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 What do you do when someone cancels an check written to you for a service you have already done?
My husband painted a car for someone. The guy paid him with a check. He was moving to another state. A week later my husband found out from the bank the guy put a stop payment on the check. He ...


 How long can you be off work on Sick Pay?
...


 Am I obligated to pay a collection agency?
I had an accident at school where my shoulder got dislocated. The school agreed to pay for all bills that pertained to that accident, and I signed a paper in which I agreed to only be responsible for ...


 Should we get life insurance before my husband joins the military??
Should we get life insurance before my husband joins the military. My new york life friend told me that it's better because we can get more money if we do it before he joins. My husband says ...


 I took out home contents insurance less then 2 weeks ago - Is it too soon to make a claim?
My insurance company is Virgin and I'm in the UK....


 Should one consider hiding a smoking habit from a life insurance company?
Our family is shopping for life insurance. My husband smokes 1-2 cigarettes a day and wants to quit, thus he thinks this "light" smoking should not be mentioned to the insurance company to ...


 My boyfriend does not have insurance and got a speeding ticket in my father's insured car.?
My boyfriend is not on the policy but he got a speeding ticket in my car (legally my father's). I gave the officer my proof of insurance and he just handed it back but I don't exactly know ...


 Ripped hunder bill can it be reimbursed?
I found this when i was walking it was ripped into pieces can i like go to the band and get reimbursed?

Heres a pic-http://i35.photobucket.c...


 If you're trying to claim on the house insurance "accidental" would they come out to see?
Our TV fell off the stand.

just wondering if we claim on accidental will the insurance company come out to check?

The value of the TV is under 1000 pounds
Additional D...


 Daughter was in a suv that wrecked and is in hospital. do i sue insurance?
My daughter was in a vehicle with a neice of mine. she ended up in hospital. Has cost a lot of financial and emotion stress, can i sue insurance company wihout suing sister?...


 If I died would my family have to pay my debt even though I'm the only name on any of the loans and accounts?
...


 Do you think most large Co. should offer medical ins. to their Empoyees?
After a year on the Job, do you feel that big Companies should offer insurance to their employees, at a group cost? Because so many don`t.
Additional Details
Hoa N you must own your own C...


 My son died, no life insurance. Lender trying to foreclose on wife?
My son was killed in a car accident. He had no life insurance. Only PMI on mortgage. Lender is trying to foreclose on his wife who has a 5 month old baby. What can she do if anything to save her ...


 Why do people get refused home insurance?
Whenever you get a home insurance quote it asks you if you have ever been refused insurance. Why would that happen? And if it does, does it count against you for the rest of your life? Are there ...


 I was hit by a drunk driver and...?
She fled the scene. I was rear ended at a red light she had no intention of stopping at. My dogs flew from the back seat to the dashboard, I followed her called 911 and she was arrested. It turns out ...


 Whats the maxiumum age you can?
stay on your parents insurance wihtout being in school. Se i'm 20 and currently not in school but still on my parents insurance...is that to old and if the insurance company found out would my ...


 Question about life insurance and suicide?
Ok, so my fiance and I are in this debate whether or not a life insurance company would pay if the person commits suicide. I recently read a story about a woman who killed herself because her house ...


 What is the amount you pay before your insurance pays the balance?
For example, I have to pay the first 50 euros and then the insurance pays the remainder....


 Boss is always right, how ?
in Govt. deptt or Public Sector or any where in the ...


 How do insurance companies like Diamond offer women only policies when there are sex discrimination laws?
...



christine h
Do car insurance pay for flood damage?
my daughter got caught in floods yesterday and her car is knakered do car insurance companys pay for flood damage ,when she rang them they told her it sounded mechanical but RAC said it was flood damage which had ruined the engine
                     
 




mbrcatz
Rating
If you have COMPREHENSIVE coverage, it does cover water damage caused by flood on the standard auto policy.


banjo booee
Rating
I just called Admiral, as my car is stranded in a carpark with water damage. I am fully comprehensive.

They were very helpfull, arranged to get car picked up by garage and checked over. Will either get repaired or if not cost effective then will write off.

Just hope for THEIR sake that they payout!!


capcave2002
Rating
if your daghter has fully comp insurance then yes they will pay if she only has third party fire and theft then no they will not pay


dogfishperson
Rating
Didn't the government outlaw the 'act of God' clause in insurance policies as it could be used to cover almost every eventuallity.


britchick
depeneds on your company , we got caught in the floods in june 05 our car was wrecked but after several hours of drying we tried to jump start it obviously nothing , the insurance company tried to cll the small print regarding rescue service as it was the car covered not the people in it so the wrong car was ruined!!!! rac just cover the family, any way to get to the point the fire brigade used their engine to jump start us...lol it worked to get us home after the whole terrying experience we were glad of it, 2 days later the whole engine blew and we were told it was flood damage , but cos we had drove away from scene we had a hell of a job for months fighting to prove it in the end it worked but it certainly wasnt straight forward, good luck is all i can say as i have found with every insurance company bar one i have ever dealt with no matter how much you reiterate details etcetc when push comes to shove none of them are worth the paper they are written on.and for your info the only one that has ever sorted us no question was marks and spencers a few years ago home insurance and car...best wishes

just to add to that we were fully comp and had had everything they had to offer in their package ..except driving away from the scene..!!!?


steveley48
Rating
Judging by the readers answers to your question " who really knows " But I beleive and if you have read the answers, if your prepared to fight them and persist you will get somewhere in the end. Insurance Companies are there to make profit so they will obviously try and dump you have no doubt about it whoever they are. Don,t give up after one answer and put your requests in writing very important.


Burim G
Rating
Depends what type of insurance you have but they should pay for that. You fight a lot though to get it!


sparkle555_2000
Rating
If you have comprehensive cover, flood damage cover should be included.


welcome news
If your daughter has comprehensive insurance then damage caused by flooding will be covered (subject to the excess under the policy).

If cover is Third Party Only or Third Party, Fire & Theft then there is no cover.


Goofy Goofer Goof Goof Goof !
No, the flood is classed as an "Act of god" and the insurance company will not pay out for the damage.


Questions????
Rating
Depends on the car insurance company.


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