 Why can't I insure myself against the end of the world? |
| All the insurance companies I've been to - laughed at me and told me to leave! WHY???... |
|
 How do i determine the best possible insurance coverage for my needs ? |
| not so much about savings or investments plans, but just pure protection coverage.... |
|
 Home owners insurance? |
| i recently fell asleep with a joint burining and burned my house down does home owners insurence cover for that?... |
|
 Legal or illegal life insurance policy? |
| My friend says it is legal and accepted to be able to take out a life insurance policy on an adult without their knowledge or signature and I say that it is not allowed.... |
|
 Do you think everyone needs life insurance? |
| I am 24 years old and someone I know wants me to get life insurance from them but it is only a 20 year term policy what do you think is the propability that I will actually die in between then and ... |
|
 What is the definition for "unoccupied" when applied to house insurance? |
| I am planning to be away from home for three months at the beginning of next year, but my policy says the house can be unoccupied for only 45 days in one period. If my sister stays for 1-2 nights in ... |
|
 My husband beat me at our neighbors house party. Can I sue their homeowners insurance for my pain, suffering? |
| They provided all of the alcohol and no food. I will not expand upon many details but this was a serious situation and our neighbors are sueing us for their son falling down at our house. I do not ... |
|
 Which is the best car insurance? Are there secrets your car insurer won't tell you? |
Automobile insurance coverage options can be confusing and their prices vary from company to company...( Geico,Allstate,AIG
Progressive and many more)... |
|
 I am pregnant but can not afford to go to the doctor HELP!? |
| I have insurance with a $2500 deductible and my insurance only allows my dr's office to charge $1600, but they want it all upfront and will not allow me to pay payments. I am almost 5 months ... |
|
 Who should be respondsible for rear-ending someones vechical? |
| I was rear-ended by a vechical while sitting at a red light and have damage to my bumper. I got whiplash along with my children, we are receiving care for our injuries. who should be responsible for ... |
|
 If my neighbor's dogs were to cause me to injure myself on my property, who would have to pay medical bills? |
| My neighbor lets his two BIG dogs out a couple times a day for a few minutes. I am very afraid of dogs. Sometimes they come into my yard as I am walking up very steep stairs. I'm afraid that I ... |
|
 What whole life insurance policy is best for a 24 year old? |
| I have a policy from New York Life, but 2 of my friends who are financial planners, say Mass Mutual would be better... there's a bunch of baloney I'm not understanding i.e. guaranteed ... |
|
 Are Insurance companies fair in their claim settlements ? |
| Insurance company promise fast settlement, however the truth is far cry of their promise..they seems to be more concern to find reasons to delay and or repudiate claims.What about their social ... |
|
 Electric company fried my PC? |
| I rent out my house. On the power pole across the street a splice pulled apart on the wire coming from the transformer to the house. This caused a surge that fried the mother board on my tenant'... |
|
 Car insurance deductible? |
| Okay.. soo i have mine on $1,000. does that mean even if i total my car i'll only have to pay $1000? im confused ... |
|
 Do you believe medical insurance should pay for breast implants? |
| Vasectomy, chiropractors, accupuncture, penile enlargement, orthopedic shoes? Why? Have you used it for such?... |
|
|  |
Christine | Do learning drivers need to be insured? |
I have my permit-- do I need some kind of policy, or does my parents' car insurance cover me as well? Their worry is that if I have a crash I won't be insured and the money will come out of their pockets. Or am I okay? |
 |
 
mbrcatz
|
MOST states, and most policies, allow a permitted driver to be covered without being listed, until they get their license.
HOWEVER, we don't know what state you are in, or which company is insuring your parents. A FEW companies insist that even permitted, not yet licensed, household members be listed as operators on their policies, in order to be covered - and the state insurance commissioners back them up.
SO, to find out FOR SURE if you need to be listed or not, call your parents' agent and ask. |
|
C D
|
You are okay...when my daughter got her permit, I called my insurance and they told me that she doesn't need coverage till she gets her LICENSE. I just called because she got her license last month and they told me, I didn't have to contact them.
When she passed her Driver's test, the state sent a copy to my insurance company.
You are automatically covered with a Learner's Permit!
I Live in Florida...
GOOD LUCK! |
|
Lucy
|
You should be insured under your parents. Have them check their policy for secondary drivers. |
|
Jason W
|
Just had this arise at my house too. I called my agent and in Georgia, insurance follows the CAR not the person. So anyone, given permission to drive my car, as long as they have a license or a permit, are covered on my policy.
Free ad for them : Allstate is as good as the say, a few dollars higher at first, but with good driver discounts and renewal premium drops, i am about 20% lower now than any discount insurance company. plus i have almost a 0 dollar deductable on full coverage.
and no I dont work for them :P |
|
ahoymty
|
Yes. |
|
Christie
|
Your parents need to contact their insurance agent and let them know that you now have a learner's permit.
In Indiana, with All State insurance, I was told that my insurance premiums won't go up while my son has his learner's permit, but they do need to know that he's driving. As soon as he gets his license, I have to let All State know, and at that time I'll have to start paying premiums to add him to my coverage. |
|
De
|
well, I would think that you are covered under your parents policy but you should be with them in case of an accident not by yourself... One you are a legal driver you can get a policy with your parents or go out and get your own...
But I would definitely ask your insurance agent...Some policies are different than others... |
|
Steve
|
you are probably covered by their policy. also without a car you can only get a personal liability insurance policy and most likely dont need it. be careful when driving. |
|
zazafrasw
 |
yes because if you crash-which i hope you won't- someone still has to pay for it |
|
wisemancumth
|
you are covered under who ever owns the car. Its the same weather you have a Jr. license, Sr. license or permit. If the owner of the car is under insured if you have an accident, then you both are equally liable. Make sure you follow the permit restrictions or else you will not be completely covered in an accident. |
|
Strategic Sourcing Expert
|
Yes, you have to have insurance in most states. It is a state by state scenario, and it also depends on your parent's insurance company if it includes you or not. You should be able to call your local departement of motor vehicles for the answer in your state.
In pennsylvania, learners permits DO require insurance. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 22 minutes(s) ago
| | | |
12 | 2 hour(s) ago
| | | |
12 | 5 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| | | |
12 | 3 month(s) ago
| | | |
12 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
