 Life Insurance for my father.? |
| My father is 45 years old and is the only one who works, my mother is one of those "stay-at-home moms". However, he doesn't have life insurance and feel that he needs it because if ... |
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 When buying car insurance is it better to have your dad own the car and put you as the additional driver to s |
| When you purchase car insurance is it better to have the car under your parent's name for ownership and add your self as an additional driver for your own policy to save money even when you'... |
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 Do you think health care is better here or Europe? |
| I have watched Sicko and it's a real eye opener for me. They say that the Universal insurance is better than american health insurance and the people don't have to pay for anything. What do ... |
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 How likely is it that my car insurance will go up due to this? |
Haven't had a claim in over ten years
Haven't gotten a ticket in probably 5 years.
But, the neighbor kid did $2K worth of damage to my car with his bike in three separate ... |
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 National Insurance Number? |
| I've just turned 16 and want to start a weekend job to pay (in part) for a trip to New York in December. Apparently, I can only get a job if I have a National Insurance Number. Is this true? If ... |
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 Insurance career? |
| should you take a job selling insurance if the lead is provided. Do these companies pay base at all. What question can be asked in interview?... |
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 How long should I give the insurance company to respond to my claim before following up? (Health Insurance)? |
I filed a claim with my health insurance carrier (the provider is out of network and does not file for me).
I sent the claim USPS Certified Mail, including all necessary claim forms and an ... |
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 I know a company that is involved in forgery and not sure what to do about it - anyone advise me? |
| I no a company that is involved in forgery - they deal with customers and if the paper work has not been signed they forge the signuature's so they can get there goverment grants ,I have ... |
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 Messed up driving record really bad!!!!!!!!!? |
| Hi everyone in the past year I got into a accedent once, had over 12 police tickets, such as running red lights, etc etc. Had my license suspended 4-5 times. I also had a insurance company cancell on ... |
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 My insurance plan doesn't cover mental health and I need a psychologist, what do I do? |
Hello,
I asked a question a few days ago in Answers about whether health insurance covers psychologists. I talked with Cigna (My health care provider through Healthy New York, the state�... |
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 I'm mad as hell and I'm not going to take it anymore...? |
First of all, I would like to start out by saying that I am being phucked up the old poop chute by my car insurance company.
Question #1: Am I the only one who thinks it's ludicrous ... |
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 New York Life Insurance,I have received a job offer from them can anybody tell me a little about there company? |
| It sounds as if there is a little buy in to be employed there and with the economy as it is I can't afford to take many chances and also on the economy I am worried about the amount of insurance ... |
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 Can I reduce my Home Insurance cost after two claims>? |
| LAST YEAR I HAD TWO CLAIMS DUE TO A FIRE ON MY GARAGE. ONE I HAD TO REBUILD THE ENTIRE GARAGE, THE 2ND WAS JUST MINIMAL DAMAGE, BUT IT STILL RREQUIRED PAYMENT, I BEEN SHOPPING AROUND FOR HOME IINSURAN... |
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 Can you be already pregnant and go onto someones health insurance? |
| We are looking to switch onto my husbands health insurance but I might be pregnant at the time. Will they except me or will they look at it like a pre existing condition condition? Will the baby be ... |
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 How much is considered full-time student to my insurance company? |
| Okay, I got braces on yesterday but I think I have to be a full time student in order to receive benefits. But how many hours is full time in Alabama. Plus we are on Christmas break so what now. I ... |
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 Need to recover money for car damage how do i and how long will it take to receive money |
| my1993 volvo was hit by a car and totaled i hurt my back and neck just strained what do i do next how do i recover monetary damages the other driver was at fault and had insurance i went to hosp im ... |
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 My mother is coming to the US for the first time she is 61. How can I provide health insurance for her? |
| She is a permanent resident with no work history in the US. What type of health insurance and benefits apply to her? Will she be eligible for Medicare/Medicaid benefits? I was wondering if there is ... |
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 My father in law has aethna health insurance from his work, my fiance and i? |
| were wondering if i could be added to that when we get married, (fiance is already part of his plan). if not is there any good low income health insurance with maternity benifits? we make about 11,00... |
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Heather D | Do i have to pay a deductible for a car accident that wasn't my fault? |
I got into a car accident about 3 weeks ago and the person ran the red light and hit my car. DO i have to pay the deductible when it's not my fault? Please answer me soon i need some insight this would be my first car accident thanks. |
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doncunn8
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If it is adjudged the other person's fault (police report, witnesses, photos, etc.), then his liability insurance should pay for everything. If his company is dragging their feet on paying the claim then call your insurance company and tell them you want to subrugate. Then your company will pay you off, minus the deductible, then settle with the other company. Once the other company pays for everything, then your company will reimburse your deductible to you.
But there are a lot of drivers on the road who either don't have liability insurance or, if they do have it, their coverage limit is too low and will not pay for all your repairs. If you have Uninsured/Underinsured motorists coverage on your policy, then your company will pay you. |
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Queen B
 |
if the other persons ins is paying, your ded is not applied. |
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tallerfella
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The other persons insurance should pay the entire amount. |
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Tom Z
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You don't say what State you reside in.
If you are in a State that has a "fault" insurance system the negligent party's insurance company will pay for the damages to your car. You will not be responsible for your deductible.
On the other hand if you are in a State (i.e. Michigan) that has a "no fault" insurance system there are various deductible options available when you purchase your collision insurance. One of the options is a deductible that is applied in all cases, called regular collision. Some people go with that option to reduce their premiums. |
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src50
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Your insurer should recover the deductible amount from the other driver. However, it may take a while before you get it. In the meantime, you'll have to "front" the deductible amount. Been there, done it... |
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mbrcatz
 |
If it's your insurance policy, you need to pay the deductible, unless you have a "waiver of deductible" provision on your policy. Normally, that "waiver of deductible" only applies when the other party is identified, and has coverage.
If their policy is paying, there's no deductible. |
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thePookster
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i wanna say you don't, but if you do they will end up giving you that money back later on. |
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