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 Suze Orman encourages people to buy term insurance instead of whole. Do you know why?
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 Who has the best whole life insurance?
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 Is it possible to get individual health insurance in Arkansas if you have sleep apnea?
I have sleep apnea which is well controlled through the use of a CPAP machine, but I was turned down for health insurance by Blue Cross Blue Shield because of it. I recently left a job through which ...


 Is they a catch 22 situation with all insurance companies? i wonder?
and is the catch to find it yourself?...


 What does a term life insurance medical exam consist of?
And what companies do people recommend....


 I'm selling insurance.....?
How do I call a prospect and say "Hey I wanna write your insurance". What is the appropriate lingo?...


 A question about medical insurance billing?
I received fairly expensive medical services and received a statement that my insurance paid 90%, and that I owed the additional 10%. However, several months have gone by and I have still not ...


 What do you plan to do when you get out of higshool?
i plan to go to college and become a doctor or own my own business with computers
Additional Details
i mean ...


 If you babtsit other children in your home, do you have to have insurance?
I am thinking about keeping children in my home for extra money during the week and my husband is insisting that we need insurance just in case anything happens. I told him that we did not need it ...


 Whic is the Best L I C policy with low premium and high returns?
I have limited income. With so much expenses it is difficult for me to save. I want best LIC policy or some other fund which is safe to invest my ...


 A person is asking me to be an over seas beneficiary is it safe?
...


 Car insurance help, I need some questions answered about it?
Ok this is the first time I have dont this so any help would be fab! I have found the cheapest company and want to pay in instalments but it says 9 monthly instaments and a deposit which I will pay ...


 I'm looking for Health insurance but I don't understand any of it!?
It all seems to be written in Greek to me! And there are so meny to choose from. Can anyone tell me the name of some good ones to look at that are widly accepted?
I live in Texas but we do ...


 Why doesn't the GEICO gecko go on adventures like Erin Esurance?
I'd pay to see that!...


 Which Insurance license has the most income potential ($$$$), P & C or Life and Health?
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 Can someone file a claim on your homeowners insurance if...?
Can someone file a claim on your homeowners insurance if they were at your house and got hurt, but they were drinking and wrestling around?...


 Should insurance companies cover smokers?
I need answers and fast...I have a project on this due in less then a week!!!...


 I have no insurance... where can I find free clinics or low cost insurance?
I have some bad health issues right now and really need to see a doctor ... I don't wanna pay outrageous E.R. fees ..... I'm on a very limited income .... I live in Southwestern Wisconsin. ...


 Is Medicare mandatory?
My mother is going to turn 65 this year,and recieves great insurance through her work. Does she have to apply for Medicare? Thanks in advance....


 Insurance on rental car?
Is it necessary to take the rental car companies insurance or do our credit cards or personal insurance really cover damages or theft or fire if something happens to a rental car?...



SeriousBusiness
Do life insurance rates vary by state? I know they do by age/smoker or no, but what about by where you live?
                     
 




Doing the Right Thing
Life insurance rates does not vary by state. Here are the main factors to determine your rate:
1) Your age
2) Your height and weight
3) Do you smoke?
4) Any medical problems?
5) Family medical history.
6) Do you have any diseases like cancer or AIDs?
7) In some companies, they have different rates for men and women.

So mainly, its all health questions. But for car and health insurance, it does vary by location of where you live.


Joseph J
Rating
Yes, they do vary by state. There are many similarities between states, and some states, such as NY, have extraterritorial laws that make them apply to all states. Exactly what the variations are is too complex for a brief answer. Sorry.


efrankbkkcam
yes also state it seems


mbrcatz
Rating
yes, they do.

Additionally, some states prohibit charging one rate to men, and one rate to women, even though women live longer than men. This means, women get to pay the higher "man rate" for their life policies.


Irish Girl
I think it does vary by where you live. I think it' depends on what state you live in but I'm not sure.


ekleinert
yes each state is different it depends on where you live


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