 Please answer somebody-911? |
| I was in an accident 6 months ago (not my fault) the other driver had no insurance. Now, my lawyer says that he can only get me $15,000 in accordance with my policy. However, medical and other bills ... |
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 Am looking to get life insurance. I am only 25 years old but have a 1 yr old daughter. What type of coverage s |
| should I get and which companies should I look into? I am looking for something fairly reasonable but with good coverage. Any other advice/help would be appreciated as I know nothing about this!... |
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 Primerica Insurance? |
Can anyone tell me WHY Primerica's Level Term insurance is bad? What is wrong with it?
Additional Details
Richard, I was looking at another answer and saw a person say we should ... |
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 I read that 4 out of 10 people don't have no health insurance.Do you have any health insurance? |
| I wonder why people would not have this when their is such an affordable plan that can save people tons of money???... |
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 Is it possible for a 6-year recovered alcoholic to get life insurance? |
| I have also been prescribed both Wellbutrin and Zoloft for the past several years...Does that mean that "I've been diagnosed with a 'Mental Illness' as so stated on many Term I... |
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 Can an employer make you pay for damages to a car......? |
| At a car dealership, if you have an accident in one of the company's cars, new or used, can they make the employee pay for the damages? Isnt that what insurance is for?... |
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 My car is totaled, city is at fault I have mild neck pain howmuch should I settle for? |
| no credit card, so no rental. I feel being stuck is form of pain and suffering. No way to carry tools, so cant work. Broke cellph. in mishap, also. Had to walk over 10 miles to get new phone. Now, ... |
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 Is a ULIP a good investment/insurance tool in India?if so pls explain why? |
has anyone hand any experience with max new york life insurance? are they a good company?
Pls refer me to a website where I can do further research if relevant.... |
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 Do you have to pay insurance on an apartment? |
| i am going to be moving out soon and i want to know if i need to pay for insurance for an apartment.... |
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 Health insurance? |
| I left my job about a couple of months back.Im actively looking for a job and hoping to land something by next month.Im eligible for COBRA benefits through my former employment.I still have time to ... |
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 Life insurance? |
| I have term life insurance with state farm one day while talking to a state farm agent the requested an insurance called universal life insurance and they would send me some info they never did even ... |
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 Low cost healthcare? |
| I lost my insurance about a year and a half ago and have not been able to obtain more since. I currently trying to get work but will have to work as a contractor for a while. The only insurance ... |
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 Insurance ripoff? |
| Can anyone advise please once offered a ridiculous sum off my insurance due to stolen vehicle what I should do next to appeal? is this common practice for an insurance company to offer such a ... |
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 Told this morning that my insurance ends in 4 days. Is this legal? ? |
I was just told this morning that my insurance (and job) will end in 4 days. It is because of the economy. I am the last of hundreds...
I cannot get Cobra coverage that fast. They can'... |
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 My wife is 27 weeks pregnant and I don't have health insurance, how can I get one? NO GOVERNMENT PLANS? |
| I don't qualify for any government plan like medicaid or similar, I need private insurance and I am self employed so I have no group or company insurance, any suggestions??????... |
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 What are the things need to do while starting an insurance policy? |
| I am going to start an insurance policy in Newyork life insurance policy. I am taking policy through one of my friends. I just want to know what are the things I need to ask them for clarification ... |
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 I am planning to invest 2000 pm in life ins. can any body tell me how much can i get in 10 years? |
I am planning to invest 2000 pm in life insurance. can any body tell me what is the sum assured after 10 years. is there any policy for 10 years. can i close the account in between.
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OOps1112 | Do i need a thorough medical check to get health insurance? |
what kinds of body check will I get for purchasing insurance? im only 22. do i need to get X-rayed? CAT scan? urine test? thanks |
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katiesquilts
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Health insurance--if you have at least one year of health insurance coverage with less than a 63 day break in coverage, you will be covered without pre-existing conditions. This varies state-to-state, but as a regular enrollee, you will have no more than 18 months of pre-existing if you did not have previous coverage. Multiple policies can add up to the time, as long as there are not breaks between (if you have three jobs in 12 months, with insurance at each, and did not go more than 63 days between, you're good). The evidence of insurability requirements will vary, depending on what type of plan it is.
For life insurance, it depends on if it's group or individual. Group plans can require evidence of insurability, which is usually a form, and may require a paramed exam, which is basically weight, b/p, a little blood work. |
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TEA
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If you are applying for individual coverage (not through an employer), you may be asked a number of questions regarding your health if the policy is medically underwritten. Based on those answers, the underwriting department may ask for medical records.
If you are applying for coverage through your employer, your health is not an issue and you should not be asked to provide a statement of health or have questions of that nature. |
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angelabryant921
 |
It depends on the company and whether you are getting group coverage or an individual policy. If you are enrolling in a group policy, chances are there will be no health questions or an exam. If you are getting an individual policy, you will more than likely have to answer health related questions, but I don't think you will have to take an exam.
One other thing to note, pre-existing conditions are usually covered under a group policy, but may not be covered under an individual policy. |
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zippythejessi
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To purchase health insurance, all you need is the $$$ to pay each month. They don't make you have an exam to get it, like life insurance would. |
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mbrcatz
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None. They'll check the medical records bureau if you submit claims that could be "pre-existing" to see if you lied on the application. And they might check prior doctor records. |
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greeneuropa.com
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Don't think you will need, to have a - CAT scan or get Xrayed.
Although if you do ever need to claim on the - Health insurance, they will check doctors records history, and the medical questions on your insurance application form etc.
They usually have many payout conditions, and limits of cover etc. ok |
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Christa
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no you don't! I work for an insurance company and never had to request suck a thing from a member! |
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