 Cash Value Of Life Insurance? |
If you "cash in" your cash value of a life insurance policy, is that regarded as income which you have to pay taxes?
Additional Details
Sorry, I'm in the USA.... |
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 Is this a good Health Insurance plan for young Individuals? |
INDIVIDUAL PLAN In state of California:
Blue Shield, COST $147.00/month:
-PPO
-Out of Network coverage included
-NO annual deductible
-Out of Pocket Maximum: $6000
... |
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 What age should youstart? |
| shopping around 4 life insurance?... |
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 Do large corporations practice age discrimination with regard to retiree health and life insurance benefits? |
| At age 56 I was forced into retirement by diagnosis of cancer. When I reached age 60 the supplemental life insurance premiums I have paid for years increased by 70%. If that's not age ... |
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 Can atheists get insurance for acts of God? |
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 Cheap travel insurance for over 75's for long stay of 60 days? |
| my wife and i need travel insurance for 60 days either as yearly or single trip.i have tried some ins. companies on the net but they have all been to dear, we are both in good ... |
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 Contractor Liability insurance? |
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| He works in the oil fields, and he wants me to get life ins. However he is seperated and going through his divorce. And we are planning to get married soon after. We have no children. we are in our 40... |
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 Woman only insurance? |
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Every time the wind blows (>40mph) I loose shingles. I've got
4 bids from contractors saying it needs replaced but insurance
says not enough damage. You can lift the shingles, they ... |
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 Question about health insurance.? |
| I have a friend who has alot of money, and he does not have health insurance. he was in a wreck recently and the surgery is costing him $32,000. is there a way he could get some kind of insurance or ... |
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easybizgreen | Do life insurance companies test for stds? |
I have applied for a life insurance policy. I have an std( not hiv) will they find out from the blood test.
Also do they tell the agent the result of the test and get into specifics? |
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Daren C
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I am an insurance agent and can tell you they do not test for STD other then HIV or AIDS but they do ask. If you lie and tell them you do not have any and it comes back to bite you they can deny the benefit.
If you are not comfortable having the agent do the medical questioning, you can ask to have a 3rd party do the interview.
Here are the questions relating to STD.
Genital or rectal warts, herpes, condyloma, or any other sexually transmitted disease? So obviously you would need to answer YES.
Also, as an agent, we could care less about your personal history. We are doing our job and that is it. If it is a friend who is the agent i can see the dilemma. |
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mbrcatz
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It's very possible that they'll find it. They won't tell the agent, unless it affects the rates. And if it does, they'll tell the agent "because of blood test results" which can include high cholesterol, metabolic disorder, etc, not just std. They won't tell the agent "Hey, Joey's got the Clap!". |
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garyely
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Yes, they test for STDs. Depending on what you have, you may not necessarily be declined or rated.
I do not know if they tell the agent about STDs. |
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Mark S
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They ask you questions. Primerica, when they took my blood, did not test for std's. But I knew if I had one and lied and they found out, they might not pay my family. Your health records will be looked at. THAT is where they will find out about your std. Be honest and upfront. |
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Toots
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I don't think they can legally test you for an STD...I think they are looking for genetic problems, etc.
If they disqualified someone for an STD (like genital herpes) then almost NO one would qualify..would they?
I'm not an expert...and this is IMHO, but I don't think this is what they are looking for... |
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silverclrk
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yes they wil test and rate you for an std they are immune deficiencies and can effect your over all health level and the commenter LIL where do you come from where everyone has something like genital herpes come on not everyone has that most no one has that. |
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