 Question about health insurance.? |
| I have a friend who has alot of money, and he does not have health insurance. he was in a wreck recently and the surgery is costing him $32,000. is there a way he could get some kind of insurance or ... |
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 Seeking health insurance with a pre exisiting condition..not eligible for cobra? |
Not eligble for cobra because company leaving has less than 20 employees. I have a daughter in college and a high school junior.
Looking for options!
Additional Details
I reside in ... |
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 Two years ago I was hit by an uninsured motorist. Just recently a judge awarded me a certain dollar amount.? |
| My attorney said that since I personally didn't have automobile insurance (I was driving the company car while at work), that he was going to get a settlement from the company's insurance ... |
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 How much does it cost to have renter's insurance? |
| For a single person with one dog (not on the "bad" list for insurance) On average, how much should I expect to pay? And is it worth it to have?... |
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 Can my employer make me pay the full premium of my health insurance when I leave my job? |
| I work full time in NY and get paid weekly. I recently put in my two weeks notice and i am entitled to an unused weeks vacation and personal time i have accured. I asked how my health insurance would ... |
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 I received medical procedure which has not approved by FDA. My insurance denied to pay.what should I do? |
I received medical procedure which has not approved by FDA. My insurance company considers it as experimental or investigational and denied to pay the coverage. What should I do?
Additional D... |
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 I was in an accident a week ago how do i get other guys ins. to pay me? |
| i contacted the other guys insurance and told em what happened that he rear ended me and i was on company time in a company vehicle and did lose time from it because i was hurt. i am now in constant ... |
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 Bodily Injury? |
| I was involved in an auto-accident in 2005 I was 12 weeks pregnant. The accident was not determined to be my fault at all. The woman failed to stop, her insurance USAA paid off my vechile at $14,000. ... |
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 Health insurance - what should I look for? |
| I'm new to buying health insurance. Could you tell me what should I look for? Do you have any companies you'd reccomend?... |
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| What happens after your house burns down? Who pays for what if you don't have renters insurance? |
| The fire-fighters said it was an electrical problem. One of my neighbor's car was damage by the fire. So, who will pay for his damages? Some of my other neighbor's had to go to the hospital.... |
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 Doctors billing primary & secondary ins company for same amount? |
| Husband's surgeon billed our primary and secondary ins co's the same amt. We had been told previously that the secondary would be billed for only what the primary did not pay. Is this ... |
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 HealthCare United Insurance? |
| My son will be playing football this season and he needs insurance, we dont have insurance so we are goign to buy it from the school. My son does NOT have a SSN which is required to apply online ( ... |
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okwood@sbcglobal.net | Do large corporations practice age discrimination with regard to retiree health and life insurance benefits? |
At age 56 I was forced into retirement by diagnosis of cancer. When I reached age 60 the supplemental life insurance premiums I have paid for years increased by 70%. If that's not age discrimination, what is it? |
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mkulda
|
You were lucky you even had supplemental life insurance benefits to begin with.
Most employers would have bounced you out of their system upon your retirement.
You also could have possibly made some more income by buying a disability insurance policy and could have put off being 'forced into retirement' by allowing the disability policy to pay your income until you would have reached a better retirement age.
Those policies are even cheaper than supplemental life policies. And, since the risk of becoming disabled is far higher than dying early....they make more sense. |
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mamatohaley+1
 |
Same thing for a 16 year old boys insurance being astronomically higher than a 50 year old mans. Insurance rates are based on the risk, that may be discrimination but that is how it works. |
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kingstubborn
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It is age discrimination, it just is not illegal age discrimination.
The older a person is, the greater risk they are for dying. They choose, I'm sure for ease of operation, to group people into brackets rather than raise your premiums every year. Odds are you paid too much when you were in the younger years of the bracket and less than your risk when you reached 59. When you hit 60, you joined a new bracket. |
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mbrcatz
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Health, life, and disability insurance are ALL ABOUT age discrimination - otherwise, the insurance premium for an 18 year old would be the EXACT SAME as they would be for an 80 year old.
I am sure you didn't mind the (legal) discrimination when you were the healthy 30 year old - because you didn't have to pay the same as the 60 year old cancer survivor! Just think about it - not ALL discrimination is unfair.
And if you think it is, then put your money where your mouth is - and cough up the extra premium for your car insurance, that it would cost if you were 16 years old and driving the exact car you have right now (donate it to your church!!). Your agent could tell you how much the difference is . . . but I'd guess it will be THOUSANDS. |
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Ron@InsureMe
 |
The basis on which the insurance company decides the amount of premium to be paid by each person is determined mainly by Mortality Tables.
All insurance companies refer to different mortality tables. These tables differ from country to country. The mortality table indicates the probability of a person dying in a particular age group. For e.g. in an age group of 25-30 years, the probability might be just two, but this probability would increase for a higher age group of 60-70.
Mortality rate is a measure of the number of deaths (in general, or due to a specific cause) in some population, scaled to the size of that population, per unit time. Mortality rate is typically expressed in units of deaths per 1000 individuals per year; thus, a mortality rate of 5.5 in a population of 100,000 would mean 550 deaths per year in the entire population.
Life Quotes: http://www.insureme.com/landing.aspx?Refby=614500&Type=life
Take care,
Ron – InsureMe |
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spot
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If you felt you were discriminated, you should have said so to your employer. Talking about it here won't help you since we don't even know which company you worked for. |
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hotrod in 7-11
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just ask whirlpool corp |
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