they say only1000 available for medical-gone over &more needed? |
| insurance said because hotel didn't know about oil on parking lot they are not liabible? that was in Mo. Broke arm and glasses & still numbness in thumb and wrist pain after 3 ... |
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 A car ran into our yard, AAA Auto Insurance Company won’t pay for permanent damages to my tree…? |
| A car ran into our front yard, the driver claimed in the police report that she fell asleep on the steering wheel (this happened at 2pm). The car was totaled and did damage to our: lawn, fences on ... |
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 What would happen if i just stopped paying for my health insurance.. besides obviously losing my coverage.? |
Additional Details
Im just wondering if it would have any negative affects on my credit or if I might have problems getting insurance in the future.... |
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 Kaiser insurance, is my unborn child covered under the fathers plan? |
Im pregnant, my partner (the father) has Kaiser Insurance is his child that i'm carrying covered ?
Additional Details
Prenatel C... |
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Bri up | Do auto insurance companies check your credit? |
I want to purchase a house but I don't want my credit being touched while looking for insurance for my vehicle. Will an insurance company touch my credit? |
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mbrcatz
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Unless you live in California, yes, an insurance credit check WILL happen, unless you're under 21 (in which case you basically get the worst rates anyway).
The GOOD news is, the insurance scoring does NOT count as a "ding" on your credit rating. |
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MSAD
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They will check your credit as part of the application process. This is just one of the pieces they use to determine what risks to accept and at what rate. Statistics show that folks with lower credit scores tend to have higher likelihood of filing claims. Therefore, folks with lower credit scores tend to pay higher premiums than those with very good credit scores. |
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DIYDivorce
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Car Ins Companies check your credit and base the rates on it. |
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zanthus
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Your question is totally irrelvant. There is a misconception that if someone checks your credit rating, your credit rating DROPS.
That's nonsence. Call a credit bureau like equifax and they will explain to you that your credit rating might drop if you have like pages and pages of hundreds of different inquiries.
I directly was speaking with equifax about my credit report, and asked them, hey what about these 5 inquires over the last year or two, are these killing me?? The lady kind of chuckled and said no sweetie, that is the case if you have like 500
inqueries...some people go to bank after bank after bank tryng to get loans, and then have like an entire book of credit inquiry hits....thats when your credit rating starts to go down. |
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hail_loki
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While you are looking for a house, put a fraud watch on all of your credit reports. NOBODY can look into your credit without your express permission.
When dealing with the mortgage company, tell them that you put the watch on your credit to ensure that all the inforamtion is accurate |
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davabombshell
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Many will, but usually they have to have your permission. Be sure to read the fine print if applying online or ask any agents BEFORE agreeing to the insurance quote.
I know that Progressive and Geico check credit. I have esurance and I don't believe they check credit.
Try them at www.esurance.com.
Good Luck! |
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Phil
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Most of them will inquire about your credit. This is another flaw in the current underwriting systems that allow an auto company to check credit instead driving history. |
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