 Pregnant-when will insurance kick in for baby? |
| I just found out I'm pregnant...this was after we sent the insurance application in, but since the baby was concieved before then I know it's not covered. My question is when does insurance ... |
|
 Should I be put on my moms car insurance? |
should I be put under my mothers insurance, or should i take care of my car insurance my self?
Im 18
Additional Details
pros and cons ? if any?... |
|
 Anyone ever "Challenged Churchill ?"? |
| just wondering if it lives up to its own hype ?... |
|
 WHAT IF YOU DO NOT PAY CO INSURANCE AND CO PAYMENT TO YOUR DOCTOR< becuase HE DID NOT EVEN LISTENED TO ME? |
| mY DOC. hardly even talked with me and listened carefully what I was talking. He charged me $255 for that visit. Another time when I had to follow up he charged me the same amount aprroximately. My ... |
|
| Car Accident and trying to settle? |
| I was in a car accident last december my back was injured and I have been trying to settle with them but they seem to keep delaying it I met with the insurance company last week and now they ... |
|
 I need life insurance but..? |
| I went through a 30 day inpatient drug treatment program about 10 years ago. I'm scared of that question on all insurance applications about past drug treatment. If I answer this truthfully I&#... |
|
 I got rear ended today , realy damaged my car , how can I get more money from the insurance company ?? |
| they are so cheap , they will do anything to pay as little as possible , I need legal tips of any kind , any info on what and how to say what I need to say at the right time , I was not injured , as ... |
|
 Why do people insist on getting their information from internet sites instead of from proven reliable sources? |
| As a benefit counselor for American Income Life, I am OFFENDED that potential employees and clients insist on getting their information from internet bashing sites instead of calling the government ... |
|
 Is $1600/mo extreme for health insurance? |
| We pay 1600/mo in health insurance and average about 200/mo in perscription co-pays. How does this stack up to others? What options do I have if this is all I can get from my employer?... |
|
 ? for insurance people....? |
| My husband put a huge dent in my SUV, found out we have a $1000 deductible instead of $500. Is it illegal to change the deductible, then get the SUV fixed in say, a week? Is there any way we could ... |
|
| Do wealthier people have better health insurance than poorer people? |
| I am researching insurance, but do wealthier people have better insurance than poorer people? I went to a dentist and I have a few cavities and one tooth has to be extracted. The total dental bill ... |
|
 When your 18 and still in high school, does the car insurance company still check your grades for a discount? |
| My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount ... |
|
 How to establish insurable interest in life insurance policy for non-blood and non-debt relationships? |
Can insurable interest be established by stating that there is an emotional loss or that there is an emotional relationship between the beneficiary and life insured?
Is insurable interest ... |
|
 I am looking for hoilday insurance? |
| there are 5 adult and 1 child looking for cheap hoilday ... |
|
|  |
Sara S | Do claims adjuster's have the authority to determine legal fault? |
|
 |
 
Superstar
|
No, a claim adjuster works for the insurance company. He is biased in their favor though in most cases they are honest. In most cases liability is clear. In an unclear situation you need to fight it out with lawyers and the courts. Only the court can determine legal fault. However, usually the parties involved come to some agreement. |
|
lm050254
 |
A claim adjuster has the "obligation" to report to the Claims Dept. if he or she suspect fraud or any illegal issue. The Claims Dept. and the Legal Dept. will take care of the rest of the case |
|
BigD
 |
Nope, just what they are going to pay
legal fault is only determined by an arbitrator or a court |
|
Rosie
|
not realy, they work for the insurance company, to have someone at fault it needs more than an insurance representative |
|
a m
|
They make a judgement call...they can't override items such as police reports. appraisals, etc. They may try. Your policy should have an arbitration pathway...and you always have the option of going to a lawyer if you don't agree with their assessment. Unfortunately, most policies have a clause stating that you would have to reimburse the insurance co's costs if you lose in court. |
|
alanc_59
 |
No, they need to go by the police report, make a judgment call, and if disputed it is up to the lawyers |
|
mbrcatz
 |
No. But they CAN look at case law, and see if precidents have been set, and the insurance contract gives the insurance company (and it's representatives, ie, the claims adjuster) the authority to offer a settlement.
Only a court of law determines legal fault. But the company can offer to accept liability on behalf of the insured, as you signed away that right in your insurance contract. |
|
TIMOTHY D L
|
They have much experience with crashes, but they can only assign blame for the insurance company to pay. |
|
incisor211
 |
Absolutely not, notwithstanding their ardent persuasion that they can. Legal liability is matter of law, decided only by a court or tribunal of competent jurisdiction. In the event that they deny the claim, which is the most likely of all conceivable things, have a lawyer review the claim and, if you deem it appropriate, find a state district court and "pop" the company. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 17 minutes(s) ago
| | | |
9 | 37 minutes(s) ago
| | | |
8 | 46 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
9 | 4 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
8 | 1 week(s) ago
| | | |
9 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
