 Life insurance policy? |
| policy pending ,waiting on toxicology report. Husband killed in truck accident. What does that mean?... |
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 Medical insurance won't cover you if you are sick? |
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 What is Important Benefits of Term Life Insurance? |
I just read this blog and it is very useful with good links and quite informative. please share your comment here... Thanks
L... |
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 I need Health insurance, but not offered by my job...? |
I make to much money for any state or goverment help, but have checked on buying my own ins and can not afford it....
Is there any org's that I could join that has group ins.? Or ???
A... |
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| I own a body shop. One of my employees got hurt playing soccer during his lunch break. He is claiming worker's comp because it happened on my property. Does he have a right to claim WC?? Do ... |
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 Hi everybody, my neighbours are stopping the workmen repairing my chimney because the structure they are using |
is overhanging her "air space" (quote). She is also now asking for some compensation from the insurance company who is paying for this repaires. What are my options?
thank you in ... |
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 Why do we even need insurance companies? |
| Why can't doctor's just set their own prices, and the exchange be between patient and doctor? What purpose does the insurance company serve? Say for example I break my leg, and go to the ... |
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 Car accident-how to pay for other car's damage ? |
| I recently got into a car accident which was my fault because i fell asleep behind the wheel. My Jag got totaled and the other car was damaged a lot too. I got a call today saying that I am being ... |
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 HOME BUILDINGS INSURANCE - rebuild value ????? |
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 Bradford and bingley bank what should i do..? |
| hi there i have savings in the uk bank bradford and bingley..should i pull my savings out of there and are they at risk and could i end up losing everything..........please only answers that is by ... |
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 My Health Insurance doesn't cover what they said they would. How can i find out if they are doing me wrong? |
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 Can anyone recommend a company that can provide life, illness and accident insurance all together? |
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 No health insurance? |
| OK, I had to go into the emergency room about a month ago because I went into shock from severe pain, but I didnt have health insurance. They sent me a bill and its for $10,550.00. I'm in the ... |
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 Insurance wont pay for burglary? please help!? |
| My house recently got burgled. and most of my jewellery given to me as my wedding present (got married recently too) as well as lap top etc was stolen. the house was left a complete mess. luckily i ... |
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 Insured Twice? |
| I have found out that I inadvertently hold 2 seperate Travel Insurance policies. Having just returned from holiday where my luggage was ransacked in transit and items stolen can I make claims on both ... |
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Scott G | Do obese people deserve to not be on insurance coverage? |
I saw this blog and wanted to see what the feeling was out there.
http://badboyd.blogspot.com/2007/01/sharin-credit-with-medical-info.html |
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Rosebudd
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The test group for denial of insurance benefits or making the person pay a portion of the premium was smokers. They got it on with that and many companies will not even hire people who smoke. I don't think this is a fair practice, even though it is a habit that one chooses. Obese people are next. Note they have already been able to charge extra fare on airplanes or charge for an extra seat. The argument against smokers was that their habit takes a toll on their health which leads to needing health care which drives up the cost. I don't completely agree with that. A lot of people that smoke, avoid the doctor. They don't want to hear all that nagging. When they do have a condition that arises from smoking, they tend to die quickly and therefore do not necessarily cost the insurers that much money. They same argument is being applied to obese people. It's just a matter of time before they are punished for their choices as well. We have a serious problem in America with people trying to legislate morality and legislate good health or what is perceived by the ruling group as good. We may being saying "Heil" soon. |
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Calliope
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EVERYONE should be allowed medical/insurance coverage.
Contrary to popular belief, there are quite a few reasons that contribute to people being overweight, and not all of them are because they "eat too much" or "don't take care of themselves".
If anyone believes overweight people should NOT get medical coverage, it just shows how stupid and cruel they are in my opinion.
EVERYONE deserves medical coverage. Fat, thin, man, woman, black, white, rich, poor, smoker, non-smoker, EVERYONE.
Why would anyone want to deny another human being the right to be well? |
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laughter_every_day
 |
The purpose of insurance is to spread the risk among a large population. If you were to exclude those likely to need it, there would be no reason for the industry to exist. If you are to exclude the fat, be sure to also exclude the old, for they are likely to need insurance, and the very young, and the diabietic, and those predisposed to high cholesterol, and anyone in a dangerous job. Teachers are notorious for getting illnesses from children and they voluntarily choose the job, so screw them as well. Those who elect a high stress job should also bear their own costs. Or, maybe, if we had health care universally available, the risks and costs would be spread thoughout the population to accurately reflect how the medical profession is getting rich by increasing fees to match available insurance. |
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Mopar Muscle Gal
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ADD also alcoholics, drug users and cigarette smokers |
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marilynn
 |
There might be a physical or mental cause behind the obesity. Everyone should have access to health insurance no matter what. If we start denying coverage because someone isn't at an "ideal weight" many sports figures would be ineligible as would thin models. And since we are in a denying mood, why not eliminate children who are born with birth defects because their parents carried a defective gene - hey they should have gotten tested and known better. What about parents who have breast cancer running through their family trees - do the girls born to these families deserve insurance when there was a distinct probability that they will fall victim to the disease? Since we want to save money there are a host of other diseases we can refuse to cover also. Eliminating people will make the insurance companies richer but do very little for you or me. |
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mbrcatz
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NO.
Being a member of society is about MORE than just looking out for #1 and keeping your own costs as low as possible. We all have a (limited) moral duty and obligation towards one another. To be fair, one of our duties towards society as a whole, is to take care of ourselves to the best of our ability.
If you start eliminating "certain people" from health insurance coverage, well, it's a slippery slope that *I* certainly don't want to go down. Here are some other "high cost" groups that would VERY QUICKLY join the list of illnesses that are VERY expensive to treat, and require long term cost commitments:
critically ill children
preemie babies born before 30 weeks gestation
the elderly - say, everyone over 70
people with type 1 diabetes
severely handicapped (cerebral palsy, spin bifida, etc)
There will always be people out there who are healthier than you are, and who are more ill than you are. That's just the way it is. If all the above people are denied health insurance, basically what we're doing is shoveling them off into a corner to just die. I can't have that on my conscience. |
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ebuythismobile1
 |
they already pay more |
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Sleepy1
 |
In my personal opinion, if obesity is caused by some underlying medical condition, then it should be a covered malady. If, however, the only reason for being obese is a choice of lifestyle (poor diet, lack of exercise, gluttony, etc.), it should be similar to the way insurance coverage for a cigarette smoker is done. Both conditions increase the chances for a high level of medical costs and both conditions are preventable/correctable. Not being included in coverage or coverage at a substantial increase in cost is both prudent and reasonable. |
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F T
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Unless you smoke, do drugs, or drink like a fish, there should be no change in insurance premiums. |
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thetravelinggardener
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people that show little respect for themselves and gut it out, should pay more premiums than people that take care of their bodies. |
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