 What does AIG fall mean to my Life Insurance Policy? |
| I know that AIG is still liquid but there is a lot of speculation on their future. I have a 30 year life insurance policy that I just bought last year. What does this all mean to me? Is there ... |
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 Does insurance cover the cost of scoliosis surgery? |
I found out the scoliosis surgery cost was 100,000 dollars and was just wondering if medical insurance covered any of the cost?
Additional Details
Thank for the info i sure hope ... |
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 Can I be denied insurance? |
| I am currently getting health insurance from Health Partners through my mom's employer, but I will be losing my coverage at the end of the month, since I got married. I applied to continue ... |
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 So what happens when you find out your pregnant and don't have Maternity coverage? |
Hi,
My husband and I found out we were pregnant in February, the pregnancy was unexpected, even though we did use contraceptives (birth control pills). Unfortunately, my health insurance cut me ... |
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 Health insurance for dummies?? (that dummy would be me)? |
| Ok I'm leaving my parents coverage in a few months and am scouting health insurance companies....thing is...I have no clue what they are talking about!!! The thing I am most confused about is ... |
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 Is this considered insurance fraud? |
| A deer recently hit my car while i was doing about 65mph. The bank owns the car, so they will write a check to me AND THE SHOP. I got a quote from a big shop for $4000. I know a guy with a small time ... |
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 What deductible should I get on my home insurance? ? |
| My friend says I should get a 2500.00 deductible and only use it for emergencies. He said if I get a small deductible and use it for non emergency stuff that my premiums would go up alot. He says ... |
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 Which is the most viewed website by middle age people? |
| i want to know about the site that is viewed by most of the people so that i can post my e-mail id there .and tell people about the benefits of having a life insurance .looking forward for a good ... |
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 How can I drive a car without having to pay the insurance companies so much money? |
Insurance companies rake in so much money ad find ways to charge fees and make "adjustments" to rip us off. Is there a way around this?
Is there a non-profit insurance company? Can ... |
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Sause | Do insurance companies pay for hospital stays if coverage stops while in hospital? |
My wife is pregnant and going to deliver March 30th. She was fired from her job on the 1st and got to keep her coverage thru the 31st. Since we will be in the hospital for 4 days but wont get out until the 2nd of April, does the insurance company have to pay for those 2 days when coverage really lapsed? Since we're going in before coverage has stopped are they responsible? |
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zippythejessi
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It depends on the plan. Some plans - like Aetna - will cover if the plan terms in the middle of the hospital stay - it's called "Continuity of Care". Other plans, like Oxford, do not. You should call the member services number on your card and ask them what is specific to your plan. |
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frennie_ling
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It very easy, if the coverage is until 31st, then the insurance company will only cover it until 31st. The rest of expenses on 1st and 2nd of April you going to paid your self. Remember keep the receite and go back to your wife company to claim back the money where you had use on 30th and 31th. If you want to claim more, you may try to request doctor write the reciete for operation and medical fees by before 31st. |
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Suzanne: YPA
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This answer will vary by state and by the funding status of the group policy (i.e. whether it's a self-funded ERISA plan or a fully-insured plan). Folks here who answer yes or no cannot know what your policy says. The best thing for you to do is read the Certificate of Coverage given to her when she was enrolled (her employer should have extra copies of you no longer have this document). Read the section titled "Individual Terminations" (or something like that -- they're called different things). It will explain what happens in this situation.
For example, in my state, it's the law that an insurer continue to cover the hospitalization until the person is discharged AND a premium cannot be assessed.
If you want to extend the coverage beyond her discharge, she should elect COBRA. Don't forget to add the child -- it's not automatic. |
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lil southern girl
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They will cover the 30th and the 31st only. But as the above answer said, under COBRA you can keep your coverage as long as you pay the premium yourself. With her being pregnant, she should have done the paperwork for it as soon as she was fired.
I assume your wife is having a C-section or being induced since you give a specific date. With a C-section, you don't have much choice, but with induction, if everything is normal, your wife could ask to be released early. Most everyone I know who had normal deliveries only spent two nights in the hospital. |
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Mom of 2
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They can stop the coverage but by LAW you are entitled to COBRA benefits. Under COBRA you can keep your insurance for up to 18 months by paying 102% of the premium the employer paid. (the 2% is for administration fees). You should receive notification from the employer. You have 60 days from date coverage ends to "choose" your coverage and another 45 days to make the payment. They will "suspend" your coverage until the payment is received and then go back and pay those bills. |
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massimo
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I would say no,because you already know
The termination date which is 31st of March ,2007. |
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