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 I am interested in becoming an insurance salesman in the state of North Carolina. Where do i start looking?
Term life Insurance ...


 Are proceeds from a lawsuit taxable? Are insurance settlements arising from a lawsuit taxable?
I sued my insurance company over failure to pay a Hurricane Katrina claim and we settled before going to trial....


 Can I take a withdrawal from my 401(k) plan at age 60 and still work?
...


 When I get surgery through jobs insurance, what person in the company will be able to see what type surgery???
...


 Homeowners insurance is high because there is no fire hydrant?
The quotes I'm getting for insurance are high b/c I live on a rural property and there is no fire hydrant on the road. The fire dept. told me their trucks carry plenty of water PLUS there's ...


 Being mucked about by elephant insurance company is there a body who can deal with my complaint?
i have emailed 4 people now about cancileing my account and no one has emailed me back i am now paying contents cover for a house that i do not live in any more this is rediculus. i only have a ...


 What can an insurance company force you to do legally?
We live in southeast Louisiana. After Katrina none of the insurance companies are writing new policies and they're trying very hard to get rid of all the existing policies and effectively make ...


 If I have a Car note, and I can't afford to pay my insurance, Can the dealership turn off my car until payment?
There's a gps tracking device and shut me right down so I can't drive.Its not my car note,insurance ...


 What happens if you die at the hospital, you have no life insurance and no family to pick up any bills?
...


 If I go on unemployment, does my company pay health insurance?
My company has laid me off and is going to pay me unemployment. Does my company have to continue my health insurance, or will I be dropped automatically? If so is there anything I can do other than C...


 Can I sell my life insurance policy?
...


 How can I discover if a person had a life insurance policy with any company in the UK. Likewise a bank account

Additional Details
Ta for trivial answers, but I have discovered I am executor of this persons will, but all his personal papers have been destroyed. Furthermore I have been informed by ...


 Anybody know cheap home insurance comp?
just got new home?...


 What are some..?
ways i can save on insurance? im 16yrs old so i know that alone makes my insurance sky high, but i heard if you have items such as a fire extinguisher in your car, it can save you money on insurance, ...


 Can you take a life insurance policy out on someone without their knowing it?
If so, do you need his/her social security number?...


 Has anyone used Injury Lawyers 4U? Are they any good? Would you recommend them?
...


 How do you meet your insurance deductable on a car?
How do you meet your insurance deductable? I have no idea what details you need....My husband just wants to know. We got our car broken into the other night and they stole our xbox 360 and the ...


 I was over-reimbursed!!?
My private medical insurance co. over-reimbursed my credit card for medical services I received. Then, my credit card company deposited this over-payment into my personal bank account! Now, I am ...


 Why is payment protection Insurance not worth the paper its written on?
My son had a loan over the phone granted him and was talked into expensive payment protection Insurance. He lost his job (sacked) but could`nt take his boss to tribunal because he hadnt worked with ...


 A hospital told me I was fully covered. Now doctor is giving me a bill. What should I do?
No one told me the doctor was not on my plan, now I', being charged w/his hugh bill. What recorse do I have? It seems they accepted the $ already sent from my Insurance Co. but they are looking ...



pxn11
Do people must have my permision to buy life insurance on my head?
If they can, is there a place I can find out anyone bought on me?
                     
 




mbrcatz
Rating
Yes, they must have your permission, in writing. And you would probably notice if someone from the insurance company came by for blood and urine samples from you, and when they wrote you a letter asking for you to release medical records to them.

But, you can also look up if anyone APPLIED for life insurance coverage for you, for a $75 fee, here: http://www.mib.com/html/lost-life-insurance.html If it's been applied for, they'll give you the list of companies, which you then have to call to see if a POLICY was actually taken out.


slapinsky22
Rating
No, no one can take out a life insurance policy without you knowing.

Most life insurance you need a medical done, so unless something dire happened im sure you would remember someone poking you with a needle and asking you to fill a cup.

There are some term products out there which do not require underwriting, or even an agent, to place. But these require your signature and there are fraud departments (sometimes called S.I.U.) that investigate any attempt at fraud.


Judy1
People must have your consent to buy life insurance on you.


osocandeloso
Rating
yes they do have to have your permission , you have to sign the application. plus the person buying the policy has to have an insurable interest it means he has to lose something if you die


snck
Its pretty common for companies to have insurance on key personal to cover lost productivity and cost of recuiting a replacement.

PS. Try replacing "must" with "need to"


Empress Jan
Rating
to avoid fraud. For example, if someone took out a life ins policy on you and started to eliminate you to profit from it, well, you catch my drift! Don't sign anything!


Expert Realtor
Yes, this measure was put in place many, many years ago about the same time the stalking laws were being passed.

Now, if you have life insurance on someone else other than a dependent, their signature is required and must be done in the presence of the licensed agent writing the policy.


aaron p
Only if they can show that there is an existing contract which establishes insurable interest such as a business contract or divorce papers. The only company that I know of that does this is Lloyd's of London. They do not report to the MIB, so it wouldn't show up in that instance.

Peterson International is an underwriter for Lloyd's and can bind up to $20m per person. Email me if you have any more questions about the program.


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