 When applying for term life insurance; What do they look for in the blood and urine test exactly? |
I'm just curious, we have a nurse who is coming to draw blood. I've been told its for pre-exhisting conditions but what does that mean exactley?
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 Can my husband drive my car withour insurance? |
| my husband only drives my car about once a month. can i drop him from the policy and still have him covered, because i have given him permission to drive my car? it would save alot of money! i have ... |
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 Is it or NOT? |
Is it true that insurance agents make a ton of money? I've heard it quite a bit and was wondering if its true or not. If yes, how much? And how??
Additional Details
Why I ask is ... |
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 Why are insurance companies so corrupt and allowed to do what they do? |
| I recently wanted to get a better rate for my house insurance because my boyfriend and I were on the same policy from before and he had a repo that raised our rate almost 300 bucks (even after 14 ... |
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| Would insurance company likely settle for 15K? |
| Auto accident....my lawyer asking for 25K, insurance company said 12K (my lawyer wants to go to court and all that, I really do not want to; I just want to get this over with) My lawyer said it'... |
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 How do I get health insurance? |
| I'm 24. What are the things I need to go through?... |
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 How to become an insurance agent ? |
| what is the critaria to become an general insurance (motor vehicle) agent, from where should I got complete training. How much time duration it will ... |
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 On an insurance binder,What do I say in the mortgagee spot if there is no mortgage? |
| I'm having trouble filling out an insurance binder. What am I legally supposed to put in the mortgagee section if the home is free and clear? Meaning there is no mortgage ... |
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 Any word can replace "agent"? |
Insurance agent can be replaced with Insurance Producer.
Is there anything else I can use instead of agent?... |
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 Can i find a cheap minibus insurance? |
| hi there..... can anyone recommend a good and cheap insurance company for my minibus hyndai 2476cc. the problem is most companies doesn t accept do the insurance because this car was imported and the ... |
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 What does your company pay for Maternity pay? |
My company offers maternity pay thru disability which is 65% but i was wondering if anyone's company out there does it differently.
Additional Details
I have a chance to negotiate ... |
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 Market value/replacement value of a car.? |
| According to various internet sources, my car is worth £2-£2.8k. However, suppose it was written off, it would cost me appx. £3.4k to replace it (have found almost identical car on Auto Trader). I... |
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 If I use my insurance to pay a hospital bill...will the main insurance holder find out? |
| I need to use my insurance to pay a hospital bill. If I am on someone elses insurance, will they find out?... |
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 Question regarding life insurance . . .? |
| Does a suicide automatically void a life insurance policy? The policy has been in effect for over 10 years.... |
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 Can I file a homeowner's insurance claim on this? |
| Hi. I need help, and my insurance company just lets the phone ring...so does my condo management company...so any help will be appreciated! My downstairs neighbor's ceiling under my toilet fell ... |
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| We just found out my father is terminally illl...and NO life insurance!!!? |
| His brother and sister-in-law were supposed to have his policy in case of an emergency and now they claim they don't have it. We also called a couple of insurance companies he might have been ... |
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Ms.sassy | Do i need to get a life,medical or health insurance? |
do i need to get a life medical or health insurance if i didn't get it through my employer. |
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Don
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You should have a major medical health insurance policy and a short term disability policy. Life insurance is a great idea if you have a spouse or dependents, especially if they rely on you for support.
Don
http://mtnhealthinsurance.com |
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C&M
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You should have both. Shop around on the web for quotes on health coverage. Most carriers will offer quotes with no hassles, otherwise call a local insurance agent and see what they can do. An agent can also put together a life and health plan that will suit your needs.
If your employer doesn't offer it, then look into it yourself. Don't go without, you always want to be protected!
Good luck! |
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Insurance Pickle.com
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Huh? Whether your employer offers it or not has nothing to do with the need for it. AND, even if your employer does offer it don't assume that's the best place to get it.
You need health insurance...almost everybody does, so we can safely put you in that category. Whether you need life insurance would depend upon whether anyone relies on the income you earn at your job (or whether you've borrowed money from family that you'd want to pay back if you weren't here). |
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Anne R
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Yes, you should get medical insurance. (Medical insurance and health insurance are the same thing.)
Your first priority should be to purchase medical insurance whether by enrolling in your employer's group plan or purchasing individual medical coverage. If you had the smallest accident or the mildest illness, the cost of treatment is very expensive. When you are insured, your insurance company has discounted fees with most health care providers in your community. When you are uninsured, you pay the full cost with no discount. For example, in the city were I live, if you don't have health insurance and go to the Doctor's Urgent Center because you think you have a bladder infection is costs over $300. You have to pay for the office visit and the tests to determine whether you have a bladder infection and what specific bacteria is causing the infection. Then, if you do have a bladder infection, you have to go to a pharmacy and purchase a prescription that would cost an additional $40. That is $340 because you think you have a bladder infection. Can you imagine the cost if you needed more serious treatment?
As far as life insurance, you want to purchase that if your family doesn't have the financial ability to pay for your burial costs and other expenses that are incurred when a person dies.
When you are young, term life insurance is very inexpensive, so you might want to take out a policy with a low value such as 10,000 or 25,000.
It is great that you are planning for the future.
Good luck! |
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mbrcatz
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Medical and health are the same thing.
If you can afford $500,000 in medical bills, out of pocket, you might not need the medical/health insurance.
And if you don't know if you need life or not, you probably don't.
Set the goal FIRST, then select the product. |
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