I have just recieved a new task for my new job in an insurance company. My boss wants me to collect personal information about 50 people by the end of this week including their phone number, marital ...
blood test came back with THC detected will this be a problem for insurance company with my claim,even though it stays in the bloodstream upto 3 to 4 days and Ive been smoking for 15 years.But was ...
I need dental work done, and I want to buy dental insurance as it is not offered through my company. Can I do that? How much will it cost? What do they look at in order to decide the cost? Where do I ...
My grandmother traded my car in & got me an 06 explorer. They financed it threw C&F fiance Company. The interest rate it 16.99% and the payments are $439.57 for 72 months.
Here is a story .I hired a guy to cut down a tree in my backyard The tree fell down on my garage and destroyed my garage and its' content.The guy ran away and disappeared.I put a claim on it and ...
I have been browsing www.ehealthinsurance.com, but I can't decide. And why don't I see Dental as part of the benefits? My budget is about $500 a month....
If i had two sets of dental insurance can i use them at the same time for the same bill? Additional Details Just so the bill is paid and i don't have to pay for a thing....
bill c
Do most car insurance policies cover both operator and the main driver of the car?
Do most car insurance policies cover both the operator of the car and the main driver the insurance policy is under?
As long as the drivers are listed on the policy there is coverage. It doesn't matter who drives the car more often or less often. Only when someone is driving the car and not listed on the policy, or they are an excluded driver, is there a problem when a claim is filed.
Also, a good resource is this one...
http://autoinsurance.noneto.com
Take care.
Queen B
you insure the auto not the driver. if the person driving lives in your home you must list them as a driver to be covered. if you loan it to a friend who does not live in your home it covers them as long as they are licensed and not specifically excluded from the policy.
dooodlebugs
All drivers that live in your home do need to be listed on the policy or excluded. If excluded then there is no coverage because they should not be driving the vehicle. If some one is living in your home and they are not listed and there is a loss once. When the insurance company finds out, there may still be coverage for that loss, but it will be reported to underwritting to make sure there is a correction.
One last note, Say your Mother is visiting you for the weekend. She wants to got to the store but her car is blocked in. You let her take your car one time ever. She rearends someone. You have one insurance company insuring the veh and she carries a different insurance company for her own vehicles. In some states and some policies it states that there are guidelines for other insurance. This means both insurance companies may have to pay part of the loss. It gets confussing but there would be some kind of coverage.
mbrcatz
Most car policies insure the car, and the drivers listed on the policy.
To say "the insurance follows the car and not the driver" isn't at all precise. You have to list all household members on the policy, and all regular users, for them to be covered.
And of course, if you own more than one car, and you only insure one, the others are all UNINSURED, even while YOU are driving them.
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