Is a health savings account a good or bad? I'm confused? |
| My company is switching to a high deductable hsa. I will be getting individual coverage. I'm wondering what the pros and cons are for me. I know my company will be saving a lot of money. Right ... |
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Does contents insurance cover laptops? |
| I have a second hand laptop that was broken inside the house. I wondered if my insurance would cover that and replace me with another one....... |
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Could i get state farm to pay up for pain an suffering? |
| if i was in a car accident and i was not at fault an i got heart and the other car do not have car insurance , could i get the my mom car insurance to pay my acciedent bill and pain an suffering?... |
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How can i get health insurance when my job doesn't provide it? |
| I love my job, but they don't provide health insurance. What kind of insurance is available for me?... |
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What type of insurance would you buy from Hillary, Obama , or McCain? |
What type of insurance would you buy from any of the three main candidates in this Election?
To be fair, I will allow for Ron Paul or any third-party candidate.... |
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My neighbour come up to tell me I was flu dding her? |
| So I checked to see if it was my new boiler and got the cumpony to check it and they said it was my taps so I got scottish gas to fix it as I had an a agreament with them and my neighbour wanted me ... |
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My mother sold a house and carried the note and the house recently burned down, what happens now? |
| From the information I have the fire was due to the new owners installing a woodstove which caused a fire. They still owe my mother over $50,000. Does anyone know what will happen with the ... |
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Social Security Question? |
| Can my mom get on Social Security Disability after she had her total knee replacement? So far she has been turned down by AARP, and other insurances. My mom has high blood pressure, and is a little ... |
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Do you work full time? |
| do you get health care coverage if you work part time?... |
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Would you let an insurance company handle a claim? |
I am doing and can see corruption I'm sure. Additional Details 1st answer, you mention another extreme.... |
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What liability insurance is needed for a club (choir) to take children on a trip (Jersey)? |
| we're nota company but a club and are now thinking what liability insurance we need. I've read details on the web but we're not a sports club or a company and i'm confused in what ... |
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Where should i look for health insurance plans? |
| i work freelance as a designer from home and i'm currently covered by my husband's health insurance plan through his job. we would like to have him quit his job and help me so that we can ... |
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Crime reference number would i need one?? |
| if u crash your car then leave it because you assume its a write off but it gets took then set alight by vandals and is now a complete write off could you still claim and would you need a crime ... |
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Can you have 2 short term disability insurance clames pay you at the same time?? |
| I will be having surgery and will be out of work for 4-6 weeks, i have short term insurance at work, but it only pays 60%, can i get another policy on my own and also collect that money???... |
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Insurance won't replace windows...is this right? |
| I just comletely remodeled an older home (including refinishing the windows and original trim) and it has the old windows with divided glass. Unfortunately we had hail a week ago and it broke out 7 ... |
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Buildings cover - How much do I need? |
| I'm looking for home insurance and one of the questions is how much buildings cover do you want? This is in addition to the value of your property question. I thought they were the same answer?<... |
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Are there any legitimate insurance companies out there that you can work from home w/o paying big $$ to do it. |
| Looking to work at home as an insurance agent - I have a liscense but I don't want to do any MLM thingie or spend a ton of money buying crappy leads for a company that promises the moon and the ... |
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phillip_stone03 | Do i really need to have life insurance? Being that i am the sole ownerof the life insurance? |
That my sister is the beneficiary to my insurance. |
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TB
|
Ask yourself this question: Will anyone be put in a financially difficult position if I die? If the answer is yes, then you need insurance. |
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Andrew F
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The answer to this questions is always YES. |
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james m
|
You may not need alot of insurance now, but you do need enough to pay for your final expenses.
But later on your circumstances will change, such as marriage, children, mortgage and other debts.
In my opinion, you should buy as much life insurance as you can afford now, because as you get older, and the longer you wait, the more expensive it gets.
Also, by purchasing now, you are insuring your insurability. In other words, you may not be able to qualify medically if you wait. Our health can change in an instant. I know this by experience.
I'm not going to recommend that you purchase term, whole life, universal life, or variable life. That would be your decision after you have made an informed comparison, after talking with a PROFESSIONAL agent. You could start with the agent to whom you trust to carry your auto insurance. |
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bud68
 |
Only you can answer the quesiton of whether you need life insurance. The purpose of life insurance to to protect your survivors against the loss of your income. |
|

Courtney
 |
When you die, will you:
Have credit card debt?
Have a car loan?
Have a mortgage?
Have children?
Have a spouse?
If any of those listed above are 'yes', you need it. |
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mbrcatz
|
You didn't say, so we don't know.
Life insurance is a TOOL. Do you have a GOAL, that the life insurance is accomplishing? If not, you don't need it!
I have kids. I want them to be put through school, and hubby to be able to hire a nanny and housekeeper, if I kick off. That's MY goal. |
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