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 Does anyone know how to obtain health insurance?
when you are a small bussiness owner i need it for myself and my two children and my spouse i am in the metro detroit area is there a website or number i can call too find out . we already have ...


 When getting insurance quotes, when it says like 850-1100 premium for 6 months, covers 6 months? Or year?
Does that i would pay that premium twice a year since it says 6 months premium?
Additional Details
Insurance coverage for 6 months or insurance cover for one year?...


 Would universal health care in the United States destroy the health insurance industry?
...


 Therapist accepts my insurance, does it mean i don't have to pay?
so i found a local therapist and it charges $120 an hour and no way i have that kind of money. It says she accepts the insurance plan of blueshield. Blueshield is the insurance that i have. Im under 1...


 What is considered a roof damage?
I had an appraisal show up from insurance to check on my roof for hail damage. He said that my roof does not have much hail damage and only some loose shingles. I had a conctractor checked on my ...


 How hard is a life and health insurance exam?
...


 HELP PLEASE?What is the minimum amount of liability insurance coverage required?
A. 15/30/5
B. 20/35/10
C. 20/20
D. $100,000...


 They paid property damage but refuse to pay medical bill and lost wages?
Back in September i had an accident, in which I was not at fault, the other vehicle suffered no damage just a few scratches but the fender and the door in my vehicle was damaged.After going back and ...


 Does any one know of a medical insurance that will accept you even if you have a pryor medical condition?
My brother has a preexisting back problem and his insurance carrier refuses to pay for any doctors visits that involve his back. So he was wondering if there is an insurance company that would pay ...


 How much can a doctor office charge for your chart record's on request.?
How much per page....


 How much can I get for suing?
I was hit by a car sitting on the curb by a 14 year old girl with no license > but her parent have insurance
Additional Details
I was sitting on the curb with my g/f when a car came ...


 Pregnant -- still on my mom's health insurance policy... will my baby be covered when he/she is born?
I am covered under my mother's health insurance until I am 23 years old. I live on my own and am pregnant. (live in Portland, Oregon) I have heard of a law in Oregon that requires a newborn to ...


 What are your feelings about the bailout?
Michael Moore made an interesting comment on Larry King Live tonight. He thinks that the Big 3 are going into panic mode and asking for more money because they saw Barack Obama coming and taxing ...


 What is the best health insurance and affordable in arizona?
for mom and a ...


 If a person has to pay 20% of all medical expenses, this is referred to as...?
A. Usual
B. co-insurance
C. deductible.
D. ...


 I am 62,buying Kaiser health insurance $380 dollars a month.Any one tells me a less expensive insurance?
...


 Health insurance for young, healthy people?
I'm trying to find a health insurance plan made for someone like me- 26, male, non-smoker,non-drinker, currently at ideal weight, regularly exercises, no health conditions, no prescriptions, etc....


 Anybody have advice about HMOs?
My spouse and I live in the Sacramento area and are trying to chose between two HMOs offered by my work. Theres also a PPO option but we've kind of ruled that out. The two HMOs offered are K...


 Can you still file a life insurance claim after 1 year ?
...


 Carrier or family?
...



Wayne F
Do i need public liability insurance
I am self employed in a consultancy role, however the main contractor has asked me to operate a crane on there behalf. I am qualified to drive the crane and am happy to do so, but do i require my own Public liability or any other insurance?
                     
 




RAY
You certainly need to make sure you are covered.

Before just rushing out and buying it though, might be worth checking that you aren't covered by the main contractors insurance. You may be if you are acting on their behalf.

However, regardless of how much you trust the main contractor, DON'T just take their word for it (it's too serious a matter to risk a misunderstanding), get a copy of the policy. make sure you are happy and then call the insurer yourself to double check. Explain what you will be doing and get them to confirm that you are covered. Make a note of the date, time and person you spoke to.

Just think it's worth checking before you fork out hard earned unnecessarily.


CBadger
Yes, you will more than likely need Public Liability Insurance.

The majority of builders that use subcontractors normally request that you have your own cover in place, a minimum of £1 million Public Liability would normally suffice, but best to talk to your employer to ensure you have the required cover. The only problem you may encounter is in connection with the crane operation. Due to the nature of the job it is deemed a higher than normal risk, with some companies choosing not to provide cover.



Goofy Goofer Goof Goof Goof !
Yes.


Rumbler
Yes, Public, and the crane needs to be insured too......


D
If your employed in a consultancy role why would you be operating a crane. Well suppose if you are self employed and being sub contracted then suppose your public liability would need to cover you.


Steve S
Rating
Ask the main contractor if you're covered under their insurance policy first. If so, get sight of the insurance certificate to make sure it is current and contact the insurer direct to ensure you are fully covered. You definitely need Public Liability insurance and the policy may well include it already, so ask.

If not, you can find out more about Public Liability insurance at http://www.coverzones.com/policies/public-liability-insurance


probablygraham
Rating
Put it this way - you'd be mad not to get a good liability insurance.


ITMatt
Yes, both public and insurance to cover the operation of the crane.


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